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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Consumers highlight the user-friendly experience, particularly appreciating the streamlined online platform for document submission and task management. People mention that the company offers competitive rates and efficient processes, with some closing loans in a notably short timeframe. Many reviewers specifically commend individual team members for their knowledge, responsiveness, and dedication to ensuring a smooth and stress-free experience. However, some consumers report issues with the company's contact methods and communication, especially regarding document requests and clarity on insurance-related paperwork. Some reviewers express concerns about delays and difficulties in getting questions answered promptly after the rate is locked. A few people report that they had to upload the same documents multiple times. Despite these concerns, many customers would recommend the company to others.

Based on these reviews

Rated 4 out of 5 stars
Invited

The whole process went very smoothly and closing costs were really reasonable and less than with traditional banks. Checking the dashboard every day to keep on top of assigned tasks made it easy to e... See more

Rated 4 out of 5 stars
Invited

Overall very pleased with my experience. Great communication, prompt responses to my questions, and a transparent list of tasks remaining to close the loan. Mortgage rate was excellent too. However,... See more

Rated 4 out of 5 stars
Invited

I have found "Better" did an excellent job in meeting my needs in securing a loan. They stay in close contact, respond quickly, and come up with good alternatives when necessary. I especially apprecia... See more

Rated 4 out of 5 stars
Invited

Overall a very pleasant process, great customer service, Andres was extremely helpful in making sure everything was walked through and understood. Overall a pretty smooth process.

Rated 5 out of 5 stars
Invited

I was a skeptic and I believed HELOCs were not achievable unless you had a lot of money in your bank account. But, Better.com proved me wrong. They were very professional and friendly. Every step of t... See more

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Rated 5 out of 5 stars
Invited

I was particularly impressed with the creativity Jamil used to demonstrate income that I had that the underwriters could accept. Other lenders did not take the time to do the proper evaluation of my... See more

Company replied

Rated 5 out of 5 stars
Invited

I have been deciding whether or not to refinance or go with a home equity. I decided to refinance to access the equity in my home. I saw an ad on Facebook or tik tok, I can't remember, from a client... See more

Company replied

Rated 5 out of 5 stars
Invited

Easy to use process and online interface. The different stages of the home buying process were presented appropriately at the right time came to ensure that the process did not overwhelm. Contacts at... See more

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Rated 5 out of 5 stars
Invited

The team assigned to help me was very professional, knowledgeable and always responsive to my questions. Natasha kept me moving regarding my "tasks" that I had to complete and followed up to make su... See more

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Rated 5 out of 5 stars
Invited

Smooth experience for our first home purchase. Their rates were significantly lower than competitors and their fees were in line with others. The team we had (Drew and Andre) were responsive and knowl... See more

Rated 5 out of 5 stars
Invited

Just got the keys to our new home. Better Mortgage makes it easy. Tony Song was great to work with, knowledgeable, highly responsive, professional and thorough. I am very busy at work and don’t have a... See more

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Rated 5 out of 5 stars
Invited

Kody Powell is amazing! We had a lot of question around our refinance and he was able to answer every question with detail and clarity. Purchasing a home or refinancing can be stressful but I am glad... See more

Rated 5 out of 5 stars

Love the classes I have been a long time member for about 2 years and with the new functional area the classes have been taken to a new level, I would recommend to all my friends! The team are extreme... See more

Rated 5 out of 5 stars
Invited

Overall the process was very simple and quick with the user friendly better online site. It was so easy to follow through what was needed. My mortgage advisor was very helpful with the initial decisio... See more

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Rated 5 out of 5 stars
Invited

I recomend Better morgage because they were very patient with me, and helped me Navigate the mortgage process while making me feel like a person and not just a number! The many online tips and tutoria... See more

Rated 5 out of 5 stars
Invited

We did a HELOC to take care of some additions we wanted to make to our new house. The process was super efficient and they were transparent in their visibility into current status, next steps, and an... See more

Rated 5 out of 5 stars
Invited

Rosa Simmons at Better Mortgage made my loan process incredibly smooth and stress-free. Her professionalism, expertise, and dedication were evident every step of the way. She was always available for... See more

