Deferit Reviews 106

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. People appreciate the app's user-friendly design and how easy it is to navigate. Consumers highlight that it offers a convenient way to manage and pay bills, especially during difficult financial times, by splitting them into manageable installments. Many reviewers mention using the app for essential bills like phone, electricity, and car insurance, emphasizing the flexibility it provides in moving payment dates. Customers report that using the app has helped them avoid late fees and maintain a good credit score, with some noting improvements in their credit ratings. The possibility to negotiate cheaper bills is appreciated by users. However, there are some ambiguous opinions about the payment process, with a lack of consensus among reviewers. On the other hand, the contact channel seems to be a sore point for some consumers.

Based on these reviews

Rated 5 out of 5 stars

Exceptional option for breaking up a large utility bill, which freed up some funds to pay more monthly bills. Great opportunity to build credit rating and on time payment history. Highly recommend... See more

Company replied

Rated 4 out of 5 stars

My experience with Deferit has been great. Compared to other billpay apps, Deferit has low fees and the first deposit is actually refunded back if all the installments are made. Deferit does not take... See more

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Rated 5 out of 5 stars

My electric bill has been way over the amount I can afford to pay at one time. So by using deferit it has help me tremendously to keep my power on for my kids. Payments are made within same day as req... See more

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Rated 5 out of 5 stars

Deferit is very trustworthy and legit. My phone bill was due and they helped me get it paid more than once and upped my limit on how much I can use. They also helped me move dates when payments are du... See more

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Rated 5 out of 5 stars

I am a firm believer in everything happens for a reason.. My phone bill and insurance was late and I was hours away from my insurance being cancelled.. I so happen to be scrolling online and found ou... See more

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Rated 5 out of 5 stars

I had no idea that I could have Deferit cover my car registration fees. So much was going on and when that bill came thru I mistakenly found this page. They paid it quickly sent me updates throughout... See more

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Rated 5 out of 5 stars

I was originally stressing about keeping up on my bills and paying for my phone bill or electric bill but when I came across this app and given the choice of splitting the costs, it was like a weigh... See more

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Rated 5 out of 5 stars

As a recently divorced single mother of three this app has been a life saver when it comes to being able to pay my XCEL and internet bill in full and on time each month. I work both a full time and p... See more

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Rated 5 out of 5 stars

Deferit has helped me stay on top of paying bills so they aren’t just paid late. It easily splits my payments into 4 separate payments. There’s also other ways to use it that I have not taken advantag... See more

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Rated 5 out of 5 stars

There are many choices out there for help with your bill. I have used several different ones. Without hesitation, I would gladly recommend Deferit to other consumers. The simplicity of the app is what... See more

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Rated 5 out of 5 stars

I really appreciate the promptness, along with always keeping me up to date on anything that needs attention. They are so easy to work with and have never let me down. Highly recommend to anyone tha... See more

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Rated 5 out of 5 stars

I’ve been using deferit for over 2 years just about I’ve had plenty of hardships! However weather it’s a gas bill or phone bill they have covered my expenses and helped me on multiple occasions. If yo... See more

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Rated 5 out of 5 stars

Absolutely life saving. So glad I downloaded this app. Pay in 4s get a lot of bad reviews but I have never had any issues.

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Rated 5 out of 5 stars

Deferit has been a life saver. I have been using them for about 4 months and they do not disappoint. I have since received an increase. The system is very easy to navigate. You upload the bill that ne... See more

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Rated 5 out of 5 stars

I’ve been using Deferit for bills since 4/2022. It’s like Afterpay for bills, but much more easier to move dates. They have helped me during difficult economic times and I recommend to all my family... See more

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Rated 5 out of 5 stars

Thank goodness for deferit, when it comes to needing help they always are there. Another month keeping my electric on woo hooo!

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Rated 5 out of 5 stars

I was in a bit of a bind with needing to urgently pay a bill and my paycheck being another week away. Thanks to deferit I was able to pay on time, and just pay back the bill over a few weeks instead.... See more

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Rated 5 out of 5 stars

🌟🌟🌟🌟🌟 Life Saver! Deferit has truly been a game changer for me! Being able to split my bills into smaller payments has helped me stay on top of my finances without the stress. It’s super easy t... See more

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Rated 5 out of 5 stars
Verified

When money’s tight and bills are due, Deferit comes through. They’ve helped me avoid late fees and kept my accounts on track by letting me split payments into four easy biweekly chunks. No stress, no... See more

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Rated 5 out of 5 stars

Deferit has helped me tremendously as a single mother of 3 and blended family of 7! It keeps me on track and I’m able to manage my finances and able to not stress about all bills falling in the same w... See more

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Rated 5 out of 5 stars

DEFFERIT is the BEST pay in 4 bill pay app I have used so far. The process is easy and it boosted my credit score and I didn't ever realize it, it helped me be able to manage paying my dentist bill a... See more

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Rated 5 out of 5 stars

I started using Deferit a few months ago when I was juggling a couple of utility bills and needed some breathing room. I’d heard about it from a friend and figured it was worth a shot, especiall... See more

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Rated 4 out of 5 stars

I love Deferit, been using it about a year or longer… Beast thing ever for a single person, who is handling all their bills on their own. I use it often food my cell, light and internet bill. It’s a... See more

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Rated 5 out of 5 stars

Deferit, has made my life easier! This product helps to take away the stress of having to pay a bill late, it also helps to ease worry by allowing me to know that no matter what, those continuous bill... See more

