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Rated 5 out of 5 stars

I spoke with Sharon who was on the ball and straight talking through the whole process. My claim took a little longer than I would like but that was down to supplier issues. I'm really pleased, she ch... See more

Company replied

Rated 5 out of 5 stars

Unlike any other experience with insurance companies when having to make a claim, Cycle Guard’s process was simple, quick, straightforward and personalised. What’s more the call centre was very quick... See more

Rated 5 out of 5 stars
Verified

Having insurance from a company that knows the problems cyclists face on the road each day from other road uses. The possibility your bike can be stolen or damage without warning. It gives a reducti... See more

Rated 5 out of 5 stars

Had a great experience with Sharon with my claim. Living in London can be stressful especially when owning a valuable bike that you commute to work with. My one got stolen and Sharon was really helpfu... See more

Company replied

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Company details

  1. Cycle Insurance Company

Information provided by various external sources

Providing insurance for the UK's cyclists for over 20 years


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

665 reviews

5-star
4-star
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1-star

Replied to 100% of negative reviews

Typically replies within 48 hours


Rated 5 out of 5 stars

Straight talking Sharon

I spoke with Sharon who was on the ball and straight talking through the whole process. My claim took a little longer than I would like but that was down to supplier issues. I'm really pleased, she checked in every few days which kept me on task. Thank you Sharon, may your bonus be fruitful! I've been a customer for years, and I see no reason why this would change.

October 1, 2025
Unprompted review
cycleGuard logo

Reply from cycleGuard

Hello!

Your review means a lot to us and we're really happy you had such a good experience with our claims team!

Best wishes,
The Thistle Social Team

Rated 5 out of 5 stars

Fast professional service

Fast responses to my queries about my claim and very professional on the phone. I got my claim approved for a stolen bike battery.

July 21, 2025
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for taking the time to leave a review we are glad to hear we were able to help!

Guard Social Team

Rated 5 out of 5 stars

Superstar

Simple and clear way of claiming. Helpful staff and smooth process

April 25, 2025
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for taking the time to leave a great review, we are glad to hear how positive your experience has been with us.

Fish Social Team

Rated 5 out of 5 stars

High level service!

it was very quick and effective. Members of staff are very proactive and kind.I strongly recommend!

March 4, 2025
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for taking the time to leave this amazing 5* review, we will ensure our staff recieve this wonderful feedback!

Guard Social Team

Rated 1 out of 5 stars

I got insurance via you my bike was…

I got insurance via you my bike was stolen I made a claim back in October and still have not had a setlement I get told a different story every time I ring up and I get told I will have someone be back in touch to chase it up and nothings happened
If I had the chance again I would avoid with all costs

October 21, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Sarah,

We are sorry to hear about your experience with us and how your claim has been handled. We have asked for more information from yourself so we could identify your claim.
If you haven’t already, we’d be happy to discuss your concerns further. We have requested further information, but also please feel free to get in touch with us at your convenience.

Guard Social Team



Rated 2 out of 5 stars

Well organised etc but extremely…

Well organised etc but extremely expensive rip off - you can get much better cover for about a third of the price. Don't throw away your money.

January 12, 2025
Unprompted review
cycleGuard logo

Reply from cycleGuard

Frank, we’re sorry to hear that you feel our service hasn’t met your expectations in terms of cost. We always strive to offer the best possible value and would love to understand more about your experience.
If you haven’t already, we’d be happy to discuss your concerns further and see if there’s a way we can better meet your needs. We have requested further information, but also please feel free to get in touch with us at your convenience.
Guard Social Team

Rated 4 out of 5 stars
Redirected

I recently had to make a claim with…

I recently had to make a claim with cycleGuard for my stolen bike, and I must say their service exceeded my expectations. The process was simple and efficient, with quick responses to my emails. Jamie was exceptionally helpful, guiding me through each step with clarity and support. Though I had to pay a £50 excess for my replacement EBIKE, the payout was handled promptly. The personal care and attention from the team, particularly Adam, made the entire experience far better than I anticipated. I highly recommend cycleGuard for their excellent service!

November 17, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thanks for your lovely review of your service and the team Duygu, we will make sure the team are congratulated! We aim to give the best personal service on the market, so we are glad to hear that you have received this so make sure to tell your fellow cycle friends! If we can assist any further in the future to help boost your feedback to 5 stars, please let us know!

Guard Social Team

Rated 5 out of 5 stars

Had a great experience with Sharon

Had a great experience with Sharon with my claim. Living in London can be stressful especially when owning a valuable bike that you commute to work with. My one got stolen and Sharon was really helpful and made sure my claim was handled with assurance. Great team and customer service on the telephone as well. I was given clear information and instructions on my claim. Can't thank the team enough for the support and piece of mind they give to me. Appreciate all the teams help :)

November 8, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Ulas, Thank you for your lovely review of Sharon and our service! Making a claim can be a difficult time for people and I am glad we were able to make it as easy for you for your piece of mind.

