Getting in touch with Step change was the best thing we could of done, we were drowning in debt with the interest rates on 2 different cards.we were being harassed non stop from the banks, but once Step change got involved the worry was taken of our shoulders. They don't judge you, they genuinely want to help you which they have. I would urge anyone in debt to immediately contact this company and let them take the stress of dealing with the big boys . You will not regret it, our plan has come to an end and we are delighted. Step change Thank you x