Gebührenfrei Mastercard Gold (Advanzia Bank) Reviews 38,992

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the simple and fast application process, with some receiving their cards in just a few days. Many find the card convenient for purchases, highlighting its usability both in-store and online. The absence of annual fees and the inclusion of features like Google and Apple Pay are also well-received. Consumers also appreciate the prompt credit and the speed with which the card becomes usable. However, some reviewers have mixed feelings about the payment process, noting that manual transfers can be inconvenient. Others mention that the app, while functional, could benefit from upgrades, such as the addition of more language options. There are also some complaints about customer service, particularly regarding language support and response times. Some consumers report issues with the clarity of information regarding promotional bonuses.

Based on these reviews

Rated 5 out of 5 stars
Invited

It's a first time i use Mastercard Gold And giving me 1000 Euro as start made me loyal to Advanzia Bank You can buy online without limits but i have been looking how to recharge it or how to send m... See more

Rated 5 out of 5 stars
Invited

Rarely do I rate 5 stars but today I have give top rating .Received card and pin . Downloaded the app . Used the card both in store and online . Could see the transaction on my iPhone instantly. Ma... See more

Rated 5 out of 5 stars
Invited

⸻ “I’ve been using the Advanzia Gebührenfrei Mastercard Gold for a while. The fact that there’s no annual fee and no foreign transaction fees is great, especially for travel. But the downside is... See more

Rated 5 out of 5 stars
Invited

This is my first time in Germany having credit card as a student.. The process was simple easy and delivered card in 3 4 days which was great technology and delivery system. The app requires more upgr... See more

Rated 5 out of 5 stars
Invited

The transaction went super smooth. I was able to complete my purchase. But I also like advancia to enable English language for the app. This is one of the major reasons I'm not using advancia credi... See more

Rated 5 out of 5 stars
Invited

It was quite simple and amazing experience while dealing with Advanzia Bank Mastercard Gold.I received my card and pin within few days of ordering.Even I got my balance very soon so that I can do my t... See more

Rated 4 out of 5 stars
Invited

The initial process was smooth and easy. The letter gave good details about how to use the credit card and in following days the PIN was also sent by letter. One thing I would like to suggest is to... See more

Rated 4 out of 5 stars
Invited

The security measures taken are satisfactory. Transaction is fast and reliable. I have one issue: transferring money from this bank to another bank outside of Germany is not working. When do we get... See more

Rated 3 out of 5 stars
Invited

The Transfer Took way longer then expected, like i sent money to my other account just to check how it works but it took 7 business days to reach. Please just make the transfer bit more faster but eve... See more

Rated 5 out of 5 stars
Invited

The MasterCard is the best everything seems good. It was already activated before sending it to me and I have had a great experience since I started using it. All thanks to fee- free MasterCard gold

Rated 4 out of 5 stars
Invited

The procedures for obtaining this card are somewhat easy. I did not encounter any difficulty. Also, the application that I downloaded on my phone can be easily used to know the balance and how much is... See more

Rated 3 out of 5 stars
Invited

I could not understand which pin is the pin of my cart, and because of using wrong pin, my pin get blacked. I put a message on the app but they answer me very late so that I almost lost the deadline o... See more

Rated 5 out of 5 stars
Invited

So easy and so fast. I applied to Hanseatic bank last month and they didnt give me a credit card even though I have been a reliable Turkish immigrant for 5 years with a stable job that pays me 6... See more

Rated 5 out of 5 stars
Invited

I'm happy with the phone and the deal I got from the company. I wanted a good smartphone that did the basics, and the site recommended one that ticked all the boxes. Speaking with the service team h... See more

Rated 5 out of 5 stars
Invited

Hi, Mastercard is really good and helpful to those people who can pay the money back in big amount monthly! I mean , If you received a thousend Euro and you want to pay just 30 euro per month ,so th... See more

Rated 5 out of 5 stars
Invited

The application was easy and I like that it is a revolving credit card. I can see that many people are more comfortable with a direct debit here in Germany. It is a free credit card, offers insurances... See more

Rated 5 out of 5 stars
Invited

Fast, easy application! Got my card after 5 days and was able to ise it immediately. Starting credit limit is low but stated that it would increase depending on payments. Lets see…

Rated 4 out of 5 stars
Invited

very quick to apply and get the card, no usage cost comparing with other banks' Credit card. but maxim Amount is only 1000 euros is too low, to be honest. suggest from 5000 eyuros.

Rated 5 out of 5 stars
Invited

Very Good organization.. and very easy process to get your card. and we have more security while you doing transactions like need a PIN for the High amount transactions. I strongly recommended to my f... See more

Rated 4 out of 5 stars
Invited

The email services are good. But phone call services are language selective. I called in different occasions but none of the customer reps were able to attend to me as an English speaker.

