Being in an accident abroad was very stressful as was the worry of not doing everything for insurance purposes correctly. The call handler, Lilly, was calm, clear and concise - I knew exactly what I... See more
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ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For these people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs. We are at the start of a period of profound change in the motor world. Vehicles are more connected, intelligent, and accessible than ever. It is thought that by 2050, transportation will be dramatically different in urban areas, as more and more people opt for shared travel / shared ownership, and Mobility as a Service (MaaS) takes shape. As the UK’s largest specialist motor insurer, we have immersed ourselves in this changing world, learning and adapting to provide our brokers with the insight and specialist cover that their clients require along the journey of future mobility. Our new Class of business, Motor Innovation is designed for the vehicles of tomorrow; from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations Discover more at ers.com
21 Lombard Street, EC3V 9AH, London, United Kingdom
Replied to 100% of negative reviews
Typically replies within 24 hours
very understanding and easy to speak to, gave clear and concise answers to the questions i had on behalf of a mutual client

Reply from ERS
Really helpful and prompt to get in touch after the incident

Reply from ERS
The person I spoke to today was very helpful and very attentive. They listened to everything I had to say and answered all my questions and gave me the options that I requested m. so far the process seems to be pretty smooth but it is just the beginning.

Reply from ERS
The agent enabled me to talk through my options , was very understanding and put my needs first.

Reply from ERS
Called in regards to a claim and spoke to June. She was great and very friendly and helpful. I was extremely shaken up and she took the time to go through everything with me in a calm manner and even rang me back after the call cut out

Reply from ERS
Jacob really helped us today when we were stressed out about reporting a road traffic accident. He went above and beyond by reassuring us, showing great customer service and patiently reassuring and teaching us the process step by step. There should be more people as friendly, knowledgeable and as helpful as Jacob. I hope he is rewarded for his help, Thank you so much

Reply from ERS

Reply from ERS
I just had one of the most unprofessional experiences ever. I called for assistance and a male representative answered the phone—only to immediately start laughing. Not just a chuckle, but full-on laughing for nearly a whole minute. I said "hello" multiple times, thinking it was a bad connection or a mistake, but he just kept laughing and said nothing. I eventually had to hang up.
This is completely unacceptable behavior for any business. It was rude, immature, and incredibly unprofessional. I expect better and won’t be calling again unless I know this issue is taken seriously.
Time of call : 16:15
Date: 20/08/2025

Reply from ERS
Sarah was extremely knowledgable,and answered all my questions, taking me through all aspects of my car insurance quote. Email confirmation was quickly sent to me so that I could examine the cover and cost.

Reply from ERS
Excellent service from Kayleigh in the new claims team, always very helpful. Keep up the good work Kayleigh!
Mary Jane patiently went through everything in a clear & calm manner which is all you can hope for.
Quickly went from 5 stars to 1.
5 days without a car before the replacement car will arrive and the choice was an estate car - which is not a like for like replacement - and it wasn't a choice it was take it or leave it.

Reply from ERS
Kayleigh, the call taker was very polite, clear and calm with everything she asked and also when answering questions that I had. Given the week I have had, this was quite welcome and reassuring to myself.

Reply from ERS
The handler i spoke to was very helpful and kind,

Reply from ERS
Totally useless.
They are great at taking your money, but heaven forbid you should need to make a claim.
Our car was written off just over a month ago = 21st June. by someone driving into the back of us.
The other driver accepted responsibility, so you would think it would be quite straight forward, but NO.
We were insured though Adrian flux who wash their hands of any responsibility immediately and you will spend hours of your life while you get shoved from their handling company Auxillis, back to ERS.
ERS were wholly incompetent, spent more time trying to low-ball us on the price of the car than worried about our loss.
They didn't sent an assessor, to view the car, instead we had to spend hours taking pictures and videos to upload to their website before they would process the claim.
We had our excess deduced from the payout for the car, both Adrian flux and ERS say its down to us to get this back from the 3rd parties insurer!
Neither are remotely interested in doing their job.
My only advice, if you ever need to make a claim and want a stress free experience, avoid Adrian flux/ERS at all costs.
The 3rd party's insurer Hastings direct said that it was most "irregular and unprofessional" for an claimant to have to recover the excess from them directly.
Pretty much sums up ERS

Reply from ERS
June was helpful and explained the process well

Reply from ERS
Very impressed with how quickly I got through to speak to Kayleigh in the claims department. She was very helpful and it was easy to log a claim on behalf of my client. Top work. 10/10

Reply from ERS
Extremely helpful and understanding after me reporting a very annoying no-fault claim. All now proceeding as described.

Reply from ERS

Reply from ERS
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