Police Mutual Reviews 348

TrustScore 4.5 out of 5

4.6

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers appreciate the excellent service provided, highlighting the staff's professionalism and helpfulness. Consumers consistently mention positive interactions with customer service representatives, who are described as polite, knowledgeable, and efficient. People also value the competitive pricing offered by the company. Many reviewers specifically commend individual staff members by name, emphasizing their exceptional support and dedication. The overall sentiment is that the company provides a seamless and pleasant experience, with reviewers expressing satisfaction with the ease of policy management and the clarity of communication. However, some users express a low consensus about the contact.

Based on these reviews

Rated 5 out of 5 stars
Verified

My current provider raised my home and contents fee from £486 to £2676, beyond belief. PM gave me the same excellent coverage for £412. No fuss, great service, and a much, much better price!

Company replied

Rated 5 out of 5 stars

Changing details on my policy was so easy and the whole process was made extra special by friendly and helpful nature of the call handler I spoke to whose name was Rebecca White. Thank you so much.

Company replied

Rated 5 out of 5 stars
Verified

A simple to follow website and a later correction of my mistake re dates organised by phone. An efficient and meticulous checking by the agent to ensure all was now correct. Superb service. Late ful... See more

Company replied

Rated 5 out of 5 stars

I called regarding my motor insurance renewal and spoke with Elaine from the team. As always , my experience with Police mutual was very positive. Elaine went through my query in detail and rather tha... See more

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Rated 5 out of 5 stars

Excellent Service. Spoke with an adviser re car insurance today (Keith Marchant) who sorted out all the changes without any issues. He was very professional and listened to all aspects of the changes... See more

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Rated 5 out of 5 stars

Absolutely recommend Police Mutual. I’ve had accounts with them for over 15 years on regular savings plans, plus car insurance. Never had anything to complain about. When I did need assistance they... See more

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Rated 5 out of 5 stars

My experience in sorting my car insurance through Police Mutual was first class! Elaine Cockram was the lady who dealt with me. She was very knowledgeable, professional, patient and her customer care... See more

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Rated 5 out of 5 stars
Verified

I was able to reinsure my car by completion of online questions that was well presented and not too protracted. I received the quote immediately with a choice of options and I was happy with the cost... See more

Company replied

Rated 5 out of 5 stars

I have been with Police Mutual for many years for car, home and medical insurance. On the very rare occasions I’ve needed assistance these issues were resolved immediately. When having to make a call... See more

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Rated 5 out of 5 stars

After receiving our car insurance renewal we spoke with Elaine who looked at different options including going through Narpo to see which was best value for what we needed. Although this took some tim... See more

Rated 5 out of 5 stars

I got a quote just to compare prices with Police Mutual, my current insurer was slightly cheaper so I decided to stay put. However to my delight I got a call from David there informing me although I d... See more

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Rated 5 out of 5 stars

Sue Stott was very helpful and cheerful throughout. Dealt with my enquiry very professionally. I was very happy with the service.

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Rated 5 out of 5 stars

I received an excellent service from Keith Marchant when I called to change my house and car insurances prior to moving. Keith couldnt have been more patient and helpful and he explained everything ve... See more

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Rated 5 out of 5 stars

We have been with Police Mutual for a number of years for House and Car Insurance. Their premiums have sometimes been a little higher than other companies have quoted, but Police Mutual policies are m... See more

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Rated 5 out of 5 stars

Contacted them today to change my reg number. Spoke to Elaine C. What a superstar service. Elaine was super helpful, hassle free and Elaine updated me on various offers and incentives they were curren... See more

Rated 5 out of 5 stars

No long wait on the telephone. Excellent clear communication with the customer service person. The process was very simple, quick, but thorough, and I received my new documents within minutes of compl... See more

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Rated 5 out of 5 stars

I have insured my car with Police Mutual for many years. I spoke with Sue today as I needed a quote to add my som to my policy. Sue completely understood the circumstances and actioned a query withou... See more

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Rated 5 out of 5 stars

Always nervous about changing insurance providers. E mail from pmas listed all different insurances available through them. Decided to make enquiries about buildings and contents insurance. Luke he... See more