Guard Social Team

Rated 1 out of 5 stars

Don’t forget with cycleguard

Don’t forget with cycleguard. 10 years I been with them and they had best part of 10k out of me. They wouldn’t pay out I am not the only person this as happen too. My bike was accident broken even tho my policy was for Accidental damage. I never go with them again and I tell everyone I know not too. In all the insurance companies I been with over my life time they are the worse I have ever had.

September 23, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Hi Gary,

Sorry you are unhappy with the way that your claim has been finalised. Reviewing the claim, we were unable to pay out due to limitations and exclusions in your cover.

I understand a complaint has been logged for you and the team will be in touch as soon as possible.

Guard Social Team

Rated 5 out of 5 stars

The team was fast and empathetic of my…

The team was fast and empathetic of my situation and claim. They were so helpful and timely. Really are the best company out there for bike insurance. Thank you to Jamie who made this process seamless

November 8, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Oliver what a great review of our claims service. Thank you for giving us the feedback and we will be sure to let Jamie know.

Guard Social Team

Rated 1 out of 5 stars

Look elsewhere!!

It has taken 2 months for this company to decide to pay out for two bikes stolen from my ex Mrs garage. Every time you send an email or proof as to what got stolen, they then have 5 days to reply to the email. Sometimes this took longer.

Trying to obtain the money to replace the bikes, well, that's another story. My sons bikes cost 550 each 3 years ago. The bikes are now 100 pounds each more expensive. They asked for a quote to be able to process the claim. That was supplied, together with the locks which they stipulated in their email. The full quote was around 1450 which I provided with the full costs itemised. I then received an email 8 days later to say they had paid 1100, less my 50 pounds excess, 350 less than the quote.

I am totally not happy with this company, and I be looking for alternatives in the future.

Update....

I have cancelled my policy with this company. After explaining to them that I felt like I was being made out as a criminal, and didn't like the way they only paid some of the claim, all they could say was sorry. The also told me to check each year with the cycle shop as to whether the bike would cost more or less to replace. SHOCKING.......WHO WOULD ACTUALLY DO THAT YEARLY????

November 7, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Hi Dave,

We understand that you have now called us to close your policy and log your feedback.

We are sorry to hear that you are dissatisfied with the way your claim has been handled.

Your feedback has been reviewed by our claims team and your claim was paid out subject to the values that you selected for your bikes, minus our policy excess.

Thank you again for taking the time to reach out.
The Guard Social Team

Rated 5 out of 5 stars

5 start

5 star. Highly recommend. Serios and professional staff.

October 21, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for the great review David. We appreciate the feedback about our staff and hope you have a great day.

Guard Social Team

Rated 5 out of 5 stars

Longstanding happy customer

I have used used Cycleguard for many years & interactions regards both policy amendments and the one time I had to make a claim were dealt with in a very efficient business like manner. I had two bikes stolen from my garage a number of years ago & the claim was literally settled in a couple of days.

October 29, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for the excellent review about the speed of our in house claims team and our contact centre staff service.

Guard Social Team

Rated 5 out of 5 stars

Quick and efficient claim

Easy to put in claim for a stolen bike, Cycleguard quick and efficient to pay out. Very fast at responding to emails

September 23, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for the great review about your claims experience with us. We value a one to one personal claims journey and that's why we keep everything in house.

Guard Social Team

Rated 5 out of 5 stars

Jamie was very helpful explaining each…

Jamie was very helpful explaining each step to me. I was totally unfamiliar with the process of what happens and he was very supportive throughout.

September 19, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

This is a fantastic review and we are so pleased you experienced a supportive claims journey with us. We will make sure Jamie has the feedback.

Guard Social Team

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service. I was payed the amount for my replacement EBIKE minus the £50 excess.
I am delighted with the service I received.
Thank you so very much to Thistle Insurance.
You're a reliable Insurance company.

September 6, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for taking the time to review your experience with us Kathryn. We are super pleased the service has been excellent and that your claims process was a smooth one.

Guard Social Team

Rated 5 out of 5 stars

The painful process of having my bike…

The painful process of having my bike stole was made a lot better by the care and attention the cycle Guard showed . They really helped and kept me informed as the claim progressed . Thoroughly recommended

September 2, 2024
Unprompted review
cycleGuard logo

Reply from cycleGuard

Thank you for sharing this review Rob. We know these things happen and that's why we put everything into our claims journey to make sure that the process is as smooth as it can be with a dedicated claims handler on hand. We are glad we've managed to get you back on your bike as quick as possible.

Guard Social Team

Rated 5 out of 5 stars

I had a wheel Stolen

I had a wheel Stolen, and Cycle Guard where quick to help me out buy a new one. They where very professional and they chased me for the paper work and payed probptly on my claim. Veri happy

July 2, 2024
Unprompted review
Rated 5 out of 5 stars

Well done Cycleguard

Both in emails and on the phone everyone I dealt with was very sympathetic about my situation and explained very clearly what exactly I needed to do in order for them to process my claim.

May 21, 2024
Unprompted review

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