student-finance.service.gov.uk Reviews 102

TrustScore 1.5 out of 5

1.7

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Customers express widespread dissatisfaction with various aspects of the company, including contact methods, the mobile application, and the overall service provided. Consumers are particularly frustrated by issues related to payments, indicating a significant area of concern. Many people report negative experiences with customer service, citing long wait times and unhelpful interactions. Reviewers also express frustration with the app's functionality and the difficulty in resolving issues through available channels. The consensus among reviewers is that the company's performance is subpar across multiple touchpoints.

Based on these reviews

Rated 2 out of 5 stars

What is study support because I did not require this ! And would like to take the University UCLAN to court over no valid reasoning whilst on course for a first class degree ! Please see my tru... See more

Rated 1 out of 5 stars

Goodness the staff were clearly untrained and I could barely understand a word they said. I can only assume we were being transferred to a call centre overseas. After speaking with three different cal... See more

Rated 1 out of 5 stars

hire a bunch of temps every SFE season and don't bother training them or actually making an effort to fix systems which repeatedly make mistakes concerning finances nearly every student in england nee... See more

Rated 1 out of 5 stars

I applied for my masters funding in August 2026 for it to start in September. When my finance was awarded they had awarded it for next January? I don’t know why as the start date was the 15th of Septe... See more

Rated 1 out of 5 stars

This must the least online user friendly service I know. I am attempting to submit information for my sons student loan application and its just nigh impossible. I'm unable to access my account and... See more

Rated 1 out of 5 stars

They delay all the updates, changed mine instead of my sister’s course details because we have the same surname and doing same course (different years), now both of us have to wait for them to review... See more

Rated 1 out of 5 stars

So this year for some stupid reason I now have to fill in a form and upload it instead of doing it digitally. OF COURSE THERE ARE PROBLEMS. The form gives errors consistently, and there's no where t... See more

Rated 1 out of 5 stars

locked me out of my account, when tried to change password I used my name and details, and it sent the password login to someone else's phone and email (thinking I was them). when called, the useless... See more

Rated 1 out of 5 stars

They're a complete joke. They endlessly chase and harass you wanting to see everything in your banks, every transaction and every piece of information they can get. They will never believe you if you... See more

Rated 1 out of 5 stars

CUSTOMER REFERENCE NUMBER : 37047830089 They take too long to solve simple issues. I repeated a year and started a new course. They put down MENTAL HEALTH instead of ADULT NURSING and I have... See more

Rated 1 out of 5 stars

Disgusting attitude to issuing refunds. They'll hold onto your money as long as they can... wouldn't be surpised if they earn interest on it considering how long they take to issue a refund. 28 WORKIN... See more

Rated 1 out of 5 stars

I am a full time student ,looking after my disable father as well ,applied for extra help ,approved last year this year rejected when my financial circumstances never changed .I had to apply now for f... See more

Rated 1 out of 5 stars

This company appears unfit for service. A Government run business that is an outlier compared to other Government services. It is almost impossible to talk to anyone at SFE. Their phone system cuts yo... See more

Rated 1 out of 5 stars

I am trying to help my daughter for her loan application. I went to university 20 years ago and cannot log in. The phone numbers are an absolute waste of time, automated and tell you to do it online.... See more

Rated 1 out of 5 stars

Denied my son tuition fee loan for his university because he previously had to withdraw due to mental health reasons. He got an anonymous decision and the person who received his evidence did not read... See more

Rated 1 out of 5 stars

Had my student finance application cancelled as i received an email in April, the email stated if i didn’t submit the necessary documents it would be cancelled in May, they didn’t cancel it until Sept... See more

Rated 1 out of 5 stars

Absolutely awful, submitted info 10th April, was accepted straight away for my daughter which is great, they was using our info for my son so should have been accepted straight away….. 3 months on and... See more

Rated 1 out of 5 stars

just like the most recent comment...I went to university 15 years ago and cannot log in. The phone numbers are an absolute waste of time, automated and tell you to do it online. you send them a comp... See more

Rated 1 out of 5 stars

One star seems generous. I have never encountered a system that is so rubbish. I am on day 4 of trying to do a simple application. No one on the phone is any help (they seem nice enough but i couldnt... See more