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Rated 5 out of 5 stars

The representative could not have been more helpful Pleasant , Friendly and very Knowledgable What a refreshing experience to be treated in such a very personal manner. Elaine is a credit not o... See more

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Rated 5 out of 5 stars

I contacted Police Mutual to check a few issues on my policy which was due for renewal I spoke with Paula Seasman, she was excellent, I ended up taking out a new policy more suited to my circumstan... See more

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Rated 5 out of 5 stars

I have had two conversations with Police Mutual this week. The first one to get a quote and talk through some options and the second one a few days later to go ahead with the quote. Both customer ser... See more

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Rated 5 out of 5 stars

Keith was the representative. Was very knowledgeable and took his time to talk through all y options to make sure it was the most cost effective option for me. I was trying to add a second new car t... See more

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Rated 5 out of 5 stars

Didn't wait long to talk to a human being. The lady was helpful friendly and efficient. I'm hard of hearing and she very patiently repeated anything i didn't understand. The changes I required had to... See more

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Rated 5 out of 5 stars

I spoke with a customer service representative named Sue Stott on the car insurance line and she was one of the most professional people I have spoken to in the insurance industry. She explained my qu... See more

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Rated 5 out of 5 stars

I had wonderful service from Tanya Minns who sorted out my renewal.. I had a problem in so much as my policy was expiring in my car 3 days before I would receive my new vehicle leaving me with those d... See more

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Rated 5 out of 5 stars

Having recently spoken to a very helpful lady I went ahead and renewed my car insurance and breakdown service through Police Mutual. Today I have received a box of flowers from Police Mutual through... See more

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Rated 5 out of 5 stars

After having some issues with the insurance broker called - First Central, I spoke to a lovely lady, Sue Stott, from Forces Mutual who sorted my car insurance promptly. She was extremely polite, kno... See more

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Rated 3 out of 5 stars

Sadly a slowly declining organisation/ company. Over the last decade I have used Police Mutual for car insurance, as well as a few years for home insurance. The change in underwriters has made... See more

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Rated 5 out of 5 stars

I renewed my car insurance today . It was the most cost effective of all quotes, the transaction was simple, fast and the call handler was superbly efficient. Her name is Taryn and I am very impressed... See more

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Rated 5 out of 5 stars

I phoned police mutual to put a friend temporarily on my car insurance whilst on a holiday in Holland, I spoke to Lesley Mack who was very professional in listening to my request and set about fi... See more

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Rated 5 out of 5 stars

I have had various products with police Mutual from savings to car insurance for many years. I recently had to contact them, the customer service was amazing. The lady who helped me was so supportiv... See more

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Rated 5 out of 5 stars

Really helpful . Very efficient. Good to talk to real people🙃 My issue was sorted quickly after a claim was settled and replacement devices supplied in under 2 weeks. New devices insured and policy a... See more

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Rated 5 out of 5 stars

I spoke Rebecca White she was very helpful, took her time to explain everything clearly. Also I am paying less than I paid last year with another provider, and they had increased this years premium.

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Rated 5 out of 5 stars

I contacted PMAS to discuss my accounts. I spoke to a lovely team member, Taryn, who kindly dealt with my queries. It is so refreshing, speaking to such a professional person. You have made my day. T... See more

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Rated 4 out of 5 stars

I spoke to Tania Minns in the Car insurance scheme she was very helpful, knowledeable and prompt in sorting out my query and getting back to me in the method I prefered via email. She sorted out the... See more

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Rated 5 out of 5 stars

I rang with a query regarding driving in Europe on my insurance. Keith not only answered all my concerns but managed to sell me European Breakdown Cover at a very reasonable price.Keith was pleasant,... See more

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Rated 5 out of 5 stars

The account handler Shirley was very helpful and friendly. She sorted out the change of vehicle very promptly and efficiently within a couple of minutes. The revised and updated cost was actually redu... See more

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Rated 5 out of 5 stars
Verified

Really great service from Police Mutual both online and by telephone as I forgot to add additional cover. Great price too!

