Tried several avenues to secure funding for a new work van annd was unsuccessful. After a call from White Oak it was sorted and approved very quickly. Would highly recommend and use again Many tha... See more
Company replied
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Tried several avenues to secure funding for a new work van annd was unsuccessful. After a call from White Oak it was sorted and approved very quickly. Would highly recommend and use again Many tha... See more
Company replied
Excellent service, great first experience! Joshua was so good to work with, organised and efficient. Service was very good, we are so pleased we found White Oak. Knowing we now have a personal acc... See more
Company replied
Great customer service! White Oak was recommended to me by my accountant many years ago. Over several years they have provided flexible products, a rapid response and highly competative rates. Lisa... See more
My initial enquiry was handled from start to finish by Jack and it proved to be a seamless experience. Jack was extremely helpful and professional through the whole process, even though my busy diary... See more
At White Oak UK, we provide tailored business funding designed for small and medium-sized enterprises (SMEs). Our business loan services include business development loans, help paying your HMRC bill, Professional Indemnity Insurance loans, invoice finance (to release cash tied up in unpaid invoices), and working capital loans. With funding available in as little as 24 hours, we offer fast and effective solutions to support your business's growth and success.
58 Nicholas Street, CH1 2NP, Chester, United Kingdom
Replied to 25% of negative reviews
Typically replies within 1 week
We applied for finance with this company for a new machine 20k. After providing all the information which was time consuming we received an e mail to say "excellent news we have has everything accepted".
The advisor then rings us up the day before the machine arrives to say they cant do the deal anymore !
Instead of offering us the asset finance at 7% they can now offer us a "loan" at roughly twice the monthly repayment.
Very unprofessionsal and time wasting.
Efficient- responsive, quick and no time waste
Very quick and simple process, very good value for money, reliable
Joshua was brilliant. I called and arranged same day finance for a business expense. Absolutely no trouble at all. Joshua could not have done enough and it was no trouble at all to arrange. The loan came through on the same day. An amazing company to deal with.
Such a straight forward process to secure funds for my business, to buy more stock, made even easier by the excellent Josh Hines. Faultless
Whiteoak mortgages really looked after us and found us the best deal. They really are the best and we would fully recommend them.

Reply from White Oak UK
Jason Morgan is the consummate professional

Reply from White Oak UK
I have always had great support and help through White Oak and they always go the extra mile to help. All the staff I have delt with have always been friendly and very good at there jobs.

Reply from White Oak UK

Reply from White Oak UK
Tried several avenues to secure funding for a new work van annd was unsuccessful.
After a call from White Oak it was sorted and approved very quickly.
Would highly recommend and use again
Many thanks Again

Reply from White Oak UK
Having used Alan Gault at White Oak now for a few years I can strongly recommend his services. He has always been able to help us with our lending needs, is always available to help and make suggestions – we have always found him trustworthy, hard working on our behalf and extremely due diligent in not only getting things done but within the time frames we need.

Reply from White Oak UK
Great help, personally very impressed with customer service
Thanks

Reply from White Oak UK
Incredibly fast and efficient service and great customer support to my business needs.

Reply from White Oak UK
Very bad experience with this company. Now taking the complaint to the Financial Ombudsman. If you enter into an HP agreement with them for a vehicle they charge you the full interest for the entire term regardless of when you change your vehicle. Key facts are not explained. Emails on queries are not responded to. This is for an agreement taken out late 2024. Problems with vehicle which was brand new - no response for months on how to deal with the matter - eventually try to change the vehicle to find out the settlement figure is astronomical higher than the original amount despite a 30K deposit and monthly payments. Absolute disgrace of an organisation. Still haven’t clarified the total interest APR they have charged. Do not sign a contract with this people without letting a lawyer review it.

Reply from White Oak UK
I dealt with Ross Grant in raising finance for a company vehicle and he was first class from the very beginning. He kept me updated, told me clearly what I needed to do and what he was doing. It made the whole experience pleasurable.

Reply from White Oak UK
Responsive, helpful and provided tailored financial solutions which best suited our business needs.

Reply from White Oak UK
Hollie was very polite, helpful and professional an absolute credit to whiteoak.

Reply from White Oak UK
Hollie has been really great from the outset. She has supported me and my company with multiple lending decisions and is hugely knowledgeable.

Reply from White Oak UK
Excellent experience working with Alan, sure will seek his help when needed in the future.
Helen Mehary is a total asset to your company, a no nonsense, professional, on the ball person from start to finish, would highly recommend your company and Helen, thank you for an excellent service.
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