Chase Reviews 14,032

TrustScore 3.5 out of 5

3.7

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Customers appreciate the user-friendly app, highlighting its ease of navigation and simplicity in performing tasks such as transferring money and opening savings accounts. The round-up function is also well-received as a convenient saving tool. People value the bank's robust security measures and instant transaction notifications. Many reviewers commend the bank for its competitive exchange rates and cashback offers, particularly when initially joining. However, some consumers express concerns about the diminishing cashback rewards and decreasing interest rates for existing customers. A few reviewers mention difficulties in payment due to the app. While many praise the customer service for its efficiency and friendliness, others report issues with problem resolution, especially concerning unauthorized payments. Some reviewers also point out the lack of physical branches and the inability to deposit checks as drawbacks.

Based on these reviews

Rated 4 out of 5 stars

I have recently opened a chase online account as the savings rates were good. So far so good, payments from my other account when striaght in and tracking is easy. I have niot yet tried to use an... See more

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Rated 4 out of 5 stars

Was an initial customer when they launched in the UK. Really great interest rate and customer service. Classic bait and switch with decreasing interest rates. Good overall rewards plans. Lack of physi... See more

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Rated 4 out of 5 stars

I find this banking app very easy to use and you can open up separate pods for saving etc. The interest was over 5% when I opened my account last year, unfortunately, it has fallen to 2.5%. I know th... See more

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Rated 3 out of 5 stars

I've been with Chase from the start. But like many others unless they stop chipping away at cashback and restore some bonus rates I'll be moving. I see many of the Chase responses are teasers saying... See more

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Rated 5 out of 5 stars

From the day I opened the account everything was straight forward I have never known opening a bank account to be so easy. The hardest part was transferring my money from my existing savings account... See more

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Rated 2 out of 5 stars

I got enticed by a short term extra interest rate. This soon disappeared after a few months and left with a below average interest rate, Raisin offer many better options. Reinvested my money after int... See more

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Rated 5 out of 5 stars

had an awful credit score and debts, chase were the only ones that took me on and they've been great. helped with any disputes, friendly customer service, no issues compared to monzo, nationwide etc.... See more

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Rated 3 out of 5 stars

Chase used to have an excellent cashback offer. However they have significantly reduced this so I now barely use my account. The ability to hsce multiple savings accounts is useful but the rate is not... See more

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Rated 5 out of 5 stars

I haven’t had any problems using the app. Customer service is second to none. Very efficient and dealt with a problem I had regarding unauthorised payments. The response I had dealt with the matter... See more

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Rated 5 out of 5 stars

A refreshing change to the way UK banks operate. Whilst not my primary bank for direct debits etc., even as an easy access savings bank, Chase make life easy. To be able to connect all your accounts i... See more

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Rated 3 out of 5 stars

Poor interest rate for existing customers so may as well not be a customer. All banks are tied to the bank of England rates but they seem to offer better rates. No reason to be loyal. On the upside,... See more

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Rated 5 out of 5 stars

Recommended by my son who keeps up to date on savings offers. App easy to set up and use. Pleased with the introductory bonus offer on savings.

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Rated 2 out of 5 stars

Chase seemed ok at first, then the anti fraud rubbish started. They declined payments to major companies with no rhyme or reason. When you do have to call them to unblock payments they ask "why are yo... See more

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Rated 5 out of 5 stars

Excellent customer service - very easy to contact Chase through the App, Messages are replied to immediately and it’s simple to speak to someone on the end of the phone when one needs help. Efficie... See more

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Rated 5 out of 5 stars

I started with Chase when they launched in the UK. I have nothing but praise for this bank, great easy to navigate app. Great for spending abroad great for saving customer services where the phone is... See more

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Rated 5 out of 5 stars

When i opened my chase account within 24 hours of seeing the ad was great and a year after opening the account the 1% cash back on daily spend period was extended another 6 months because i had opened... See more

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Rated 2 out of 5 stars
Redirected

I thought chase was the best ever when I first opened an account but its rapidly gone down hill. Cashback is virtually useless with the restrictions on it, interest rate on savings is much lower than... See more

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Rated 3 out of 5 stars

I'll start by saying that they are quite efficient and have a decent support via agents who reply quickly. Offering new customers a better rate of interest is something I dislike intensely and stops... See more

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Rated 5 out of 5 stars

I LOVE CHASE! Of all the banks I've ever used, across five decades, Chase is by far the best: * Their security is immediate, thorough and stringent, so I know that my money is safe. * The app... See more

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Rated 3 out of 5 stars

No regard for loyalty - excellent rates for new customers but poor savings rates those of us who have been with you since your launch in the UK, and our loyalty, disregarded. Even though customer ser... See more