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Rated 5 out of 5 stars
Verified

It was very easy to navigate the website and change my insurance to your group Took less than 30 minutes

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Rated 5 out of 5 stars

After a diagnosis of terminal cancer, my Inspector put an application to Police Mutual Foundation for the respite grant which was approved. As a result of this grant, my husband and myself have just... See more

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Rated 5 out of 5 stars

Don’t normally do reviews, but decided to break the habit today due to the excellent customer service service received from Elaine. Elaine was extremely helpful and knowledgeable. Despite the fact t... See more

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Rated 5 out of 5 stars

Usual great service from PM even better when price came down👍 Rebecca white who dealt with me was very professional and just as importantly had a brilliant telephone manner very happy

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Rated 5 out of 5 stars

Since my husband passed away every time I have contacted the insurance companies arranged through the police mutual I have been treated with courtesy and have been given exceptional help and support f... See more

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Rated 5 out of 5 stars

I checked my house insurance made some amendments and paid the renewal. It was very quick and easy. Sue dealt with my call in a friendly professional and efficient way. She told me about other service... See more

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Rated 5 out of 5 stars

I would like to thank Sue STOT in the Motor Insurance Department at Police Mutual for all her help in sorting out my Motor Insurance. She was very professional and had a lovely way of dealing with... See more

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Rated 5 out of 5 stars

Extremely thoughtful, supportive and knowledgable agent ( Susan Stott). Answered all my queries, explained thjngs in detail and ensured I got the right product at the right price. 5 stars, thanks

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Rated 5 out of 5 stars
Verified

Whole process was simple and straight forward. I'm no expert at obtaining goods & services on line, so this simple process made my life easier

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Rated 5 out of 5 stars

The customer adviser was polite and her product knowledge was very good. Made the process of changing existing policy straightforward and explained any potential issues very clearly. We'll done!

Company replied

Rated 5 out of 5 stars

Very helpful with helping me change over car details on current policy and found me an even better quote for my renewal price! Very happy!

Company replied

Rated 5 out of 5 stars
Verified

Reasonable annual price by comparison. Would prefer a quick response to receipt of Proof of NCB.

Company replied

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Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

348 reviews

5-star
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1-star

Replied to 46% of negative reviews

Typically replies within 48 hours


Rated 1 out of 5 stars

Healthcare £150 excess

I contacted the healthcare scheme after getting a referral letter. Despite paying in every month for the last 12+ years I was told I had to pay an extra £150 for treatment. This is ridiculous, I've paid a fortune in over the years, never had to use the healthcare until now and shouldn't have to pay extra. This is racketeering off the back of a woeful and crumbling NHS. I've cancelled my direct debit and won't be wasting my money with them ever again. As with the rest of their products, they are not the cheapest on the market. If this is the best on offer for the police family then 'the job' truly is...

October 15, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback, and we’re sorry to hear how disappointed you’ve felt after your recent experience. We completely understand how frustrating it must be to face an additional cost when you’ve been contributing to your healthcare plan for so many years, especially when it’s the first time you’ve needed to use it.

Our healthcare policy includes a £150 member contribution, which is payable once a year when you make a claim. We make every effort to ensure this is clearly explained within our scheme rules, which are available on our website, to try and ensure there are no surprises when you come to claim for the first time.

We genuinely value your long-term membership and are sorry to see you’ve chosen to cancel. If you’d like us to review your case or talk through how the member contribution applies, our team would be happy to go through everything in detail.

Rated 5 out of 5 stars
Verified

My current provider raised my home and…

My current provider raised my home and contents fee from £486 to £2676, beyond belief. PM gave me the same excellent coverage for £412. No fuss, great service, and a much, much better price!

October 6, 2025
Police Mutual logo

Reply from Police Mutual

We are pleased to hear we were able to offer excellent coverage for a fraction of the cost, and with great service too. Thank you for sharing your experience

Rated 5 out of 5 stars

Sue Stott was very helpful and cheerful…

Sue Stott was very helpful and cheerful throughout. Dealt with my enquiry very professionally. I was very happy with the service.

October 16, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you, we are pleased to hear Sue was helpful, cheerful, and professional throughout your enquiry.

Rated 5 out of 5 stars

Rebecca White was so Helpful and Polite

Changing details on my policy was so easy and the whole process was made extra special by friendly and helpful nature of the call handler I spoke to whose name was Rebecca White.
Thank you so much.

October 16, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

We're pleased to hear that updating your policy was such an easy experience and that Rebecca White made it extra special with her friendly and helpful manner.

