student-finance.service.gov.uk Reviews 102

TrustScore 1.5 out of 5

1.7

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Customers express widespread dissatisfaction with various aspects of the company, including contact methods, the mobile application, and the overall service provided. Consumers are particularly frustrated by issues related to payments, indicating a significant area of concern. Many people report negative experiences with customer service, citing long wait times and unhelpful interactions. Reviewers also express frustration with the app's functionality and the difficulty in resolving issues through available channels. The consensus among reviewers is that the company's performance is subpar across multiple touchpoints.

Based on these reviews

Rated 2 out of 5 stars

What is study support because I did not require this ! And would like to take the University UCLAN to court over no valid reasoning whilst on course for a first class degree ! Please see my tru... See more

Rated 1 out of 5 stars

Goodness the staff were clearly untrained and I could barely understand a word they said. I can only assume we were being transferred to a call centre overseas. After speaking with three different cal... See more

Rated 1 out of 5 stars

hire a bunch of temps every SFE season and don't bother training them or actually making an effort to fix systems which repeatedly make mistakes concerning finances nearly every student in england nee... See more

Rated 1 out of 5 stars

I applied for my masters funding in August 2026 for it to start in September. When my finance was awarded they had awarded it for next January? I don’t know why as the start date was the 15th of Septe... See more

Rated 1 out of 5 stars

This must the least online user friendly service I know. I am attempting to submit information for my sons student loan application and its just nigh impossible. I'm unable to access my account and... See more

Rated 1 out of 5 stars

They delay all the updates, changed mine instead of my sister’s course details because we have the same surname and doing same course (different years), now both of us have to wait for them to review... See more

Rated 1 out of 5 stars

So this year for some stupid reason I now have to fill in a form and upload it instead of doing it digitally. OF COURSE THERE ARE PROBLEMS. The form gives errors consistently, and there's no where t... See more

Rated 1 out of 5 stars

locked me out of my account, when tried to change password I used my name and details, and it sent the password login to someone else's phone and email (thinking I was them). when called, the useless... See more

Rated 1 out of 5 stars

They're a complete joke. They endlessly chase and harass you wanting to see everything in your banks, every transaction and every piece of information they can get. They will never believe you if you... See more

Rated 1 out of 5 stars

CUSTOMER REFERENCE NUMBER : 37047830089 They take too long to solve simple issues. I repeated a year and started a new course. They put down MENTAL HEALTH instead of ADULT NURSING and I have... See more

Rated 1 out of 5 stars

Disgusting attitude to issuing refunds. They'll hold onto your money as long as they can... wouldn't be surpised if they earn interest on it considering how long they take to issue a refund. 28 WORKIN... See more

Rated 1 out of 5 stars

I am a full time student ,looking after my disable father as well ,applied for extra help ,approved last year this year rejected when my financial circumstances never changed .I had to apply now for f... See more

Rated 1 out of 5 stars

This company appears unfit for service. A Government run business that is an outlier compared to other Government services. It is almost impossible to talk to anyone at SFE. Their phone system cuts yo... See more

Rated 1 out of 5 stars

I am trying to help my daughter for her loan application. I went to university 20 years ago and cannot log in. The phone numbers are an absolute waste of time, automated and tell you to do it online.... See more

Rated 1 out of 5 stars

Denied my son tuition fee loan for his university because he previously had to withdraw due to mental health reasons. He got an anonymous decision and the person who received his evidence did not read... See more

Rated 1 out of 5 stars

Had my student finance application cancelled as i received an email in April, the email stated if i didn’t submit the necessary documents it would be cancelled in May, they didn’t cancel it until Sept... See more

Rated 1 out of 5 stars

Absolutely awful, submitted info 10th April, was accepted straight away for my daughter which is great, they was using our info for my son so should have been accepted straight away….. 3 months on and... See more

Rated 1 out of 5 stars

just like the most recent comment...I went to university 15 years ago and cannot log in. The phone numbers are an absolute waste of time, automated and tell you to do it online. you send them a comp... See more