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Rated 5 out of 5 stars

I just made a telephone call to the customer services team regarding a UK account that I no longer have. I spoke to Lovelette and she was amazing. She was able to confirm when I closed that account an... See more

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Rated 5 out of 5 stars

How does your bank support you when you’ve been scammed? This week I found out what customer support really should look like. The team at Chase ensured I was refunded within hours and the quality of... See more

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Rated 2 out of 5 stars

I was one of the first to take up chase and it was very attractive in that it was very different to what I already had such as cashback and a competitive interest rate on both savings and current acc... See more

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Rated 5 out of 5 stars

I find this account really easy to use, plus I find the Round up function excellent making your Pennys into £ quickly. Although this only happens in the UK. I use this account when Im abroad. It's so... See more

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Rated 3 out of 5 stars

Chase offer a lot of benefits but unfortunately the Chase app is horrendous. I tried making a purchase online five times today and I was unable to confirm the payment in the app. I then remembered t... See more

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Rated 2 out of 5 stars

I’ve been with Chase for a few years, and I think their app is very well designed and easy to use. I also appreciate their cashback incentive. However, if you ever run into an issue like I did recent... See more

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Rated 2 out of 5 stars

I was in the process of switching my current account to Chase, but unfortunately it is an app based bank account, and the app has pathetically limited functionality and is full of patronising gimmic... See more

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Rated 5 out of 5 stars

Chase is a brilliant bank,I have been using it now for 18 months. It is simple to open an account on line, you get cash back on purchases for the first year of opening on the current account and if yo... See more

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Rated 2 out of 5 stars

I was an early customer and for some time it was one of the best accounts. Unfortunately things have declined and I am probably going to switch away as there are no real benefits anymore. I still us... See more

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Rated 3 out of 5 stars

I originally started to bank with them because of the 1% Cashback offered with their debit card. They have now got rid of this and so this annoying as this was their point of difference with other ban... See more

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Rated 5 out of 5 stars

Simple to use app - you can open and close accounts in seconds. Very thorough online support - I made a few significant purchases and the team made sure I wasn't getting scammed. Good Cashback off... See more

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Rated 5 out of 5 stars

A really user friendly app, making payments/ transfers very easy. Overall it’s a great bank, but it’s a shame that the cash back is now limited to very few items and that existing customers do not ge... See more

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Rated 2 out of 5 stars

Used to love this bank, 1% cash back on everyday spends, good saving rate on round ups, excellent rates in savings accounts, then it all seemed to stop! Cash back on very limited items (which I hardly... See more

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Rated 5 out of 5 stars

Once identification is accepted, the Chase app is very easy to use. Moving money between current and savings accounts - simple! Moving money to and from Chase to an external bank account - simple! Onl... See more

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Rated 5 out of 5 stars

I was with Chase Manhattan many years ago (Credit Card) until they stop UK operations. I was delighted to see Chase Bank open operations, one of the largest and best banks in the world.

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Rated 3 out of 5 stars

The app is clear and easy to use but fairly basic and appreciate the notifications after every transaction but would prefer my balance to be shown after every transaction in the app and to be able to... See more

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Rated 5 out of 5 stars

Chase treats customers as valued people. No menu when you call them. Phone answered quickly BY A PERSON problem dealt with efficiently. Best bank going

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Rated 3 out of 5 stars

A reliable bank service and a very good app but the continuous downgrading of terms (cash back terms, interest rates and bases) is really off putting.

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Rated 3 out of 5 stars

The app is easy to use with the option of having numerous savings accounts with great interest rates to start with. Sadly after banking with chase for a year or so, the interest rates dropped to half... See more

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Rated 2 out of 5 stars

It was great to start with but started deciding. The bank more often declined payment without any explanation. Their customer service and support is getting worse!

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Rated 5 out of 5 stars

Had to make a query and was dismayed to see it was chatbot, but, I was soon transferred to a human who answered my query quickly, efficiently and in a friendly manner.

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Rated 5 out of 5 stars

chase is a brilliant online bank would recommend especially as a secondary bank account or for an account that you would use for abroad

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Rated 5 out of 5 stars

Easy to open savings pots with a better rate of interest. I like the enhanced 12 month savings rate, and the money back on food and fuel. I use for higher rate of interest, transferring from my main... See more

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Rated 5 out of 5 stars

opened an account with no issues have not encountered any problems they have delivered as advertised like the instant notification feature that alerts to payments from your account

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Rated 2 out of 5 stars

Increasing the amount to qualify for cash back has excluded me and most pensioners.