Rated 1 out of 5 stars

Nothing about the process is straight forward. They don't even attempt to explain it to you! None of the forms make any rational sense or are set out in consist manner. The whole system is chaotic any... See more

Rated 1 out of 5 stars

I did not want to write a review. Its saturday 12th october, and still nothing about my application form whether its gonna be approved. I rung on thursday 26th september and was told it was getting ch... See more

Rated 1 out of 5 stars

Just a terrible waste of life going round and round a 'press 1' phone nonsense. Almost impossible to get a human but they know they have you over a barrel if you want your child's education to be fina... See more

Rated 1 out of 5 stars

4 months and still didn't receive the payment. They blocked my application because they weren't sure about my adress, but didn't bother to tell me. When I contcted them on the chat, they said I will n... See more

Rated 1 out of 5 stars

Bloody awful service, with a barely functioning online service and no support email. And a crippling interest rate. If the governkment had guts, they would just make a graduate tax for both mainland a... See more

Rated 1 out of 5 stars

So, its been a week since i have spoken to student finance and still waiting for the aproval status. Had an email about the tutorw fees but states i can still have the maintanance payments but yet sti... See more

Rated 1 out of 5 stars

They scam,people. I pay all amount of money back, and after 2 years I received an email from them I must own them 120 pounds, after I call them 4 times and keep me on the phone half hour, they said is... See more

Rated 1 out of 5 stars

Student finances really need to work on the customer service. That the customer service was horrible and they seemed unbothered the whole time and he kept on sighing which seemed like he did not want... See more

Rated 1 out of 5 stars

Been waiting for over a month should have been updated by the 24th October 2024 as my class starts 4th november now they telling me updated will be 22 november 2024???? 2hat a waste of my time as... See more

Rated 1 out of 5 stars

Had rung up for a query regarding repayment. I was left on hold for 40 mins by Raz, who said it’ll be 2 mins. Didn’t have the decency to get back saying it’ll take longer just kept me on hold. Had no... See more

Rated 1 out of 5 stars

I made the mistake and clicked on something which I misread in the first place. As soon as I noticed it, I contacted SFS. They asked me to provide several evidence, a cover letter (twice, because they... See more

Rated 1 out of 5 stars

Cannot speak with anyone on the helpline , advises to use the Non existing Web chat on your on-line account. Recorded messages and options. Dehumanising and unhelpful.

Rated 1 out of 5 stars

Shocking service, a basic error with my email address and I have to jump through hoops to get this load sorted for my daughter. No consistency with the information given on the phone. Computer sa... See more

Rated 1 out of 5 stars

Have never dealt with a agency like it for a government operation my lad is so stressed his rent is due and now they will look at his application in November absolutely a joke . No one updates the not... See more

Rated 1 out of 5 stars

very poor website , needs multiple needless passwords and secret answers (as fraudsters will obviously want to hack in and pay my kids student fees) - no point ringing the contact number as its just a... See more

Rated 1 out of 5 stars

This organization it's a absolute BULLSHIT,staff is arrogant and disconnect the calls if they not like something,not support to customers,and honestly the reason why I will stop my education will be t... See more

Rated 1 out of 5 stars

This is the worst company in the UK by a landslide. Horrible to work with. Absolutely a disgrace to the country. Never seen anything this bad in my whole life.

Rated 1 out of 5 stars

Rubbish company they come back in a years time and start harassing young British born citizens and civilians for money and your life is put at immediate risk please don’t put yourself in future stress... See more

Rated 1 out of 5 stars

Their entire system is constantly in chaos. They have absolutely no clue what they are doing.