Rated 5 out of 5 stars
Invited

This closing was the easiest by far that I’ve experienced. The Better team was amazing and always on top of everything; it seemed like they were working around the clock to get me to closing as soon a... See more

Rated 5 out of 5 stars
Invited

I have purchased a few homes over my lifetime and refinanced probably 4 times as well. In all those experiences I never had the pleasurable experience that I had with better. it was easy and they w... See more

Company replied

Rated 2 out of 5 stars

I found that Better's loan process is flawed. The coordinator are not there when signing take place and the title company they use made several mistakes. Finally, their servicing partner Shellpoint is... See more

Company replied

Rated 5 out of 5 stars
Invited

JJ has been great. He does a great job explaining the options and helping understand which option is the best. He also is very understanding of our situation and seems only to want to do what's best f... See more

Rated 5 out of 5 stars
Invited

Better does an amazing job of using both digital services and human interaction to make even difficult loan requests easy. Better's portal to track, sign and submit documentation is top notch. I... See more

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Rated 5 out of 5 stars
Invited

Excellent mortgage lender experience! The process took about a couple of weeks total time. Very expedient, friendly and professional. The live verification of a credit report item was new (never e... See more

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Rated 5 out of 5 stars
Invited

The online portal was quite easy. Representative contacted me right away once we started the application. Loan documents and approval was handled very swiftly. Would like it if the payoffs w... See more

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Rated 5 out of 5 stars
Invited

Dyllon at Better was truly amazing. Our experience was very easy, smooth and most of all the process with Better including their overall service was far superior to any other company we have worked wi... See more

Rated 5 out of 5 stars
Invited

This is my second loan through Better.com. I was fortunate enough to be assigned to Kamaria who was so pleasant to deal with over the phone, but also was incredibly compassionate and understanding. Th... See more

Rated 5 out of 5 stars
Invited

Wonderful communication and rapid responses. Also Better team Lisa and Thomas have followed up with agents, insurance, and others to help me close out critical tasks. We are closing in record time tha... See more

Rated 5 out of 5 stars
Invited

Better Mortgage was fantastic! They exceeded all my expectations. I used Better for a HELOC, and the process was quick and intuitive. There were a lot of documents to upload, sign, and confirm. It... See more

Rated 5 out of 5 stars
Invited

Switched to Better only two weeks before closing and we were able to close on time! Better gave me the best rate of the market. Sanam Parwani with her team did an astonishing job, they were working wi... See more

Rated 5 out of 5 stars
Invited

Better was unbeatable in rates, transparency and speed to closing. Their system is so well-oiled that the ball was almost always in our court for next steps! - They helped us seal the deal by clo... See more

Rated 5 out of 5 stars
Invited

I have a pleasant working with Dyllon Bobo. I was hesitant at first using Better since it is all through portal, and I am concerned with how easy to get in touch the rep. After talking Dyllon, he put... See more

Rated 5 out of 5 stars
Invited

This was my third time working with Better. I came back because their process is always smooth and easy. The dashboard keeps you organized and makes it easy to upload the required documents and inform... See more

Rated 5 out of 5 stars

I’m not a big fan of the whole mortgage refinancing process. There’s always delays and changes. Usually more than a few surprises. But with Better mortgage, I was pleasantly surprised:no surprises and... See more

Company replied

Rated 5 out of 5 stars

Straight forward and seamless process from start to finish. Rates on par with other major lenders and the dashboard that tells you what tasks need completing is great - very user friendly. Highly reco... See more

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Rated 5 out of 5 stars
Invited

Lisa was beyond helpful during my Better experience. She was quick to respond via email and both over the phone. She provided insightful information and answered all of my questions thoroughly and cor... See more

Rated 5 out of 5 stars
Invited

I was super on edge going into the loan process, but Michael Naughton alleviated all of my anxieties. He was accessible, knowledgeable, and always eager to help. Could not recommend him more; if you’r... See more

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Rated 5 out of 5 stars
Invited

Riley and Elliot made our experience great. The system is fluid as long as the user provides the necessary information. The Better team is very professional and and we had peace of mind feeling they w... See more