Rated 1 out of 5 stars

One star seems generous. I have never encountered a system that is so rubbish. I am on day 4 of trying to do a simple application. No one on the phone is any help (they seem nice enough but i couldnt... See more

Rated 1 out of 5 stars

Nothing about the process is straight forward. They don't even attempt to explain it to you! None of the forms make any rational sense or are set out in consist manner. The whole system is chaotic any... See more

Rated 1 out of 5 stars

I did not want to write a review. Its saturday 12th october, and still nothing about my application form whether its gonna be approved. I rung on thursday 26th september and was told it was getting ch... See more

Rated 1 out of 5 stars

Just a terrible waste of life going round and round a 'press 1' phone nonsense. Almost impossible to get a human but they know they have you over a barrel if you want your child's education to be fina... See more

Rated 1 out of 5 stars

4 months and still didn't receive the payment. They blocked my application because they weren't sure about my adress, but didn't bother to tell me. When I contcted them on the chat, they said I will n... See more

Rated 1 out of 5 stars

Bloody awful service, with a barely functioning online service and no support email. And a crippling interest rate. If the governkment had guts, they would just make a graduate tax for both mainland a... See more

Rated 1 out of 5 stars

So, its been a week since i have spoken to student finance and still waiting for the aproval status. Had an email about the tutorw fees but states i can still have the maintanance payments but yet sti... See more

Rated 1 out of 5 stars

They scam,people. I pay all amount of money back, and after 2 years I received an email from them I must own them 120 pounds, after I call them 4 times and keep me on the phone half hour, they said is... See more

Rated 1 out of 5 stars

Student finances really need to work on the customer service. That the customer service was horrible and they seemed unbothered the whole time and he kept on sighing which seemed like he did not want... See more

Rated 1 out of 5 stars

Been waiting for over a month should have been updated by the 24th October 2024 as my class starts 4th november now they telling me updated will be 22 november 2024???? 2hat a waste of my time as... See more

Rated 1 out of 5 stars

Had rung up for a query regarding repayment. I was left on hold for 40 mins by Raz, who said it’ll be 2 mins. Didn’t have the decency to get back saying it’ll take longer just kept me on hold. Had no... See more

Rated 1 out of 5 stars

I made the mistake and clicked on something which I misread in the first place. As soon as I noticed it, I contacted SFS. They asked me to provide several evidence, a cover letter (twice, because they... See more

Rated 1 out of 5 stars

Cannot speak with anyone on the helpline , advises to use the Non existing Web chat on your on-line account. Recorded messages and options. Dehumanising and unhelpful.

Rated 1 out of 5 stars

Shocking service, a basic error with my email address and I have to jump through hoops to get this load sorted for my daughter. No consistency with the information given on the phone. Computer sa... See more

Rated 1 out of 5 stars

Have never dealt with a agency like it for a government operation my lad is so stressed his rent is due and now they will look at his application in November absolutely a joke . No one updates the not... See more

Rated 1 out of 5 stars

very poor website , needs multiple needless passwords and secret answers (as fraudsters will obviously want to hack in and pay my kids student fees) - no point ringing the contact number as its just a... See more

Rated 1 out of 5 stars

This organization it's a absolute BULLSHIT,staff is arrogant and disconnect the calls if they not like something,not support to customers,and honestly the reason why I will stop my education will be t... See more

Rated 1 out of 5 stars

This is the worst company in the UK by a landslide. Horrible to work with. Absolutely a disgrace to the country. Never seen anything this bad in my whole life.

Rated 1 out of 5 stars

Rubbish company they come back in a years time and start harassing young British born citizens and civilians for money and your life is put at immediate risk please don’t put yourself in future stress... See more

Rated 1 out of 5 stars

Their entire system is constantly in chaos. They have absolutely no clue what they are doing.