Rated 1 out of 5 stars

Even 1 star is too many. Dreadful service and serious questions over the organisation's ability to handle sensitive personal financial data, much less storing it safely. Being asked to upload bank st... See more

Rated 1 out of 5 stars

My girlfriend has had an awful experience with student finance from day one of her third year at university. She lives with her nan and supports herself on income she had earnt on a... See more

Rated 1 out of 5 stars

Aplied for student finance, in September, they received my documents on the 2 October, ie: my passport for ID, they emailed 3 times saying they have received the passport, even though I got the tracki... See more

Rated 1 out of 5 stars

Absolutely horrendous!! Everything is wrong with this system!! Couldn’t continue with my application because they said my mother had an account even though she’s never created one in her life?! Imposs... See more

Rated 1 out of 5 stars

incredibly unresponsive and lack any sense of urgency. almost impossible to contact anyone with support on an application, even though my position at university was at risk due to their lateness. a tr... See more

Rated 1 out of 5 stars

29-9-25 DISABLED STUDENT. Completed standard SFE paperwork before the start of term for a full time post graduate course at York. I completed the DSA form at the same time and posted LOTS of evid... See more

Rated 1 out of 5 stars

SLC is currently owed £260 billion pounds at up to 8% interest and can't even answer a phone or process payments from a PAYE system that funnels cash directly to them. The most frustrating, unfit... See more

Rated 1 out of 5 stars

Not fit for purpose. Whilst the call staff are generally lovely ( once you get through after hours on hold) the system is completely unfit for purpose and has caused me unreasonable distress an... See more

Rated 1 out of 5 stars

This is a bent company. Calls to them just rrfer you to the website. Emails are rejected. Documents sent to them are ignored or denied to be the correct ones. They should have doubled my daughter... See more

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1.7

Bad

TrustScore 1.5 out of 5

102 reviews

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Rated 1 out of 5 stars

Absolutely no help

Absolutely no help. Can't change password gives a number to call. After waiting for over 30 minutes person on the phone very unhelpful and rude.

June 27, 2024
Unprompted review
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Rated 1 out of 5 stars

HELP

Another long call, 1:59mins to be cut off because they clearly can't deal with my query. This is the second time i have been cut off so a common tactic! I was querying an overpayment, he didn't even know what income applies to the academic year, they can't find the forms, then magically they appear, full of abbreviations CRN, CYI, PR2 when asking questions simply not fit to advise. A student ready to drop out with a £1k 24/25 award, scandalous :(

June 26, 2024
Unprompted review
Rated 1 out of 5 stars

Absolutely awful

Absolutely awful, submitted info 10th April, was accepted straight away for my daughter which is great, they was using our info for my son so should have been accepted straight away….. 3 months on and still waiting after sending them our info 4-5 times and numerous phone calls, and apparently they still don’t have our info?? Makes absolutely no sense as they have it when we gave it for my daughter,and also the times we had to send it for my son. SORT IT OUT, waited long enough!!!!!

April 10, 2024
Unprompted review
Rated 1 out of 5 stars

very very very very very very very very poor service

very poor service
i sent a big pack of evidence costed me £32
they keep asking me for evidence i already sent to them
pls refund my £16 for my prepaid envelope not used
they waste time and no communication whatsover
they send email with an email u cant reply. this is so bad.
on top of it u re already busy studying and they are an extra burden.
be considerate!
thanks

June 10, 2024
Unprompted review
Rated 1 out of 5 stars

Utterly disorganised

Message sent 7 June 2024 to gov.uk on their Feedback page for Student Finance England SFE
We have 2 children in higher education. Every year we have problems and have to spend a long time on the phone (the site doesn't help because it has confilicting information compared to emails received )because SFE have made mistakes and muddled information. We provide all financial info and endorsements and SFE has told my 2 children I have not sent the financial supporting evidence, despite then one of the two of them receiving an email to say that SFE had received it and then, on my account, an acknowledgement that they had. What a muddle. After 45 mins on the phone (30 min wait), it was discovered that our financial evidence for my husband and I had been 'overlooked' (the word used by the agent) along with the endorsing letter from our accountants (as we live in France so are not part of the PAYE scheme ). Last year, there was a confusion about my daughter's loan which was mistakenly disaproved, but no one had written to her by email, post or on her online account to inform her. Not only had she been made to think it was all 'still being processed' as it was referred to a different department, but then she had the nasty shock of thinking she couldn't go to uni because it had been mistakenly disapproved. Again, it was 'overlooked' and we had to ring at least twice and were told conflicting information. It really feels as though the agents are not thoroughly checking the supporting evidence. It has caused our family stress. I dread this time of year. My son is in the middle of exams is panicking because he has been mistakenly told he is on minimum maintenance because of this 'overlooking' of info. Please check out your system and the ability of those working for you and the cohesion between referral departments as there is something seriously amiss.