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Rated 5 out of 5 stars

Not my primary bank but used as savings, rates are higher. App is easy to use and transfer between primary bank and chase.

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  1. Bank

About Chase

Written by the company

Welcome to Chase: the award-winning bank designed to help you make the most of your money. We're a digital bank that's part of the JPMorganChase family – and we're proud to support millions of customers in the UK.

We're here to help all our customers reach their goals, both big and small. That's why our app's packed with useful tools, insights, resources and support – so you can manage your finances all in one place.

When you spend, save and invest through the Chase app, it's all in one place – and intuitive and easy to use¹. And we have layers of security and fraud monitoring to help you keep your money, account, and personal information secure.

Ready to see what your money can do?
Open a free Chase account today.

1 As with all investing, capital at risk. Investments are provided by Nutmeg through the Chase app and not guaranteed by Chase. 18+, UK residents. Chase current account required.

Contact info

3.7

Average

TrustScore 3.5 out of 5

14K reviews

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1-star

Replied to 87% of negative reviews

Typically replies within 1 week


Rated 3 out of 5 stars

Refused credit card for no reason

I have been using Chase ever since it became available in the UK. I have a current account and a savings account. I was very excited when I found out that Chase was at long last providing a credit card. As soon as I received notification from Chase that I could apply, I did that straight away and to my horror, my application was refused and no reason given and I seem to be unable to call and speak to a human being to find out why. I have been banking for more than 50 years and have never been refused a credit card. I recently retired and recently moved home so maybe that’s why I was rejected. I am now seriously contemplating closing my Chase accounts and moving to a bank that will issue me with a credit card.

October 16, 2025
Unprompted review
Rated 1 out of 5 stars

As a bank I find they were fine until…

As a bank I find they were fine until you need them to do something a bank needs to do 🙄 they do not offer the services of other online banks such as Revolut or Monzo and beyond their initial interest rate are frankly total rubbish. Go elsewhere.

October 8, 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely waste of time

Absolutely waste of time , there account verification ID doesn't work . I tried 25 times but still not working, just delated the App and joined monzo insted .. Best decision ever.

October 15, 2025
Unprompted review
Rated 1 out of 5 stars

DO NOT USE IF TRAVELLING ABROAD A LOT

Horrible. I registered for Chase business and Chase personal, and they just lock you due to "suspicous activity" if you are travelling a lot abroad. You have no chance to unlock your account via phone, even with a second account representative. I tried everything called 5 times. The customer service is also forcing to be polite but talking with a undertone that makes you feel like they don't even care. They cannot unlock it. You have to go physically to the branch to do so. My business account with a lot of money was locked for many months, inaccessible, until I had to go to a Chase branch physically. This is ridiculous and completely outdated for such a big bank.

September 15, 2025
Unprompted review
Rated 2 out of 5 stars

I joined Chase a few months ago and…

I joined Chase a few months ago and liked the service however, when it comes to their credit card Chase doesn't offer a direct debit service to pay the credit card monthly bill (unlike every other UK credit card /bank). So reluctantly I won't be using the Chase credit card until they change this situation.

October 15, 2025
Unprompted review
Rated 1 out of 5 stars

Chase doesn't work well at all as a bank

A real lesson that glitzy advertising and a seemingly good app does not make a good bank. I have used Chase for several years as a savings bank largely, because it offered decent interest rates, though the last 12 months' its rates have become really uncompetitive. I tried to move my savings account funds to my current account a few days ago and that's when problems began. After this transfer, I tried to move funds to my nominated bank account (my normal Barclays current account) and immediately ran into problems. Just to transfer to my nominated bank account, the transaction was held up. It took several phone calls, app messages and more to allow the first transaction to clear! Then it happened again! As I say, this was just a transfer to my nominated bank account. The agents on the phone gave the usual warnings about scams, but holding up these transfers and requiring phone calls to have them cleared is just unacceptable. Problems have multiplied since. I then decided to leave Chase and they have not managed to process this yet! Apparently, they have no account closure policy or guidelines on how long account closures will take. In the meantime, the funds sit there with Chase losing interest! Take my advice, don't be seduced by this bank - it doesn't deliver. Extraordinarily poor customer service as well to boot.

October 14, 2025
Unprompted review
Rated 1 out of 5 stars

Scam and lack of care

We have been with chase for 3 years. Within last 2 weeks a payment for £195 was taken from our account for a tiktok payment. Our tiktok account was hacked, details changed and blocked. We did not make this payment nor did we authorise anything on the app. When we contacted from chase we were advised there was no error on their behalf and advised there was nothing they could do! Our main issue was if there was a payment for £195 online who authorised the payment? There was no "approve payment" message on the app so why did the bank authorise this payment for an online purchase especially when payments are capped.

