Exceptional option for breaking up a large utility bill, which freed up some funds to pay more monthly bills. Great opportunity to build credit rating and on time payment history. Highly recommend... See more
Company replied
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.
Based on reviews, created with AI
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
United States
Replied to 61% of negative reviews
Typically replies within 48 hours
I was in a bit of a bind with needing to urgently pay a bill and my paycheck being another week away. Thanks to deferit I was able to pay on time, and just pay back the bill over a few weeks instead. It was a quick and easy process. I just set up my account, uploaded my bill, accepted the payment schedule and deferit took care of the rest. My bill was paid within hours.
Reply from Deferit
I lost my debit card and reported it as such, before I even received the new one in the mail despite them having my checking account and a different card on file, my Deferit account was "restricted" as it was "flagged" by the "banking system" and if I am me, I should contact them "immediately." IMMEDIATELY. Except, small problem, there is not an immediately for Deferit, as they "do not offer phone support" to allow for more engaging conversations via email with their "Customer Heros" and there are "no scripts." Because obviously no one uses a template in customer service when responding to an email. After more than a week, Deferit has replied, asking for the strangest forms of verification I have ever seen--and I worked in banking for decades. Red flags everywhere. Run, don't walk. I'm not providing they're strange verification request, already canceled my account, but I can't pay for anything I owe them. I should have known better.
Edit:
Following the company's response, my account was immediately restricted again, without any indication of a reason or notification. All I want is my membership fee returned as well as the "tip" with my first bill payment. Regardless, this company will destroy, your credit, and your time, with fees and retaliation, as evident by this review.
2nd Update: Company responded with compassionate resolution based on perhaps a mutual misunderstanding, real people are answering emails.
Reply from Deferit
This has Helped me Tremendously ,I changed jobs got behind I was able to get on Track Because of Deferit 🙌🏾 Yall are God Sent 🙌🏾 Thanks 😊
Reply from Deferit
It’s great. I appreciate the ability to break up my bill payments.
Reply from Deferit
Deferit is a extremely convenient app. When unexpected expenses comes up and bills needs to be taken care of. I truly recommended.
Reply from Deferit
There are many choices out there for help with your bill. I have used several different ones. Without hesitation, I would gladly recommend Deferit to other consumers. The simplicity of the app is what is astonishing. I could not be happier with the Deferit services, and while I have not used every plan feature yet- I am excited to see what else they can assist me with. Finally, this helps build credit. That is a win/win in my book!
Reply from Deferit
Fast and easy to request a bill be paid.
Reply from Deferit
In less than 5 minutes, my bill was paid on time and I could breathe again. No credit check, no interest, and no judgment. Just real help, right when I needed it.
The best part? It didn’t just solve my problem in the moment. It gave me a tool I can use any time life throws a curveball. It’s like having a safety net in your pocket.
Reply from Deferit
I have been using deferit for some time now and this app has help me a lot I love it , especially when I don’t have the funds to pay my bills I use deferit , it has also helped my credit score and I have been increased amount I recommend this to anyone
Reply from Deferit
Deferit has helped me tremendously as a single mother of 3 and blended family of 7! It keeps me on track and I’m able to manage my finances and able to not stress about all bills falling in the same week. Deferit has been dramatically a positive experience for me! Thank you!
Reply from Deferit
Reply from Deferit
SHOCKING. My card was blocked and after a month of communications and lots of patience, the Deferit employees informed me they could not provide a date on when the technical default would be resolved. A complaint to the AFCA was made and I was then threatened with legal action and account closure. Staff are inconsistent with their information, responses are delayed and the manager unprofessional.
It was fast and easy with flexible payments!
It really comes in handy when you are struggling to make a larger payment to be able to split it up, and it's so ready to move payments out further if you need to. I highly recommend.
Reply from Deferit
Deferit is AWESOME! It Helps me With My 2 Bills My Light Bill & My Car Insurance. I Highly Recommend Deferit . For Just About Any Bill it Allows Me To Use The Rest Of My Check For Other Bills When They Arise . I Have Recommended Just About All My Family Members & Friends To Use Deferit ! 10/10 ! 100/100 ! I Love It !
Reply from Deferit
What made my experience great is the fact that I was short on a bill and deferit came through for me and paid immediately. It’s like by now pay later. Great to use not abuse. The app even negotiates a cheaper bill on your behalf. Awesome app to have.
Reply from Deferit
Always good with customer service when I need assistance. Absolutely love deferit. Quick responses every time and quick with assisting bi
Reply from Deferit
Deferit is definitely my bestie it has never let me down super easy to use and as you start paying it off you can literally throw another bill on there and pay that off as well and of course you can’t go wrong with the date changes when you need a extra day or so we love a extension times is tough
Reply from Deferit
I liked how they work with me when I had a hardship with empathy, its a good place to go if yiu need help with bills and a person to negotiate for u.
Reply from Deferit
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.