June 7, 2024
Unprompted review
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Rated 1 out of 5 stars

Dont even bother they’re service is…

Dont even bother they’re service is awful they kept me waiting for over a month kept telling me the same thing phone calls 2x a week to get some clarity on my aplication they kept telling me to submit information that i have already sent just a complete mess was such a struggle to get someone that could actually understand my frustration and help me and even then they still tell you to wait wouldn’t recommend it to anyone

June 5, 2024
Unprompted review
Rated 1 out of 5 stars

Shocking service

Shocking service, a basic error with my email address and I have to jump through hoops to get this load sorted for my daughter.
No consistency with the information given on the phone.
Computer says no
And now have to wait 6-8 weeks

May 31, 2024
Unprompted review
Rated 1 out of 5 stars

Consistent in their contradictions

Say online that they have everything they need, only to phone up and discover that they are waiting for further evidence. This has happened on numerous occasions.

They claim that we have requested that an application is not means tested, and then in another call concede that that is not true.

If there's one aspect of the service that is consistent, it's that it's consistently full of contradictions that makes the whole process more time-consuming and stressful than it should be.

May 22, 2024
Unprompted review
Rated 1 out of 5 stars

ZERO STARS

ZERO STARS. absolutely ridiculous and what a waste of time. Need to send a handwritten letter just to change my email address as the one they have is incorrect which is a mistake on their part because that email address does not EVEN EXIST and i have only ever had one. Appalling. Apparantly my details don't match however they have sent me emails before on my correct email address before. I needed to reset my password but can't receive the reset link as the email address is incorrect!!! what a joke and had to wait for 50 mins to talk to some one. I have supported my daughter's application last year so it's not even like it is my first time. Never experienced anything like this. Guys don't bother with them, i wouldn't even give them 1 star if i could.

May 16, 2024
Unprompted review
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Rated 1 out of 5 stars

It’s hard to find the words to…

It’s hard to find the words to adequately describe how awful the student finance service is. Time and again they mess things up. I have sent my proof of income for my son’s loan 3 times now. I rang today, and after being on hold for a full hour, I was told that the proof had been received and the loan was being processed. And just now my son has received an email saying his loan can’t be granted as I haven’t sent my proof of income!!

April 15, 2024
Unprompted review
Rated 1 out of 5 stars

I may graduate while they process the paperwork.

I have applied Disabled Student Allowancei n feb 2023 but I did not received their support yet due to their mistakes.
Firstly, they took 6 month to process my application form since they sent it to wrong department by mistake and then they misunderstood that there was not enough information on the form. After my university instructed them, they were able to process it but my first year study was finished.
Then, I had to send an another form for the next academic year. I did it with a staff of my university. Again, Student Finance claimed that they do not have enough information although University staff says they have enough. Currently I and my university have been contacting them but there is not meaningful reply from them.

October 16, 2023
Unprompted review
Rated 1 out of 5 stars

It’s like pulling teeth

It’s like pulling teeth. They constantly lose information meaning me and my sponsors have to constantly resubmit. There are no forms of management when you call meaning there are people the same age as me having to muddle through a disorganised system to find answers and solutions for issues the same system has made. You would expect a company that is supporting the progression of the majority of students into and through university to be better run and managed, but it is clearly another case of a service that should be public being run by a private shareholder on behalf of the government. I would rather have an increase in tax and student grants being reinstated than for anyone to ever go through this system ever again. It’s broken from top to bottom and the only way to fix it is to scrap it and start again, with students’ and therefore the future of our country and planet in mind. Less extortion and more support, and integrity within that source of support.

September 13, 2023
Unprompted review
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Rated 1 out of 5 stars

Blaming me.

Thank you for email.

I disagree that amending the lockedout account system from 30 mins to 15 mins makes the slightest difference, what is the point of having this at all, why not just a password reset.

I did not say the I was out of the country on my application, I changed my address from Eastleigh and East Witterings, UK, and when I called the agent about what the error was they said my application was fine and it was a system error.

Why would I say I was living outside the country?

What country did I say I was living in?

You're lying about this and blaming me for your system.

