Honestly cannot recommend StepChange enough. Advisor Steve held my hand through what was such a daunting process in getting my financial situation back on track. He was patient, always available and n... See more
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With over 30 years of experience, we have helped millions of people deal with their debts and take control of their finances. Take a look at some of our reviews to see what our clients think of us.
Written by the company
123 Albion Street, LS2 8ER, Leeds, United Kingdom
Replied to 93% of negative reviews
Typically replies within 2 weeks
Very helpful and understanding straight forward all dealt with quickly and efficiently for the VA
I am finally debt free and I couldn’t have done it without step change they have changed my life and I will be eternally greatful,they were so great with everything including my budget and just being there when I needed to talk to them about a letter that came through I highly recommend them and now I am debt free I can’t finally start enjoy living my life again,Thankyou step change
When we started this long journey it was with CCCS now Stepchange. They have been extremely helpful and supportive through hard times and now it's at the end,with all debts behind us.
It was a big step to seek proper help but it was definitely the right decision! Once StepChange were involved and my DMP was in place, creditors behaved differently. If you have CC debt, interest payments stop. All debts are paid in one affordable payment, repaying each creditor(s) a set amount. Trying to manage debt on my own was incredibly stressful and daunting. StepChange are highly recognised, and their support made my debt more manageable and much less stressful. I’ve finally finished paying off all my debt and it’s such a relief. StepChange’s support has been invaluable and non-judgemental and I can thoroughly recommend their service to anyone. I would like to thank them for their help and support over many years. It’s a great feeling being finally debt free!!
Honestly cannot recommend StepChange enough. Advisor Steve held my hand through what was such a daunting process in getting my financial situation back on track. He was patient, always available and no question was too much. Using this company has changed my life. Would highly recommend and thank you so much.
Reply from StepChange Debt Charity
Novuna finance agreement for a kitchen went horribly. The kitchen wasn’t delivered until damaged in a crash and delivered to me in pieces. I contacted the magnet kitchens to fix the issue and they told me that they have photos from several days prior that the kitchen was in good condition. So I refused to pay since I never received a working kitchen.
Novuna found in my favour that the kitchen wasn’t delivered and therefore I wasn’t contractually obligated to pay until delivery was completed 3 months later upon delivery.
I offered to pay at this point and began payments however Novuna keep sending me to this charity and keep saying I’m in debt. The charity staff do not understand regulations and keep explaining to me regulations which don’t apply.
Then I say this is incorrect I’m not sure why Novuna keep sending me here maybe you can speak to them and they hand up. Not a good charity if they don’t understand the regulations
Reply from StepChange Debt Charity
StepChange have been so helpful and understanding.i will be debt free after one more payment and the relief that it’ll all be done has taken such a weight off. No more debt stress and anxiety.
Reply from StepChange Debt Charity
Waste of time, 4 months of phone calls all for nothing all the time ive wasted on these useless people
Reply from StepChange Debt Charity
Step Change have been very effective in sorting out an effective strategy to pay off my debts. Takes guts to make the first move, but you'll be glad you did. It's taken hard work to budget, but well worth it to pay everything off and have peace of mind.
Reply from StepChange Debt Charity
I have been dealing with Charlotte Cox. She is friendly and helpful. I couldn't have asked for a better person to help me through my VA process. I feel like I can get my life back on track.
Reply from StepChange Debt Charity
Following a rapid series of lifes events, my debts piled up. I always thought I could manage the debt, however due to the series of events reached the point of no return. My bank advised me to contact Stepchange and it was the best thing I have ever done,. with expert guidance a DMP was arranged and now after a long road all my debts have gone.
Thank you to all at Stepchange, and without wanting to sound over the top, you saved my life.
I now look forward to a new chapter. Thank you all
Reply from StepChange Debt Charity
From the day I first contacted stephanotis they made everything so easy and handled all my debts so i received no more letters or phone calls I wish that I had known about their great service sooner But I am now debt free and all it took was one phone call to get started
Reply from StepChange Debt Charity
StepChange have been amazing from start to finish & all the ups & downs in the middle. If you are worried, don't know which way to turn, need help but to afraid to ask for help believe me just do it & do it now. From the beginning I was not judged, yes you have to answer questions about your finances but the team were so friendly, professional & best of all it's all free advice. Once I had my initial consultation everything from then on was such a weight lifted from myself & my family. They set up a single payment & then they contacted all my debtors taking all the stress away. They were always on hand to help during my DMP & it was always easy to contact them. I am now debt free and stress free & it's all thanks toStepChange. Thank you
Reply from StepChange Debt Charity
I have trusted StepChange for many years, but sadly my recent experience has been extremely disappointing.
I was given incorrect information and promised callbacks that never happened. When I did manage to speak with someone on the phone, I found the staff abrupt and unhelpful. Updating my income and expenditure online was difficult enough, but the response I received afterwards was even worse – just a cold, pre-written email suggesting I either go bankrupt or sell my house, with no explanation or real guidance.
I raised a complaint which was upheld, but even that was handled poorly. The response I received was unfriendly and cold, with no follow-up support or reassurance offered. It felt like I was being dismissed rather than helped.
To add to the frustration, their website says they are open on Saturdays, but in reality, they are only open Monday to Friday. This caused unnecessary confusion at a time when clarity and support were needed most.
Overall, the service fell far short of what I expected from a charity I had trusted for years. Really disappointing experience!
Reply from StepChange Debt Charity
Such a great company, very empathetic about my situation. No judgement just solutions that were the best for me. Dont hesitate to use STEPCHANGE, they give you So much help
Reply from StepChange Debt Charity
Whilst I have found their help in supporting me through my present financial problems, there are certain aspects I have struggled with.
ie:- I find that if you could be allocated one representative to handle your case. I now have such a person, as she offered to allow me to contact her directly.
This saves valuable time when contacting yourselves, as she doesn't have to spend valuable time on our call reading through previous call notes, which are extensive due to my case being different from the usual debt situation.
Therefore, our call takes much longer, wasting time that they could be helping other people in a similar situation.
I do appreciate all the help I have received, as I spent nearly a year with CAP, which eventually admitted they couldn't help me, given my particular debt situation being different to the norm.
I find my whole situation so difficult, which causes me stress, and also affects my health condition.
There is so much you have to deal with, as I have no other family members or close friends who are capable of supporting me with my present situation.
Getting in touch with Step change was the best thing we could of done, we were drowning in debt with the interest rates on 2 different cards.we were being harassed non stop from the banks, but once Step change got involved the worry was taken of our shoulders. They don't judge you, they genuinely want to help you which they have. I would urge anyone in debt to immediately contact this company and let them take the stress of dealing with the big boys . You will not regret it, our plan has come to an end and we are delighted. Step change Thank you x
Reply from StepChange Debt Charity
When i engaged with step change i was apprehensive at first but its been the beat move i made my overspending and accumulation of debts was getting out of control i was living beyond my means but my experience has taught me to budget myself and avoid the temptation of falling into bad habits again im truly grateful for the experience and would recommend it to anyone with similar experiences its helped me a lot
Reply from StepChange Debt Charity
Without Stepchange I would have been in more debt because of not being able to cope with my situation . They have been there all through my problems non judgemental and sorted without complications !! Thank you so much to all the people I have spoken to x
Reply from StepChange Debt Charity
contacted Stepchange six years ago because my credit cards etc had got out of hand. it was scary and embarrassing, but the people at Stepchange were great. they reassured me and sorted everything out for me. now at last I am debt free. thank you Stepchange. I would recommend anyone to do the same as I did
Reply from StepChange Debt Charity
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