Rated 1 out of 5 stars

Even 1 star is too many. Dreadful service and serious questions over the organisation's ability to handle sensitive personal financial data, much less storing it safely. Being asked to upload bank st... See more

Rated 1 out of 5 stars

My girlfriend has had an awful experience with student finance from day one of her third year at university. She lives with her nan and supports herself on income she had earnt on a... See more

Rated 1 out of 5 stars

Aplied for student finance, in September, they received my documents on the 2 October, ie: my passport for ID, they emailed 3 times saying they have received the passport, even though I got the tracki... See more

Rated 1 out of 5 stars

Absolutely horrendous!! Everything is wrong with this system!! Couldn’t continue with my application because they said my mother had an account even though she’s never created one in her life?! Imposs... See more

Rated 1 out of 5 stars

incredibly unresponsive and lack any sense of urgency. almost impossible to contact anyone with support on an application, even though my position at university was at risk due to their lateness. a tr... See more

Rated 1 out of 5 stars

29-9-25 DISABLED STUDENT. Completed standard SFE paperwork before the start of term for a full time post graduate course at York. I completed the DSA form at the same time and posted LOTS of evid... See more

Rated 1 out of 5 stars

SLC is currently owed £260 billion pounds at up to 8% interest and can't even answer a phone or process payments from a PAYE system that funnels cash directly to them. The most frustrating, unfit... See more

Rated 1 out of 5 stars

Not fit for purpose. Whilst the call staff are generally lovely ( once you get through after hours on hold) the system is completely unfit for purpose and has caused me unreasonable distress an... See more

Rated 1 out of 5 stars

This is a bent company. Calls to them just rrfer you to the website. Emails are rejected. Documents sent to them are ignored or denied to be the correct ones. They should have doubled my daughter... See more

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1.7

Bad

TrustScore 1.5 out of 5

102 reviews

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Rated 1 out of 5 stars

Can only echo what everyone is saying

Can only echo what everyone is saying, was on the phone with them to answer a fairly simple question they asked about my tax code.
Then started an hour of complete incompetence.
Once finally through the advisor couldn't speak English very well - not normally a major issue except she couldn't grasp the simplest answers from me, and had to constantly put me on hold for around 5 minutes a time to ask someone else. After what felt like the hundreth time I'd got nowhere and had to hang up for a meeting (and my sanity).
This shower take being professionally inept up to a whole new level, which is worrying when you think of the responsibility they hold for people's futures.

August 23, 2024
Unprompted review
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Rated 1 out of 5 stars

AWFUL CUSTOMER SERVICE:

AWFUL CUSTOMER SERVICE:
There's no email address to contact or send forms. Forms have to be sent by post and there is a minimum 6 week wait time! I got an email from my university that my tuition fees had increased and that SFE refused to increase the loan amount.I also received a letter from SFE that the university was requesting a higher fee and I had to change the loan amount. I submitted the loan increase form by post. Since then, I received the same old document with the old fee amount 3 times! After 6 weeks, I called them up, waited in line for 40 minutes before being answered. The advisor had an unclear way of speech, I tried to explain to her what I wanted, she kept putting me on hold. After repeatedly asking her my query, she eventually hung up on me! I have no one to speak to and now and my university is only being paid half my fee for the year! Customer service here is non existant!

September 5, 2024
Unprompted review
Rated 1 out of 5 stars

WHERE TO START!?

WHERE TO START!?

This is a branch of the government, so I can't give SFE any leeway. This company is absolutely appalling. They have made me stressed to the point of being physically sick on several occasions.

They have sent me money by mistake and then demanded it back. They have affirmed loan amounts, and then a month later they have withdrew the offer to "review more evidence". They have told me two directly conflicting things within the same day, which could have cost me £1,300 had I not called to rectify it. They have misdirected money I have sent them by mistake on several occasions. They have littered my parents' house with letters due to a system error. They have missed crucial deadlines on multiple occasions.

I am speaking literally when I say that I am unable to think of a single instance where this company was helpful, and we have shared about 50 phone calls together. Every single time the call was stressful and unpleasant, not to mention the 15-30 minute waiting time.

