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Rated 5 out of 5 stars
Verified

I was surprised (in a good way) with how quickly I was able to fill out the application and get connected with a home advisor. I received a phone call after filling out the online form within minutes... See more

Rated 5 out of 5 stars
Verified

I had been seeing advertisements for OwnUp for awhile, and I finally decided to give them a try. I am glad I did. Leslie Rightmire was so pleasant to speak with. She listened to my concerns, and... See more

Rated 5 out of 5 stars
Verified

It was a very informative experience, and the fact that they don’t require an SSN is a huge plus. If you’re in the market for a home, I’d recommend checking out OwnUp before making a purchase. They... See more

Rated 5 out of 5 stars
Verified

One stop shopping! I worked with Liv on my closing and it couldn’t have been easier. Who has time to riffle through and meet with multiple lenders. But for such a major purchase I wanted to make sure... See more

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Company details

  1. #3 of 7 best companies in Mortgage Broker
  2. #49 of 184 best companies in Alternative Financial Service
  3. #72 of 185 best companies in Financial Consultant
  4. #5 of 25 best companies in Mortgage Lender
  5. #86 of 249 best companies in Non-Bank Financial Service

Written by the company

Own Up is a mortgage shopping website that exists to make sure you never overpay on your mortgage. Customers can compare multiple mortgage offers from top lenders and find a great deal. The average customer saves $28,000 over the life of their mortgage. Get your personalized mortgage offers. Say goodbye to hard credit checks and sales pressure.


Contact info

4.8

Excellent

TrustScore 5 out of 5

334 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week


Rated 5 out of 5 stars
Verified

Fast and easy process, friendly service

I was surprised (in a good way) with how quickly I was able to fill out the application and get connected with a home advisor. I received a phone call after filling out the online form within minutes on a Sunday night! The person I spoke with was very knowledgeable, friendly, and easy to work with, as well. It was a great customer experience.

October 5, 2025
Rated 5 out of 5 stars
Verified

Total Professionalism

Ms. Lockbaum was very professional and friendly on the initial phone call. She explained the process and just laid it out how things will go.
The application process was very simple and I have not been bombarded with phone calls from lenders. Something, Ms. Lockbaum told me at the beginning.

October 1, 2025
Rated 5 out of 5 stars
Verified

Tammy was amazing

Tammy was amazing! She gave me clarity on a first time home owners loan. She was absolutely fantastic! She heard concerns and answered all my questions!

September 19, 2025
Rated 5 out of 5 stars
Verified

Exceptional service

The representative took time to explain the process, listen to my concerns and comforted me during the process

September 17, 2025
Rated 5 out of 5 stars
Verified

A positive experience

My whole experience was positive! William was super friendly, explained everything to me twice to make sure I didn't miss anything and I felt like he cared about getting me the loan.

September 16, 2025
Rated 5 out of 5 stars
Verified

Excellent service! Top shelf!

Jenn was helpful and very, very knowledgeable! She broke everything down and explained everything to us! She’s top notch! And to top it off, they got me an exceptional rate!! I wished I’d known about Own-Up sooner! Excellent service 10 out of 5 Stars!

September 2, 2025
Rated 5 out of 5 stars
Verified

Give OwnUp a try!

I had been seeing advertisements for OwnUp for awhile, and I finally decided to give them a try. I am glad I did. Leslie Rightmire was so pleasant to speak with. She listened to my concerns, and my wishes, and she was so patient and informative. Leslie was very knowledgeable about the whole process, and she helped me feel confident in taking the next steps.
Afterwards, Leslie even followed up with me, checking to see if I needed any more assistance.
I would definitely recommend OwnUp.

September 2, 2025
Rated 5 out of 5 stars
Verified

William was very pleasant

William was very pleasant, and helpful with going over the information needed. Provided his number and requested of any further information or assistance that I may need. Is what every company needs is a William.

September 2, 2025
Rated 1 out of 5 stars

Trash

This is trash. They just sell your info to any given mortgage broker willing to pay. It is not some platform where you get to shop options, etc.

August 26, 2025
Unprompted review
Own Up logo

Reply from Own Up

Dear Bron,

Thank you for taking the time to share your feedback. We’re sorry to hear that your experience with Own Up did not meet your expectations. Our goal is to provide a personalized mortgage shopping experience by matching you with a lender best suited to your needs through our platform.

We’ve reached out via Trustpilot to gather more details about your experience, but we haven’t heard back yet. We suspect there may be a misunderstanding about how our platform works, and we’d love the opportunity to clarify and demonstrate the value we can provide. Please feel free to connect with us, and we’d be happy to arrange a consultation with one of our Home Advisors to ensure you can explore the options available to you.

We appreciate your input and are committed to making things right.

Best regards,
Own Up Customer Success Team

Rated 1 out of 5 stars

OwnUp Appears to be a Scam

I thought this website would give comparative information about potential lenders. Instead it just gives your information to random lenders nobody has every heard of and they contact you. Appears to be a total scam to get loan leads for lenders.

August 20, 2025
Unprompted review
Own Up logo

Reply from Own Up

Dear Christina,

Thank you for sharing your feedback. We’re truly sorry to hear that your experience with Own Up didn’t meet your expectations. At Own Up, we strive to provide transparent and personalized mortgage solutions through two distinct experiences. Our Lender Direct experience evaluates your needs and matches you with a top-tier lender best suited for your financing scenario. Alternatively, our Home Advisor experience involves a consultation with one of our expert advisors, who shops our network on your behalf to find an excellent lender tailored to your specific needs.

We take your concerns seriously and would like to learn more about your experience to ensure we can address it properly. We’ve reached out via Trustpilot’s platform to request additional details, and we’d be happy to connect you with a member of our Home Advisor team. We’re confident they can provide valuable guidance and support to meet your needs.

Thank you for bringing this to our attention, and we hope to have the opportunity to make things right.

Best regards,
Own Up Customer Success Team

Rated 5 out of 5 stars
Verified

Highly recommend

It was a very informative experience, and the fact that they don’t require an SSN is a huge plus. If you’re in the market for a home, I’d recommend checking out OwnUp before making a purchase. They can help ensure you get the best possible deal, which is often one of the hardest parts of the home buying process. Even if you’re just doing research, their guidance can go a long way—especially since buying a home is such a major decision.

August 16, 2025
Rated 5 out of 5 stars
Verified

WOW! Such a great experience

I heard about Own Up from an Instagram post. I decided to give it a try as I am buying a house. I filled out the inquiry form on the website and someone called me in 10 minutes. The process was really easy and I didn't have to spend 30 minutes filling out information online. William was very friendly, down to earth, relatable and helpful. He gave me some good tips to consider that no one ever told me even after owning a home for 4 years and being 6 months into a home search. Own Up recommended a great lender who not only made the application process super easy, but gave me the best interest rate I've seen so far. Would recommend Own Up to everyone buying a home.

August 14, 2025

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