easy application process, quick decision. however, surprised by length of time card arrived. although, balance transfer was straightforward. so far, so wonderful....
Company replied
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Based on reviews, created with AI
Are you looking for a little more time to clear your balance? Benefit from a 0% interest balance transfer period for up 9 months from account opening (3% fee), after which your standard rate will apply. Any introductory balance transfer offer must be made within the first 60 days of account opening for new customers. Representative Example: Interest rate for purchases 34.94% P.A.(variable) with a representative 34.9% APR (variable). Assumed credit limit £1,200. The APR and credit limit applicable to your account will depend on our assessment of your application. Credit only available to 18s and over resident in the UK and subject to status. Terms and conditions apply. NewDay Limited.
Written by the company
Fluid Customer Services PO Box 136, S98 1HB, Sheffield, United Kingdom
Replied to 94% of negative reviews
Typically replies within 1 week
My Card
It's very handy to have in your wallet for when you see something you like but never had the cash available at the time
Reply from Fluid
I think this is a great credit card was easy fast application.
Reply from Fluid
Very straight forward process and easy set up
Reply from Fluid
Reply from Fluid
I was disappointed about the limit that i was offered, and i need an increase the limit, other services was fine.
Reply from Fluid
Considering how viciously they punish you for late payments, it's a little ironic, not to say moronic, that they make it ever more difficult to pay. You can no longer use traditional online banking to send to their a/c and s/c, nor can you sign into the Fluid website or app and manually enter your bank details.
Instead, they demand you use the clever new system that launches your bank app from within the Fluid app, which is fine, EXCEPT that it only works with SOME banks, whereas the old methods worked with ALL banks, so how, pray tell, is that an improvement?
The sole, single, only option left then, is to pay by debit card, so for God sake don't lose it, or they'll rejoice in charging you a late payment fee ...
Reply from Fluid
Good card to start with also some good deals to be had
Reply from Fluid
Reply from Fluid
Its ok. Very easy to get the card however getting a balance transfer was another matter. They couldn't help me on the phone. Had no idea why it wasn't working even though my address was correct. In the end I just had to drawer the money off the card but now have to pay interest so defeats the object of getting the card.
Reply from Fluid
Reply from Fluid
I am very impressed with how my card is put on stop whenever they believe a transaction on my card could be suspect.
This increases my confidence that the card will not be subject to misuse.
However a quick call to customer services to confirm attempted transactions are in fact genuine, and confirmation of my personal details, my card can be reinstated almost immediately. This is VERY reassuring.
In future, I intend to contact customer services prior to making any "unusual " transactions. For example, if away from home on business or holiday, I will pre warn Fluid in order that they are aware.
Fluids' security is amongst the best I have ever come across
Reply from Fluid
Easy to use , and to build you credit score back up and increase the credit once your in control you money . Excellent service .
Reply from Fluid
The card gives flexibility and it’s handy if you haven’t got any money at the time you need it
Reply from Fluid
Super difficult to make a payment always wants to transfer you to Web browser to use login details rather than app and biometrics.
Reply from Fluid
I LOVE THIS CARD IT HELPS ME PURCHASE SO MANY THINGS
EASILY I LOVE ITB
Reply from Fluid
My application with fluid was processed quickly and easily. I have downloaded their app which is straightforward to use.
Reply from Fluid
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