Rated 5 out of 5 stars

Super responsive team every step of the way. From my initial easy online application to closing it was just 29 days. The document request and process was very simple and easy to navigate with their o... See more

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Rated 3 out of 5 stars

Great rate, only $2300 in closing costs on a $330k loan. Totally dropped the ball in funding my loan. I signed on the 14th, funding didn't happen until the 29th after 4 phone calls and threatening leg... See more

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Rated 3 out of 5 stars

Great site, great rates, helpful people. But the timetables were out of control. It took 4 months for me to close. I have excellent credit, a stable job, I should have been an easy refi. Not sure why... See more

Company replied

Rated 3 out of 5 stars

You will never be able to directly speak to a loan person. You have to give all your info and explain to an receptionist before you are connected . Most of the time you will not get the person you a... See more

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Rated 3 out of 5 stars

I wish this was a better experience . The delay and lack of communication via Better.com site was awful. The delay with Better's response time was frustrating. When I needed to ask about documents to... See more

Company replied

Rated 3 out of 5 stars

Tough to get questions answered or contact once the rate is locked. Did like the e sign and loan estimate feature. Not the most transparent about appraisal refund. I was told not to make my mortgage p... See more

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Rated 3 out of 5 stars

The lender pro was not helpful. Most of the work and explanations were with the processor. The underwriter was not sure how to figure out dti. Apparently, Better uses the digital underwriting. Tha... See more

Company replied

Rated 3 out of 5 stars

Closing expert Phillip Maggi is the only person who gave me hard time otherwise I would rate 5 stars. Processing expert Alexandra is awesome and worked so quickly. If Phillip Maggi didn't involve duri... See more

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Rated 2 out of 5 stars

We did a refi through Better and the rate was very good and we also liked their online portal. However, we have never ever been asked to provide so much data, continuously. I understand the standard r... See more

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Rated 2 out of 5 stars

They have a nice digital platform which was a great experience. However my below average rating can be attributed to just one person who was our mortgage processing expert. She lacked basic training a... See more

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Company details

  1. #25 of 25 best companies in Mortgage Lender
  2. #7 of 7 best companies in Mortgage Broker

Written by the company

We’re one of the fastest growing homeownership companies in America. Why? Because we’re building a better way to get home and our customers love it. By combining the technology people expect with a seamless customer service experience, we’re making homeownership so simple it feels magical. In 2018 alone, we helped over 10,000 families get home, saving them on average $3,500 in upfront fees and days of stress-filled time. And we’re just getting started. Our backers have helped build some of the most transformative tech and finance companies in history. Kleiner Perkins, Goldman Sachs, Ally Bank, Pine Brook and others have invested over $85MM in Better and our vision of making homeownership magical.


Contact info

4.0

Great

TrustScore 4 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 69% of negative reviews

Typically replies within 2 weeks


Rated 1 out of 5 stars

Bad rates, aggressive calling.

The calls and rates are not worth the ease of use. I submitted a soft check application to check rates, I agreed to be called or texted, but this is like stalker level spam. If you don't answer the phone they will call 3-4 more times back to back. This is hard at work. They will call or text over and over. When I finally picked up the representative got very rude and said he was allowed to call me as much as he wanted because I consented. I said I didnt consent to being called 4-6 times back to back and he asked if this is my first time getting a mortgage (it's not), implying that this was somehow my fault or normal (it's not). Their website is great, but their rates are never better than a standard lender and call tactics are incredibly annoying. You can get a better rate with a less pushy salesperson, trust me.

October 7, 2025
Unprompted review
Better logo

Reply from Better

Hi Logan, I am so sorry that you did not have a good experience with someone on the Better.com team. I’ve flagged your feedback internally so we can look into this and improve how we communicate going forward. In the interim, feel free to contact us with any questions or concerns at experience@better.com. -Kate at Better

Rated 1 out of 5 stars

While working on the application

While working on the application, they started sending messages and calling. I decided not to work with a pushy company like this. Now day 4 and i am still receiving multiple calls a day from them from different numbers. They are acting like spam telemarketer not looking like a trust worthy to work with.

