I started using Deferit a few months…
I started using Deferit a few months ago when I was juggling a couple of utility bills and needed some breathing room. I’d heard about it from a friend and figured it was worth a shot, especially since they don’t charge interest or late fees.
The process was super easy. I just uploaded a bill (in my case, my cell phone bill), and they paid it up front while I paid them back in four installments. I really liked that it wasn’t tied to my credit score, and there was no hard credit check, which made it feel less intimidating than applying for a loan or credit card.
Overall though, Deferit helped me avoid late fees and the stress of shut-off notices. It’s not a long-term solution, but for those months when things are tight, it gave me just enough space to get by
Reply from Deferit
Hi Stephanie,
Thank you so much for taking the time to share your experience! We’re glad to hear a friend pointed you our way and that Deferit gave you some breathing room when you needed it most.
Flexible budgeting is at the heart of what we do—our Pay-in-4 feature is specifically designed to help you stay on top of bills without any added stress. We're also happy to hear the process felt seamless and straightforward from the start.
Thanks again for your support. We're proud to be part of your financial journey.