Note: I put 'Date of experience' in today's date, but the issues I faced were in 2016, 2018 and most prominently in 2024 for my masters' degree. Due to their incompetence, despite them saying I can do the course, and my spending thousands in preparation, now it is becoming likely that they won't fund me for it, as they changed their mind once again to "Review more evidence", and keep pushing back my notification date to the point that now I would be starting my course before I even know if I can pay for it.

If I could rate 0 stars or minus stars I would. I hope this branch gets shut down. It's an absolute mockery of our government.

August 30, 2024
Unprompted review
Rated 1 out of 5 stars

Shockingly terrible company and service

I am so fed up and shocked at the appalling customer service at Student Finance England. I must have wasted a days life trying to sort out my sons application, God knows how a teenager is supposed to deal with this. Terrible call wait times and then you are put through to an adviser that doesn't speak English, I cant believe that SFE have their call centres outside of the UK. How are you supposed to discuss important financial information with someone that can't speak your language?
I have made an appeal again my sons award as their calculations are clearly incorrect, on the website its says 5 days to respond, I have just been told its now 40 days as the appeals department are so busy........no sh.. !!!!!!
I started this application in April and i will not get a final decision now until my son has started Uni....disgusting company, shame on you.

August 29, 2024
Unprompted review
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Rated 1 out of 5 stars

Online service fails miserably

Was informed I was due a refund from the previous tax year (2022-2023) via email so logged in to check the details of that refund.

No information about the actual refund was given on the portal once I was logged in - just a balance of how much I still owe. So I went to check previous years statements which only goes to April 2022... even though I've personally received these statements since 2019 up to now (2024) via post, it is not available online?? What?

Fine. So no up-to-date information regarding any of my payments which have resulted in the aforementioned refund - so I click on "request a refund" hoping to be given a financial breakdown of why and how much I will receive as the refund. No. Nothing at all. Just another hyperlink to request an unknown amount of money for reasons I won't be shown? Come on this is basic online account management and I expect much better from a government department handling people's money.

Extremely poor experience.

August 27, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible institution!!!

As a single father, I submitted all the necessary documentation to the Student Finance England (SFE) in accordance with their guidelines to receive the parental learning allowance. Despite multiple submissions, my circumstances and the provided documentation were not taken into consideration. When attempting to speak with an advisor, I experienced lengthy wait times on the phone, only to be connected with individuals who lacked the knowledge and information to provide accurate assistance.

August 13, 2024
Unprompted review
Rated 1 out of 5 stars

Waited 45 minutes for someone to answer…

Waited 45 minutes for someone to answer the phone, i get student finance is busy around this time so i could live with it. That was until the most clueless advisor Josh answered and put me on hold 6 times whenever I asked him a question. I was on the phone for another 15 minutes after he answered and got literally no information. Then i was asked to wait a second again after asking him another question that he had disregarded the first time and he hung up the phone call. Interesting customer service!

August 21, 2024
Unprompted review
Rated 1 out of 5 stars

I send the document last week for…

I send the document last week for suporting my application with tracking number they confirm to me on the phone they receve the document and now saying they dont find the documents witch I post them last year do the same and one year before... this people they does intentionally just to delay payments ..

August 20, 2024
Unprompted review
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Rated 1 out of 5 stars

Oh my...

Oh my...
Worst communication with a Government embodiment, across three countries in which I've lived
Due date for updates to given, missed with success several times
They couldn't find the course name for over 8 weeks and bare in mind, They represent the government, they are in contact with Their schools. Disapointed from A to Z. And for sure, they have to win out of this, more than us that go to Uni to get 10000£ more / year
Once you apply the uncertainty start developing

I am allowing one more week of sleep to these guys and cancel my application

My advice Go and study elsewhere

August 1, 2024
Unprompted review
Rated 1 out of 5 stars

Diabolical

I have never known such an incompetent company in my life and I've been alive quite a long time.

The phone lines are automated for a start, which just doesn't take into account the needs of disabled students.

I have had to evidence the same things repeatedly to staff who don't seem to listen. There seems to be a complete lack of critical thought. The amount of stress it has caused me as a disabled student is immense.