Rated 2 out of 5 stars

Beware substantial hidden charges

After being with the company for six years I have tried to renew my policy this morning based on the renewal quote forwarded to me. At the payment stage I was surprised to be told that on top of the renewal quote I was being charged an admin fee of £40 because I was renewing my policy with them. So my insurance of £311 has now gone up to £359. They have started applying it to make themselves “competitive” apparently. I am now looking elsewhere.

October 13, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback, and for being with us for the past six years, we really do value your loyalty.

I’m sorry to hear you were surprised by the admin fee added at renewal. We understand how unexpected costs can be frustrating.
The introduction of this fee helps us fund improvements to our services, so we can provide an even better experience for our customers.

We always aim to be transparent about our pricing and to continue offering great value, while also supporting our unique giveback services that make Police Mutual different.

If you’d like to discuss your renewal in more detail, our team would be happy to review this with you.

Rated 5 out of 5 stars
Verified

It was very easy to navigate the website

It was very easy to navigate the website and change my insurance to your group Took less than 30 minutes

October 2, 2025
Police Mutual logo

Reply from Police Mutual

Thank you so much for your review. We're really glad to hear that the website was easy to navigate.

Rated 5 out of 5 stars
Verified

Great Price and Service

Really great service from Police Mutual both online and by telephone as I forgot to add additional cover.

Great price too!

October 7, 2025
Police Mutual logo

Reply from Police Mutual

Thanks so much for your review!
We're really glad you were happy with both the service and the price.

Rated 5 out of 5 stars
Verified

Great price for car insurance,

A simple to follow website and a later correction of my mistake re dates organised by phone. An efficient and meticulous checking by the agent to ensure all was now correct. Superb service. Late full download of documents easy to achieve.
Price of car insurance most competitive.

October 6, 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your kind words and feedback.
We're delighted to hear that you found our website easy to navigate and that our team was able to promptly and efficiently help you.
If there's anything more we can do for you, please don't hesitate to reach out

Rated 5 out of 5 stars
Verified

Hassle Free

Competitive quote with human interaction from a UK based operative.

October 5, 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your review.

We're pleased to hear the quote was competitive and you received good service.

If you need anything else, our team are here to help.

Rated 5 out of 5 stars
Verified

Reasonable annual price by comparison

Reasonable annual price by comparison. Would prefer a quick response to receipt of Proof of NCB.

October 2, 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback. We're glad you found the price competitive. We appreciate your comment on the proof of NCB process - if you need any help with this, we're happy to assist.

Rated 5 out of 5 stars
Verified

I was able to reinsure my car by…

I was able to reinsure my car by completion of online questions that was well presented and not too protracted. I received the quote immediately with a choice of options and I was happy with the cost price quoted.

September 24, 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your feedback!
We're really pleased the online process was clear and that the quote options worked well for you.

Rated 5 out of 5 stars

Rebecca White

Your agent Rebecca White was extremely patient and polite answering all my queries.

October 1, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback!
We're so pleased Rebecca was able to help you with such patience and care.

Rated 5 out of 5 stars

A 5 star service!

No long wait on the telephone. Excellent clear communication with the customer service person. The process was very simple, quick, but thorough, and I received my new documents within minutes of completion of the telephone call. Very pleasant, professional, helpful and patient. I am very happy with their service.

September 23, 2025
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind words and such a great 5 star review, Paul!
We're delighted to hear that you found the process quick and the service from our team was helpful.

Rated 5 out of 5 stars
Verified

Great price home insurance

Great price home insurance with all the bells and whistles of much more expensive cover.

September 19, 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback!
We're delighted to hear you found great value in our cover.

Rated 5 out of 5 stars
Verified

Very easy to use web page

Very easy to use web page
Just waiting for voucher

September 19, 2025
Police Mutual logo

Reply from Police Mutual

Thanks for your review!
We hope you enjoy spending your voucher when it arrives.
If you need anything else, please don't hesitate to get in touch.

Rated 5 out of 5 stars
Verified

Reputable Cover at a Competitive Price

Online site was easy to use and the renewal quote for Building and Contents Insurance beat my renewal quote by £95

September 19, 2025
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback!
We're pleased to hear you found our website easy to use and that we could save you money on your renewal.

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