A police case has been opened for this fraudulent transaction. Tiktok has managed to retrieve the account and add more security. I am just SO surprised at the behaviour and actions by the bank. Now in process of changing accounts. I would advise to stay away from chase. Especially since all our wages went into that account.

October 8, 2025
Unprompted review
Rated 1 out of 5 stars

Chase is such a scam

Chase is such a scam
They sell foreign currency much more expensive then it is real value. They robbed me for $400 on euro. DO NOT BUY FOREIGN CURRANCY THERE! DO NOT BUY!!!!!

October 8, 2025
Unprompted review
Rated 1 out of 5 stars

Like so many others chase Refused to…

Like so many others chase Refused to pay a chargeback for a purchase not as described. All done over a chat service that took weeks of not knowing what was happening. Uk banks would have refunded given the evidence. Scared to use now in case it happens again. Great when thing are running smooth awful if something goes wrong.

October 13, 2025
Unprompted review
Chase logo

Reply from Chase

We're sorry you've had a frustrating experience with us. We'd like to know more about it. If you wish to discuss this further, please contact us on 0800 376 3333 and our team will look into this for you.

Rated 5 out of 5 stars

Love my chase account

Love my chase account , app is easy to use , I earn cash back and can use it abroad , what’s not to like !

October 14, 2025
Unprompted review
Chase logo

Reply from Chase

Thank you for your review! We love to know that you are enjoying the app, earning rewards, and using the account abroad!

Rated 5 out of 5 stars

So easy to open the account

So easy to open the account, excellent rate on savings account. Spoke to someone with a query - very helpful and resolved easily

October 14, 2025
Unprompted review
Chase logo

Reply from Chase

Thank you for your review! We appreciate your feedback about our helpful service and excellent savings rate!

Rated 2 out of 5 stars

Good interest rate but now unable to…

Good interest rate but now unable to access my account via its app.
Despite providing photos of passport, driving licence and 4 selfie and 2 phone calls to Chase I'm still unable to access my account.
Problem remains unresolved!
Still unresolved 16th!

October 14, 2025
Unprompted review
Chase logo

Reply from Chase

This doesn’t look right! If you can give us a call on 0800 376 3333, our team will be happy to look into this for you. Thank you.

Rated 5 out of 5 stars

I’ve been using Chase from the very…

I’ve been using Chase from the very start when they gave bonuses to join and refer a friend. Good old days ;-) overall app is super easy to use and easy to understand dashboard. I do assess my affairs often and so once cashback stopped on spending other than groceries and transport, I literally only spend on these categories from their account. Making It work!

October 13, 2025
Unprompted review
Chase logo

Reply from Chase

Thanks for sharing your experience! It's great to know you're making the most of the cashback rewards for your spending habits. We're also glad the app's ease of use works for you!

Rated 1 out of 5 stars

Terrible company,very unprofessional …

Terrible company didn’t give me any notice and stopped my card for 2 months they repeatedly said my account was ‘under review’ no explanation just apologising over and over again. They said they had sent me a letter they didn’t then when I phoned again they said they had ‘closed my account’ again no explanation no apology. Don’t open a bank account with these people terrible service, terrible bank.

October 13, 2025
Unprompted review
Rated 5 out of 5 stars

I have been a customer of Chase nnow…

I have been a customer of Chase nnow for over 2 yrs. Alwsys found helpful, used abroad, very good, easy to get help, staff very helpful

October 13, 2025
Unprompted review
Chase logo

Reply from Chase

We're happy that you've consistently found our services helpful, especially while abroad, and that our staff has been supportive. Thank you!

Rated 3 out of 5 stars

Not good for main banking

Cant deposit cash, cant deposit cheques. Until these services are made available chase is not a place for primary bank account Just good for cashback and round ups.

October 13, 2025
Unprompted review
Chase logo

Reply from Chase

Thank you for your feedback, We understand your frustration regarding the limitations with cash and cheque deposits. We're always looking for ways to improve our services for our customers. If there are any updates in the future regarding this, we'll announce it on our social media.

Rated 3 out of 5 stars

This bank is a shadow of it former self…

This bank is a shadow of it former self , Everything used to be great in the past . The overall process and interest rate has gone below average and i will like to warn others . Finding out about SPACE BANK and understanding how it works was a pivotal moment for me. The pay is good and i will forever stick to them.

October 12, 2025
Unprompted review
Chase logo

Reply from Chase

We appreciate your feedback and time. We're sorry to hear that your experience wasn't as positive as in the past. If you'd like to discuss this further, please give us a call on 0800 376 3333.

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