There is no way to just send an email and deal with matters in a reasonable way. It all has to be done through the system or you have to wait for considerable amounts of time to deal with 'mostly' incompetent staff'.

I've had enough stress to go through to get to where I am, due to health issues without dealing with this each year.

August 14, 2024
Unprompted review
Rated 5 out of 5 stars

I had an issue with the processing..

I had an issue with the processing which resulted in me calling to query about it. I had an agent by the name Travis who was so patient and very kind. He solved the issue almost immediately and seemed well prepared for anything. Thank you Travis

August 8, 2024
Unprompted review
Rated 2 out of 5 stars

Mistakes and miscommunication

My experience of Student Finanace England has been characterised by mistakes and miscommunication. My two children received different loan offers for the same academic year. Sorting the mistake out was difficult and time-consuming because the telephone agents didn't seem to understand the issue, have the authority to access the system or be able to clearly communicate.

August 2, 2024
Unprompted review
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Rated 5 out of 5 stars

I had great experience

I had great experience. The agent named Casey i spoke with, was very patient, helpful and calm. He went trough the whole process with me and explain everything in plain language so i can assimilate and understand it. That was one of the most valuable services i experienced.

July 31, 2024
Unprompted review
Rated 1 out of 5 stars

Disastrous online application

Our son is planning to go to the Leeds Conservatoire and we applied for student finance for him. The online application never worked for either myself or my spouse ! Once the accounts were created we could never get back into it to submit the required information. WE called the office and a nice lady guided us through the process and the system still wouldn't find our application!! We have had to sent it by post in the end!!! Looks like Student Finance England still operates in the previous century.....

July 30, 2024
Unprompted review
Rated 1 out of 5 stars

After holding onto the phone for 40…

After holding onto the phone for 40 minutes.
Just Spoke to the most Rude and Abnovious person who just was not listening to anything I say.
Extremely rude and unhelpful
That's probably why they don't record the conversations. Really want to escalate to someone, but this monopoly organisation doesn't believe in customer service

July 30, 2024
Unprompted review
Rated 5 out of 5 stars

José wonderful agent/representative

I usually hate everything that stands with SFE but on 23 July 2024 I spoke with José (or Hose, not sure how its written), the man made me forget I was speaking with someone from sfe, absolutely lovely attitude, calming and most important FRIENDLY. The way he spoke needs to be studied and taught to others. Assisted me with my query and gave advice on top of that, rare example of a gentleman who knows what hes doing ! Thank you

July 23, 2024
Unprompted review
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Rated 1 out of 5 stars

An abhorrent company..

An abhorrent company... I live abroad and every year receive very threatening letters about updating my employment details to see if I am eligible for repayments. This year is my first year being purely self-employed, and I uploaded a tax return at the beginning of May. The company contacted me on the 14th of June requesting further evidence, which I promptly sent them and was enough to prove that I am not eligible for repayments. However, they had already put me automatically onto a repayment plan in June (despite the fact that not providing further evidence was due to their own delay in notifying me of this need). Luckily this has been rectified, but all communication with and action from this company feel very aggressive and predatory.

July 4, 2024
Unprompted review
Rated 1 out of 5 stars

I just quit working as a trainee agent…

I just quit working as a trainee agent for SFE. I get now why there are so many negative reviews. The training they provide is inadequate. After 2 weeks of showing power points, they expect newbie agents to take live calls. I had enough of angry frustrated callers who I was not able to assist swiftly because of the quality of training and not receiving any support. There is minimal side-by-side assistance, just an hour of watching someone take calls, what they call buddying. SFE is more complicated than rocket science. Trainees should not be expected to take live calls unassisted.

June 28, 2024
Unprompted review
Rated 5 out of 5 stars

Keera from SFE was wonderful

I had called SFE multiple times regarding an issue I was having none of the staff offered me the help I need and just when I was about to give up I come across Keera thinking she will not be able to help me I was about delay my application she went above and beyond to help me and Im so grateful. Hope she see this.

June 27, 2024
Unprompted review

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