September 28, 2025
Unprompted review
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Reply from Better

Thank you for your message, and I’m very sorry for the continued calls—it’s absolutely not our intention to come across as pushy or make you feel spammed. I’ve flagged your feedback so we can address this with the right team. Please email me directly at experience@better.com so that I can make sure your contact preferences are updated. -Katie at Better

Rated 5 out of 5 stars
Invited

Wonderful, wonderful company!!!

I have been deciding whether or not to refinance or go with a home equity. I decided to refinance to access the equity in my home. I saw an ad on Facebook or tik tok, I can't remember, from a client that said if you want a better lender, use Better Mortgage. I decided to give it a shot, talk with a rep and preparing to move on...but the thing is, I didn't move on to another lender. I liked what I was hearing! I liked this company from the jump!! The transparency, the ease of the website, the prompt responses when I had a question, all of it!! It was like a well oiled machine. No wishy washy stuff, yes, no, that's it. It was all online and they even arranged the appraiser and the attorney to come to me! Imagine! No hunting around to find who can get the jobs i needed done, no haggling over prices, none of it...it was the easiest fastest process I've ever went through. Listen, I cannot say enough wonderful things about this company!! Chad!! Brie!! Thank you!! Really from the bottom of my heart. You obviously love what you do, and it shows. I would definitely do this 100 times over, please don't change a thing, your processes are working great!!

July 6, 2025
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Reply from Better

We're happy to hear that your refinancing experience was so positive! We appreciate your kind words and are so glad the process was easy and fast. Thank you for sharing your experience! -Katie at Better

Rated 1 out of 5 stars
Invited

So many things went wrong.

So many things went wrong. You guys messed up, your title company messed up, and their dispersement process messed up multiple times. Literally, EVERYTHING went wrong. I would highly recommend NOT using you guys. Not only that! But I was lied to! The sales guy quoted me $495, and the total cost to close was $1800. Horrible, horrible experience in every way. You guys nearly ruined my life. If a user is considering you guys, PLEASE dont use Better

August 7, 2025
Better logo

Reply from Better

Hi Michael, we're very sorry to hear about the issues you experienced. We take your concerns seriously and want to review the details surrounding your situation. Please email me directly at experience@better.com so I can look into this further.

Rated 5 out of 5 stars
Invited

I was a skeptic and I believed HELOCs…

I was a skeptic and I believed HELOCs were not achievable unless you had a lot of money in your bank account. But, Better.com proved me wrong. They were very professional and friendly. Every step of the process they would explain what was needed and what they were doing. I give them 5 stars.

July 23, 2025
Better logo

Reply from Better

We appreciate you sharing your experience! We're so happy to hear that our team was professional and helpful in explaining the HELOC process. Thanks for the 5-star rating!

Rated 1 out of 5 stars
Invited

Worst experience ever

Worst experience ever
I've lost money ..time and fairy
Closed 2 weeks ago and still don't have funds. Now I had to file A RESPA COMPLAINT against you Mortgage Connect and Albertelli Law

August 2, 2025
Better logo

Reply from Better

We regret to hear about the difficulties you have experienced during your journey with us. We take your concerns seriously and are looking into this matter. Please email me directly at experience@better.com so that I can investigate this further. -Katie at Better

Rated 5 out of 5 stars
Invited

I was particularly impressed with the…

I was particularly impressed with the creativity Jamil used to demonstrate income that I had that the underwriters could accept. Other lenders did not take the time to do the proper evaluation of my finances and would not work with me to evaluate my finances and ability to pay. Better was able to process my application and fulfill my HELOC needs in just 17 days from start to finish.

August 8, 2025
Better logo

Reply from Better

We're happy to hear that we could help with your HELOC needs. It's great to know that the team was able to work with you and complete the process quickly. Thank you for sharing your positive experience! - Katie at Better

Rated 5 out of 5 stars
Invited

JJ has been great

JJ has been great. He does a great job explaining the options and helping understand which option is the best. He also is very understanding of our situation and seems only to want to do what's best for us. He also is very easy to talk to. Extremely great service for JJ

August 10, 2025
Rated 4 out of 5 stars
Invited

Heloc made easier

Overall a very pleasant process, great customer service, Andres was extremely helpful in making sure everything was walked through and understood. Overall a pretty smooth process.

