Being in an accident abroad was very stressful as was the worry of not doing everything for insurance purposes correctly. The call handler, Lilly, was calm, clear and concise - I knew exactly what I... See more
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ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For these people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs. We are at the start of a period of profound change in the motor world. Vehicles are more connected, intelligent, and accessible than ever. It is thought that by 2050, transportation will be dramatically different in urban areas, as more and more people opt for shared travel / shared ownership, and Mobility as a Service (MaaS) takes shape. As the UK’s largest specialist motor insurer, we have immersed ourselves in this changing world, learning and adapting to provide our brokers with the insight and specialist cover that their clients require along the journey of future mobility. Our new Class of business, Motor Innovation is designed for the vehicles of tomorrow; from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations Discover more at ers.com
21 Lombard Street, EC3V 9AH, London, United Kingdom
Replied to 100% of negative reviews
Typically replies within 24 hours
June was most helpful and got this all sorted in record time

Reply from ERS
Friendly and helpful responses. My only issue was my inability to attach photos to the damage assessment link. However I was advised to submit them by email.

Reply from ERS
My partner spoke to Roxanne today, she was very helpful thank you

Reply from ERS

Reply from ERS

Reply from ERS
The handler June Dennis made the whole process of reporting the claim stress free and was also very friendly. June is always very helpful and patient

Reply from ERS
Excellent staff so helpful made everything so easy and appreciated that I was very short of time

Reply from ERS
5 stars and more for the chap called Jacob, calm and very professional handling my accident claim.
Certainly helped relieve some of the stress involved.

Reply from ERS
Excellent customer service, courteous & answered all my queries

Reply from ERS
Friendly and helpful
Phoned back in good time
Didn’t feel rushed had time to find all information needed

Reply from ERS
Kayleigh was superb on the phone, set the right mood, came across as really friendly and communicated clearly

Reply from ERS
June the claims handler took ownership of the claim, and moved it forward as vehicle has been at recovery yard for a week.
These guys are very fast to take your money and plenty of it but don't expect any level of service or cover from them. The only thing you can be guaranteed of is that they will not answer the phone when you need them and that they will do anything to not pay out a claim. I have a 12K multicar policy and get treated like muck.

Reply from ERS
June was a pleasure to deal with and set up my claim and took my claim details quickly.
So far so good!

Reply from ERS
I was involved in a car accident where I was not at fault, and the other driver, who was also insured by ERS, admitted fault straight away, making this an internal claim between ERS policyholders. Despite this clear liability, ERS’s handling of my claim was nothing short of disastrous.
Although I was informed that my claim was passed to a third-party company for the car settlement, (completely understandable to avoid any conflict of interest, the third party company were brilliant!) ERS subsequently acted as if they had no knowledge of the matter once that part of the settlement was concluded. I was repeatedly forced to provide the same information to ERS over and over, exposing a clear lack of coordination between the two companies and leaving me to manage the process alone. The third party company also confirmed they hadn’t received any correspondence from ERS after passing the information over.
ERS pushed every deadline to the legal limit, causing unnecessary and frustrating delays. Throughout this time, my communications were routinely ignored, and I was passed between different representatives, often dealing with a new person every time I emailed or called, usually having to re-explain everything over the phone.
The PI settlement offer was unreasonably low, and customer service over the phone was frequently dismissive and, at times, outright rude. It took over three months for the car payment to reach the car finance company, during which I was left to cover the accruing interest charges. The finance company (a main bank) tried to rectify this for me, but ERS provided an incredibly poor ‘proof of payment’ that didn’t clarify anything meaningful to the bank.
I filed a formal complaint, which was the only time I received any meaningful updates or clarity from the company. However, after requesting to file a second complaint, in what appears to typical ERS fashion based off the other poor reviews, this was ignored, despite asking multiple times.
Whilst there is much more small things I could pick out, these are just the general overarching issues I experienced. Overall, I couldn’t wait for the experience with ERS to end.
This level of disorganisation, disregard for customer concerns, and lack of transparency is completely unacceptable. I strongly advise against using ERS if you expect professionalism, timely communication, and respect.

Reply from ERS
The call handler was constructive, friendly & helpful.

Reply from ERS
Lilly was professional, friendly and helpful in dealing with a worrying situation. Putting us at ease and left us confident that matters would be dealt with promptly.
Van has already been booked in to repairers on the day of claim. Could not ask for a better service.

Reply from ERS
Very clear advice and very courteous telephone manner

Reply from ERS
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