November 4, 2022
Unprompted review
Rated 1 out of 5 stars

The Uk is based on morals, standards and ethics endorsed by the Mornarch, The Armed Forces, The Police, The Security Service and by the Judiciary.

I was approached by Student Finance England The Customer Care Team on 22nd September 2022 to inform me that I should ask my Practitioner to write and sign a declaration that because of mecidical condition i am unable to mange my finances for the forseeable future. Prior to this communication I emailed SFE informing that I am resuming my studies in October 2023 MA in Crime & Justice and I have every intention to repay the Postgraduate Loan and will enter into a payment plan with The Student Loans Company in October 2023. From April 2022 The Student Loans Company have harrassed and innundated me with phone calls and emails for the payment of £2400 which is only due on completion of your course and if you fall within a certain salary bracket. I am an Independent Woman . I live alone and payment of all my bills falls on me. SLC and SFE have harrased, insulted and denigrated me as I had to be detained in Hospital from November 2022 - February 2023 and as my GP, The East Of England Ambulance Service are aware of I am in the process of recovery and I approach my studies with dedication and posiitive enthusiasm. I am a 54 year adult who has been the subject of traumatic experiences in childhood and adulthood and would not tolerate any abuse, psychological denigration and intimidation by alleged professionals who work in the caring Profession who have morals and standards which they are required by law to uphold,
I wish to recover fully and resume my studies MA in Crime & Justice in October 2023.
I want SFE and Student Loans company to stop insulting my integrity and my position in societyand a s a Citizen of England.

September 28, 2022
Unprompted review
Rated 1 out of 5 stars

Rang and was on hold for an hour

Rang and was on hold for an hour . Got through to a young woman 5 pm who sounded very weary and then was very rude and unhelpful. My daughter needs to swap Uni but it doesn’t allow you to do it online. Long story short rude unhelpful and weary. Not enough training either.

September 2, 2022
Unprompted review
Rated 1 out of 5 stars

Soul destroying doesn’t even go half…

Soul destroying doesn’t even go half way in describing SFE.
As a childcare provider SFE have left one of my parents in so much debt it’s triggered depression and put her in a situation where she owes me over 2k.
She’s now in a position after being given the run around by SFE where she has no other choice but to give up the last year of her degree.
They constantly lie and pass the buck.
I was told after personally speaking to them that they would be making a payment to me within two days.
We are 4 weeks on with no signs of a payment being made.
They do not care about the students or the burden and stress they place upon them by not doing their jobs.
My parent in good faith was told payments would continue to be made.
I’m so angry that if I have to take someone to small claims court it won’t be SFE, that burden will fall upon the parent.
Absolutely disgusting shoddy behaviour.

July 18, 2022
Unprompted review
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Rated 2 out of 5 stars

The SFE system is soul-destroying

Writing as a parent providing evidence for an offspring's loan application, the SFE site and system and processes are soul-destroying. Once one has input (uploaded) information it is impossible to interrogate it to check in the future. Nor can one see what has been input in previous years. The emails one gets are threadbare in the information they offer: one gets chasing emails that don't go into specifics, making it hard to work out what is required, especially as one cannot view the system to see what error of omission or commission might be the problem.

Worse, when one gets a chasing email and go online to check why, one receives a contradictory bland reassurance that all the input is complete. This does not inspire confidence. And finally... update emails to us and to our offspring contain baked-in spelling mistakes - these are HM Gov official communications about further education, for goodness' sake - they should not contain spelling mistakes. We'll leave you to find them as a good exercise in checking and proof-reading. Being Agile and Beta is one thing; being sloppy is another.

The only reason this review struggles up to 2 Stars is because - once one has queued for up to an hour - the telephone service staff are invariably polite and try - against insurmountable odds - to be helpful. I don't blame them for the awful system they have to operate.

May 27, 2022
Unprompted review
Rated 5 out of 5 stars

Craig from SFE was AMAZING!

Craig from Student Finance England was extremely helpful and delivered an excellent service. I called Student Finance England in the 20/0/2022 at around 3:50pm because I had an issue, Craig was able to resolve it in no time unlike some of his colleagues.
I am grateful people like him exist.
Thank you Craig!

January 20, 2022
Unprompted review

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