June 14, 2025
Rated 1 out of 5 stars

Scammy outfits like yours disgrace the…

Scammy outfits like yours disgrace the entire financial industry. You throw around your so-called “pre-approvals” like cheap bait, then wreck people’s credit scores with your idiotic inquiries. You don’t give a damn about customers — all you care about is luring them in and leaving them with ruined credit. No integrity, no professionalism — just greed and deception. You belong in the trash, not in lending.

July 25, 2025
Unprompted review
Rated 1 out of 5 stars

They will call you relentlessly…

I was looking for information on mortgages with Better last year but wasn’t ready to buy. They collected my contact information and have proceeded to contact me relentlessly about buying a home over the past 12 months. I have asked to be removed from their contact list 5 - 6 times. I had a phone call this morning, I asked again to be removed and then received another text this evening.

July 24, 2025
Unprompted review
Rated 1 out of 5 stars

Better - An Ironically Named Company

Do yourself a favor: avoid this company. You have many other choices for lending as a consumer in the US. I have never experienced such awful communication and transparency of the mortgage lending process as I did with Better. This was especially egregious when my most important asset was on the line and was treated like it was practically nothing. My closing date was pushed back 4 days even after my real estate agent and I made it clear over a month prior that we needed to close on a specific date. This meant I had to navigate being functionally homeless during that time, which was both costly and pretty scary. My loan coordinator seemed more interested in dismissing and burying the issue around closing on the new property than offering agreeable concessions for a massive (and completely preventable) oversight with the closing disclosure. There was absolutely zero transparency about how appraisal waivers work, which almost cost me the deal on the new house. I chose Better for its advertised ease of use around the online portal, but this feature did not at all offset the stress and frustration I experienced working with this company. If someone from Better reads this, understand that an online portal for uploading mandatory documents to secure a mortgage is not a replacement for good customer service and *actual* communication from industry experts. I am disgusted by how my situation was handled.

July 7, 2025
Unprompted review
Rated 5 out of 5 stars
Invited

I had no knowledge in HELOC and you…

I had no knowledge in HELOC and you walked me through every step. This was don quickly and I am very happy.

May 15, 2025
Better logo

Reply from Better

Hi Michael, we're glad you to hear that you had a great experience with your HELOC! We truly appreciate you taking the time to share your feedback. We hope you think of us again in the future! -Katie at Better

Rated 4 out of 5 stars

Closing Costs

Better fixed all of the issues, and although it was a complicated process everything ended well.

July 4, 2025
Unprompted review
Better logo

Reply from Better

Hi Eugene, thank you for your feedback and we're truly sorry to hear about your experience. We’re committed to transparency and would appreciate the opportunity to review your case. Please email me directly at experience@better.com so that I can look into this further. -Katie at Better

Rated 5 out of 5 stars
Invited

Great customer service

Great customer service

May 20, 2025
Better logo

Reply from Better

Hi Gladys, we are thrilled to hear that you had a great experience with our team. Thank you for choosing Better! -Katie at Better

Rated 5 out of 5 stars
Invited

Number one mortgage company

I appreciate the opportunity to share my experience with Better mortgage. The application process was straightforward, and I were guided through each step. The representatives were consistently helpful, providing clear explanations and timely updates. I was truly grateful for their professionalism and support in securing my home loan. I'm very satisfied with the service.

March 31, 2025
Better logo

Reply from Better

Hi Antoine, thank you so much for sharing your experience! We're thrilled to hear that the process felt smooth and that our team provided the clear, timely support you needed. It means a lot to know we could help make your journey to homeownership a great one. Thank you for choosing Better! -Katie at Better

Rated 5 out of 5 stars
Invited

Excellent fast and reliable mortgage

Excellent fast and reliable mortgage. Love the fast processing and decision. Highly recommend!

April 29, 2025
Better logo

Reply from Better

Hi Ruben, we're very happy to hear that you had a great experience with us! We hope to work with you again. Thank you for your recommendation! -Katie at Better

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