Being in an accident abroad was very stressful as was the worry of not doing everything for insurance purposes correctly. The call handler, Lilly, was calm, clear and concise - I knew exactly what I... See more
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ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For these people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs. We are at the start of a period of profound change in the motor world. Vehicles are more connected, intelligent, and accessible than ever. It is thought that by 2050, transportation will be dramatically different in urban areas, as more and more people opt for shared travel / shared ownership, and Mobility as a Service (MaaS) takes shape. As the UK’s largest specialist motor insurer, we have immersed ourselves in this changing world, learning and adapting to provide our brokers with the insight and specialist cover that their clients require along the journey of future mobility. Our new Class of business, Motor Innovation is designed for the vehicles of tomorrow; from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations Discover more at ers.com
21 Lombard Street, EC3V 9AH, London, United Kingdom
Replied to 100% of negative reviews
Typically replies within 24 hours
I was involved in a car accident where I was not at fault, and the other driver, who was also insured by ERS, admitted fault straight away, making this an internal claim between ERS policyholders. Despite this clear liability, ERS’s handling of my claim was nothing short of disastrous.
Although I was informed that my claim was passed to a third-party company for the car settlement, (completely understandable to avoid any conflict of interest, the third party company were brilliant!) ERS subsequently acted as if they had no knowledge of the matter once that part of the settlement was concluded. I was repeatedly forced to provide the same information to ERS over and over, exposing a clear lack of coordination between the two companies and leaving me to manage the process alone. The third party company also confirmed they hadn’t received any correspondence from ERS after passing the information over.
ERS pushed every deadline to the legal limit, causing unnecessary and frustrating delays. Throughout this time, my communications were routinely ignored, and I was passed between different representatives, often dealing with a new person every time I emailed or called, usually having to re-explain everything over the phone.
The PI settlement offer was unreasonably low, and customer service over the phone was frequently dismissive and, at times, outright rude. It took over three months for the car payment to reach the car finance company, during which I was left to cover the accruing interest charges. The finance company (a main bank) tried to rectify this for me, but ERS provided an incredibly poor ‘proof of payment’ that didn’t clarify anything meaningful to the bank.
I filed a formal complaint, which was the only time I received any meaningful updates or clarity from the company. However, after requesting to file a second complaint, in what appears to typical ERS fashion based off the other poor reviews, this was ignored, despite asking multiple times.
Whilst there is much more small things I could pick out, these are just the general overarching issues I experienced. Overall, I couldn’t wait for the experience with ERS to end.
This level of disorganisation, disregard for customer concerns, and lack of transparency is completely unacceptable. I strongly advise against using ERS if you expect professionalism, timely communication, and respect.

Reply from ERS
The call handler was constructive, friendly & helpful.

Reply from ERS
Lilly was professional, friendly and helpful in dealing with a worrying situation. Putting us at ease and left us confident that matters would be dealt with promptly.
Van has already been booked in to repairers on the day of claim. Could not ask for a better service.

Reply from ERS
Very clear advice and very courteous telephone manner

Reply from ERS
ERS were easy to understand, knowledgeable and very helpful. Thank you

Reply from ERS
On contacting the company the person I spoke to was pleasant, courteous and knowledgeable of what is required for there processes.

Reply from ERS
I called today to report an accident to my vehicle and dealt with a colleague named Lisa. Lisa was professional, friendly and made the whole process so easy! 10/10 for customer service

Reply from ERS
The call was answered without a long wait.
Jane took me through the claims procedure carefully to ensure all details were answered correctly.

Reply from ERS
I informed ERS of a low impact collision with 1 of my fleet taxi's with a stationary vehicle. The team were excellent at the first call helping direct me to June the Claims Handler. June was incredibly helpful guiding me through the process of which i'm not familiar. A big thank you which made a daunting and unfamiliar process so much easier and reassuring.

Reply from ERS
Advisor was very helpful & polite, took time to explain what was needed and next steps. Very thorough with information provided throughout the call.

Reply from ERS
got through quickly - helpful advisor, good use of technology to capture damage - clear and easy instructions to follow

Reply from ERS
Really helpful quick and friendly service. Call handler put my mind at rest and answered all my questions and I was very grateful at a very stressful time.

Reply from ERS
I recently contacted the customer call center regarding a third-party claim, and I was very impressed with the level of service I received. The representative - Solaf Ahmed was courteous, knowledgeable, and efficient throughout the process.

Reply from ERS
Excellent personal attention, and useful help.

Reply from ERS
Solar took my phone call and was totally professional in the way he dealt with reason for calling.
Thank you Solaf.

Reply from ERS
Very helpful and took time explain everything for me

Reply from ERS
I wouldn't rate at all , I mistakenly gave a decent review a few days ago but since then communication is shocking and I feel I've been left in limbo .
My vehicle was hit in a car park while I was out shopping , the 3rd party left a note apologising and to call her , next I get a call from their insurance offering me a hire car , repairs at no cost to me , no excess to pay and I keep my ncb, as their client admitted full blame
I didn't trust it and said I'd go with my own . So I contact ers and say a 3rd party drove into my unoccupied vehicle , they took all the details and was told I would be called by someone,and In their letter it clearly said , we will instruct enterprise chief vehicle rentals to arrange a vehicle, repairs and no excess to pay and no loss of ncb.
This company then contacted me and when I said I'd been contacted by the 3rd party was told because of this they were unable to offer their services as the 3rd party had got to me first .
So basically the company my insurance put me in contact with won't do anything.
I spoke to the broker who arranged my specialist policy and he said no , chief vehicle rentals are only a replacement vehicle company ers still handle your claim 🤔 , I tried explaining what was on the letter and was told no they don't do that only provide a replacement car, so why is ers saying this is how it goes?
I was told he was calling ers to instruct them to call me this was yesterday, I was then called back to say they will contact me either yesterday or today and still have nothing and no reply to any of my emails , one of which was sent almost a week back
Not exactly giving me professional vibes and from this would I really trust to insure my car with them again when it comes up , seems like they just want to pass the buck
I have just been left in limbo with a damaged car and not knowing who or if anyone is even doing anything about it
I've spent 45 mins in a queue on my lunch, I've sent 3 emails , surely the least you can do is let people know you have the email and if you are busy let people know

Reply from ERS
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