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Rated 5 out of 5 stars

Tried several avenues to secure funding for a new work van annd was unsuccessful. After a call from White Oak it was sorted and approved very quickly. Would highly recommend and use again Many tha... See more

Company replied

Rated 5 out of 5 stars
Invited

Excellent service, great first experience! Joshua was so good to work with, organised and efficient. Service was very good, we are so pleased we found White Oak. Knowing we now have a personal acc... See more

Company replied

Rated 5 out of 5 stars

Great customer service! White Oak was recommended to me by my accountant many years ago. Over several years they have provided flexible products, a rapid response and highly competative rates. Lisa... See more

Rated 5 out of 5 stars

My initial enquiry was handled from start to finish by Jack and it proved to be a seamless experience. Jack was extremely helpful and professional through the whole process, even though my busy diary... See more

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Company details

  1. Alternative Financial Service
  2. Finance Broker

Written by the company

At White Oak UK, we provide tailored business funding designed for small and medium-sized enterprises (SMEs). Our business loan services include business development loans, help paying your HMRC bill, Professional Indemnity Insurance loans, invoice finance (to release cash tied up in unpaid invoices), and working capital loans. With funding available in as little as 24 hours, we offer fast and effective solutions to support your business's growth and success.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

133 reviews

5-star
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1-star

Replied to 25% of negative reviews

Typically replies within 1 week


Rated 1 out of 5 stars

Unprofessional and wasted our time.

We applied for finance with this company for a new machine 20k. After providing all the information which was time consuming we received an e mail to say "excellent news we have has everything accepted".
The advisor then rings us up the day before the machine arrives to say they cant do the deal anymore !
Instead of offering us the asset finance at 7% they can now offer us a "loan" at roughly twice the monthly repayment.
Very unprofessionsal and time wasting.

October 20, 2025
Unprompted review
Rated 5 out of 5 stars

Joshua was brilliant

Joshua was brilliant. I called and arranged same day finance for a business expense. Absolutely no trouble at all. Joshua could not have done enough and it was no trouble at all to arrange. The loan came through on the same day. An amazing company to deal with.

September 30, 2025
Unprompted review
Rated 5 out of 5 stars

Whiteoak mortgages really looked after…

Whiteoak mortgages really looked after us and found us the best deal. They really are the best and we would fully recommend them.

February 2, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for sharing your feedback.
We actually deal in business loans & not mortgages. Thanks for taking the time to leave a review about White Oak Mortgages :)

Rated 5 out of 5 stars

Jason Morgan is the consummate…

Jason Morgan is the consummate professional

July 29, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for leaving such great feedback about Jason. Your comments help us improve and support other customers in making confident decisions.

Rated 5 out of 5 stars

I have always had great support and…

I have always had great support and help through White Oak and they always go the extra mile to help. All the staff I have delt with have always been friendly and very good at there jobs.

July 24, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for such lovely feedback

Rated 5 out of 5 stars

Tried several avenues to secure funding…

Tried several avenues to secure funding for a new work van annd was unsuccessful.
After a call from White Oak it was sorted and approved very quickly.
Would highly recommend and use again
Many thanks Again

July 30, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for sharing your feedback.
We appreciate you taking the time to leave a review and share your experience with us. Your comments help us improve and support other customers in making confident decisions. Glad we could help!

Rated 5 out of 5 stars

Having used Alan Gault at White Oak now…

Having used Alan Gault at White Oak now for a few years I can strongly recommend his services. He has always been able to help us with our lending needs, is always available to help and make suggestions – we have always found him trustworthy, hard working on our behalf and extremely due diligent in not only getting things done but within the time frames we need.

June 18, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for sharing your feedback.

Rated 5 out of 5 stars

Great help

Great help, personally very impressed with customer service

Thanks

June 9, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for such wonderful feedback

Rated 5 out of 5 stars

Incredibly fast and efficient service…

Incredibly fast and efficient service and great customer support to my business needs.

May 19, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for your wonderful feedback. We pride ourselves on being agile, and we're glad we could provide a fast & efficient service.

Rated 1 out of 5 stars

Very bad experience with this company

Very bad experience with this company. Now taking the complaint to the Financial Ombudsman. If you enter into an HP agreement with them for a vehicle they charge you the full interest for the entire term regardless of when you change your vehicle. Key facts are not explained. Emails on queries are not responded to. This is for an agreement taken out late 2024. Problems with vehicle which was brand new - no response for months on how to deal with the matter - eventually try to change the vehicle to find out the settlement figure is astronomical higher than the original amount despite a 30K deposit and monthly payments. Absolute disgrace of an organisation. Still haven’t clarified the total interest APR they have charged. Do not sign a contract with this people without letting a lawyer review it.

April 30, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for your feedback. We’ve reviewed your complaint impartially and in its entirety in accordance with our complaints procedure. We are sorry that you remain dissatisfied with the level of service you have received, and we can only suggest, as we have highlighted in our response, that you refer your complaint to the FLA.

Rated 5 out of 5 stars

I dealt with Ross Grant in raising…

I dealt with Ross Grant in raising finance for a company vehicle and he was first class from the very beginning. He kept me updated, told me clearly what I needed to do and what he was doing. It made the whole experience pleasurable.

April 10, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for sharing your feedback.
We really appreciate you taking the time to leave a review

Rated 5 out of 5 stars

Archi-Scape

Responsive, helpful and provided tailored financial solutions which best suited our business needs.

April 2, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for sharing your feedback.

Rated 5 out of 5 stars

Hollie was very polite

Hollie was very polite, helpful and professional an absolute credit to whiteoak.

March 12, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for taking the time to share your experience with us on Trustpilot. We really appreciate your feedback; it helps us improve and continue to provide a better service.

Rated 5 out of 5 stars

Hollie has been really great from the…

Hollie has been really great from the outset. She has supported me and my company with multiple lending decisions and is hugely knowledgeable.

March 19, 2025
Unprompted review
White Oak UK logo

Reply from White Oak UK

Thank you for taking the time to share your experience with us on Trustpilot. We really appreciate your feedback

Rated 5 out of 5 stars

Great service

Excellent experience working with Alan, sure will seek his help when needed in the future.

January 20, 2025
Unprompted review
Rated 5 out of 5 stars

…professional service throughout

Helen Mehary is a total asset to your company, a no nonsense, professional, on the ball person from start to finish, would highly recommend your company and Helen, thank you for an excellent service.

March 18, 2025
Unprompted review

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