Rated 5 out of 5 stars
Invited

I am glad i choosed Mastercard (Advanzia Bank)….. i can’t imagine flying around the world just using my Mastercard i booked a flight from Europe to Africa and it perfectly worked. I am going to enjoy... See more

Rated 3 out of 5 stars

The basic credit service is relatively easy to use, but the customer support is extremely poor. Assistance is only available by phone, with no translation options, and wait times are excessively long—... See more

Company replied

Rated 5 out of 5 stars
Invited

I thank you Golden Mastercard for the prompt credit and so fast usable. I got this card very useful and supportive. I recommend everyone to get this card as soon as possible and enjoy your live as... See more

Rated 3 out of 5 stars

There’s much room for improvement. Customer support was not always the best. Transfers take a bit of time till they’re registered. Sometimes up to 5 days. App got better but it also doesn’t offer much... See more

Rated 5 out of 5 stars

The Bank was recommended to me by my nephew as I still don’t have a credit card . I only have 3 EC cards from 3 different banks and I thought that was ok. So I registered , applied and got an Advanzi... See more

Rated 3 out of 5 stars
Invited

Your service is good but the online banking you guys have to work on it how can one receive username and the password is very difficult thanks

Rated 5 out of 5 stars
Invited

I am using Advanzia credit card. The thing is very easy to purchase anything and banking app is convenient. But you need to up to date purchases data in app.

Rated 5 out of 5 stars
Invited

It was so fast registration less than 5mins. Even my card is not yet here with me i can use my credit card already by adding it to my apply wallet . This free credit card is so useful. Thank you so mu... See more

Rated 5 out of 5 stars
Invited

Very GOOD SERVICE THANKS BUT MY LIMMIT IS TOO LOW BECAUSE I NEED CARD SOMETIMES FOR BUYING A AIRLINES TICKET. MY FRIEND TOLD ME THIS CARD IS GOOD THIS CARD LIMMIT IS 6000€ but I have 200 euro lim... See more

Rated 5 out of 5 stars
Invited

The card and pin letters were received earlier than anticipated. The processes and card transactions are user-friendly. Thank you for the opportunity...

Rated 5 out of 5 stars
Invited

Process was quite easy and first few days of usage is also quite satisfying.

Rated 5 out of 5 stars
Invited

It was good at first but why I cannot use it with purchasing airline tickets?

Rated 5 out of 5 stars
Invited

I have a very good experience with your bank., its easy to apply, easy to use., excellent service. Thank you.,

Rated 5 out of 5 stars
Invited

thanks for your support as i started to work in germany. it is very hard to take credit card. i have a long term work agreement but in sparkasse or commerz bank does not give me kredit card yet.... See more

Rated 5 out of 5 stars
Invited

I have had a very good experience with Mastercard. It is convenient to use, widely accepted, and provides reliable services. One of the best parts is that it is free and comes with excellent customer... See more

Rated 5 out of 5 stars
Invited

Everything from application to identification to card delivery to usage (only domestic so far) to bill payment went super smooth. The promised gift amount was also provided on time. Credit limit was a... See more

Rated 5 out of 5 stars
Invited

I've had the Fee-free Mastercard Gold from Advanzia for quite a while, and overall, it’s been a really good experience. One thing that stood out to me was when I changed my address and didn’t rec... See more

Rated 5 out of 5 stars
Invited

I’m very satisfied with my MasterCard Gold. It gives me flexibility, convenience, and peace of mind in my payments. Highly recommended

Rated 5 out of 5 stars
Invited

It works quickly and only customer service is fast and you can communicate with them at any time and the most important thing is that there are no fees for the card

Rated 5 out of 5 stars
Invited

Recommend the master gold card. It's very convenient and ofcourse good offers were provided. And on top of it, it is free of charge with no additional charges (as long as we pay credit bill on time )... See more

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Company details

  1. Financial Institution

About Gebührenfrei Mastercard Gold (Advanzia Bank)

Written by the company

Die Advanzia Bank ist eine Online-Direktbank, die sich auf das Kreditkartengeschäft für Privatkunden und Unternehmen spezialisiert hat. Für Privatkunden bietet sie die Gebührenfrei Mastercard Gold an. Als flexibles und weltweit akzeptiertes Zahlungsmittel beinhaltet diese die Vorteile einer goldenen Kreditkarte – und das frei von jeglichen Gebühren. Interessiert? Hier gelangen Sie zum Kartenantrag.

Darüber hinaus bietet die Advanzia Bank co-branded Kreditkarten für Geschäftskunden an. Damit verknüpfen Unternehmen Kundenbindung mit den exklusiven Vorteilen einer Premium-Kreditkarte. Weitere Informationen dazu finden Sie auf unserer Webseite für Geschäftskunden.

If you want to review other Advanzia Bank credit card products, please go to Carte ZERO for customers in France, Tarjeta YOU for customers in Spain, Carta YOU for customers in Italy and free Mastercard Gold for customers in Austria.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

39K reviews

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Replied to 39% of negative reviews

Typically replies within 2 weeks


Rated 5 out of 5 stars
Invited

Super

Every thing was perfekt, buying with Advanzia Gold card is so good and helpfull.

October 14, 2025
Rated 5 out of 5 stars

Fee free mastercard, is it card that we really deserve

No maintenance, administrative, or any other unnecessary fees that I used to pay before I order my card there. Especially the thing with foreign transfers was pleasant to have, since I’m a frequent traveller. Recently they had an anniversary present of winning gold bard. Guess who won, me, in gold rising in its price it was a perfect timing.

October 14, 2025
Unprompted review
Rated 1 out of 5 stars

Card not received

It's surprising that a company with so many positive reviews could show so little care for its customers. Contacting customer service is extremely frustrating. I applied for a credit card over a month ago, and I still haven’t received it. It’s absurd that they sent me the PIN but not the actual card. To make things worse, I received both an email and a text message saying the card had been delivered and was ready to use. Please, take customer concerns seriously and handle these issues more carefully and professionally.

October 10, 2025
Unprompted review

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