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Rated 4 out of 5 stars

Definitely came through when I was between a rock and a hard place. I had never heard of Deferit, it came up on a google search. I'm so glad it did. I've used it twice now and have been smooth sailing... See more

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Rated 5 out of 5 stars

When money was tight and my car insurance due date didn’t care, Deferit came through like a financial superhero. I was honestly skeptical at first, but the process was seamless — no crazy inter... See more

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Rated 5 out of 5 stars

Listen guys get this app asap trust me it has saved me so many times, the app is very easy to use, the membership fee is worth it. I use it for most my bills internet, cell phone, car insurance. So so... See more

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Rated 5 out of 5 stars

Deferit has been easy to use and my experience has been great!! The only complaint I have is I still never received by deposit back from when I used it the first time but every other experience has be... See more

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Rated 5 out of 5 stars

It is amazing that i can pay my bills worry free. This company has been amazing and i hsve no miss any payments, thank you Deferit

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Rated 5 out of 5 stars

Deferit is AWESOME! It Helps me With My 2 Bills My Light Bill & My Car Insurance. I Highly Recommend Deferit . For Just About Any Bill it Allows Me To Use The Rest Of My Check For Other Bills When The... See more

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Rated 5 out of 5 stars

Deferit saved my pockets when lending from others fail to help. Help pay your bills in four ways when needed the most! Thank you so much Deferit amazing service :)

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Rated 5 out of 5 stars

This has Helped me Tremendously ,I changed jobs got behind I was able to get on Track Because of Deferit 🙌🏾 Yall are God Sent 🙌🏾 Thanks 😊

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Rated 5 out of 5 stars

WOW Deferit!!! I can not emphasize enough how grateful I am in all my moments throughout the past three years; you been there for me ! From cell phone bills to electric bills; the flexibility to pay t... See more

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Rated 5 out of 5 stars

I just wish I could get an increase, But Deferit is Good To Have On Stand By .

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Rated 5 out of 5 stars

What made my experience great is the fact that I was short on a bill and deferit came through for me and paid immediately. It’s like by now pay later. Great to use not abuse. The app even negotiates a... See more

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Rated 5 out of 5 stars

Love this app, doesn’t matter how much they spot you it guaranteed help! They it pay it fast, they pay it right! I’ll pay that membership fee anytime. ❤️

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Rated 5 out of 5 stars

Deferit has consistently come in clutch when needed. It's provided me the flexibility to budget accordingly and each time a payment is made, it is reported to Credit Bureau which positively impacts ov... See more

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Rated 5 out of 5 stars

I’m a single mom with two kids deferred has been a tremendous help and splitting up my payments. I’m very grateful.!!

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Rated 5 out of 5 stars

I have used Deferit for the last few years and it has been a tremendous help, especially when you may just not have it all but you need something done. Great app will continue using it.

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Rated 5 out of 5 stars

Deferit guide u every step in setting up for your payment arrangement. Deferit is not a long wait time. Once u submit your first bill. It will take only about two hours

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Rated 5 out of 5 stars

Deferit is one of The Most Caring Company I Would Refer Them to Anybody That Needs Helps With Billing They Help Me Whenever i need them

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Rated 5 out of 5 stars

It was fast and easy with flexible payments! It really comes in handy when you are struggling to make a larger payment to be able to split it up, and it's so ready to move payments out further if you... See more

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Rated 5 out of 5 stars

The application process was easy they guide you ever step of the way and made the payment quick. I Definitely recommend this app.

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Rated 5 out of 5 stars

I liked how they work with me when I had a hardship with empathy, its a good place to go if yiu need help with bills and a person to negotiate for u.

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Rated 5 out of 5 stars

In these tough economical times to keep up with my bills deferit has been there thank you!!

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Rated 5 out of 5 stars

Deferit has been amazing! Very helpful and with staying on top of bills and paying them on time. 100% recommend!

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Rated 5 out of 5 stars

Deferit is a extremely convenient app. When unexpected expenses comes up and bills needs to be taken care of. I truly recommended.

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Rated 5 out of 5 stars

Best pay in 4 app by far!! Especially paying your bills. It has saved the day for me plenty of times highly recommend it

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Rated 5 out of 5 stars

This app helps me a lot and I love it. Bills get paid when I need to use this app and its just a food app to use to help u with what u need

Company replied

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Company details

Written by the company

Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

106 reviews

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Replied to 61% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars

Great company

Great company, I was disappointed with the customer service but the manager called me and was very understanding, will definitely use again!!!

July 2, 2024
Unprompted review
Rated 1 out of 5 stars

Incompetent staff

After numerous attempts to resolve my bill issue, they kept rejecting my submission, claiming the payment method wasn't clear. To address this, I highlighted and circled the payment details, then resubmitted the same bill three times in a single upload, emphasizing the payment method. Despite these efforts, it seems whoever was reviewing my submission still couldn't comprehend the information. It’s incredibly frustrating dealing with such incompetence.

June 11, 2024
Unprompted review
Rated 1 out of 5 stars

Unsatisfied - Deferit

I had 3 scheduled payments left to pay Deferit back for paying a bill. Instead, Deferit withdrew 4 payments. One payment was more than double the scheduled amount. This was the unauthorized payment. Therefore, Deferit was overpaid. I have reached out to Deferit and there is no response. A phone number is not listed only a link. I used the link to inform Deferit of my issue/complaint. Deferit -0 is the rating they should get.

May 2, 2024
Unprompted review

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