opensky® Reviews 12,626

My parents moved from my house but instead of doing individual they chose whole house. So for the past 8 monthsy.mail has been getting delivered to a P.O. BOX in Quartzite AZ at a private mail facilit... See more

The process was quick and simple. Clear terms, no hidden surprises. OpenSky approved me when others made it hard. Perfect for rebuilding. Smooth application, fair terms, and a real chance to grow c... See more

I got my secured card in January and 8 months later I was able to upgrade to an approved for an unsecured card. My credit score has increased, and I have a better handle on my finances

You're giving people a second chance to rebuild their credit. I can't speak for anyone else, but accessing my account for payment or purchase it is a breeze.

I dislike the fact that you offered me a Black Visa Gold Card with a credit limit of $800, without mentioning you’re “including” my $200 secured money that was used to open my secured Visa” with you... See more

I have struggled financially but there are occasions when I needed to rent a car and I needed a credit card. OPEN SKY let me use do a secured credit card where I put in $400. They built up my credit a... See more

I am super happy with my opensky card! I just graduated to the unsecured card which is really exciting! We lost everything, including employment during Hurricane Irma and my credit tanked. Within a... See more

I’ve been w/ opensky since July 2019 to 2025 July I had my $1000 credit for years this company always took care of me. The customer service has always been five stars to me. I had this credit card sin... See more

The company posts payments immediately. I haven't had to contact customer service but I wish they had more options for the auto payment. $25 a month is ridiculously low for me. I hate having to rem... See more

There weren’t any random charges or changes of important dates. Everything stayed simple and consistent. Whenever I did need help customer service responded within good timing. This was my second cred... See more

I've always had a pleasant experience with your customer support. They answer within their scope of knowledge, and inform me if what I may need to search for myself. I am never in the call longer than... See more

This new card came right on time! I truly believe GOD was working through Opensky, to deliver a much needed blessing. I am so grateful to Him for teaching me that obedience is better than sacrifice.

Opensky promised about reviewing people’s account after 6 months to see if they are qualified to get an unsecured card. That’s a plus. Reporting everything to the 3 credit companies. I give it all s... See more

Started off with a secured card and after 6 months they offered me an unsecured card without even asking. Customer service has been helpful and courteous whenever I needed assistance. I have no compla... See more

Wasn't expecting another card been denied in tge past. Since opensky my credit has gone up dramatically just pay your bill an watch everything fall into place

My experience has been wonderful they have help me build my credit. Now I have moved up to a unsecured credit card it has been a awesome journey would recommend them if you are building your credit.th... See more

Open Sky secured credit card helps me get back on my positive credit. I do not have a late payment on any of my credit cards nowadays. Recently, I got an invitation to apply for another Open Sky Gold... See more

I was in shock when my credit limit was raised without notice to a more reasonable amount than what they started me out with! I was about ready to close the account due to such the small limit I was... See more

It was just a very easy and friendly experience getting the card setup and using it. I do love that they give you updates and offers along your path to fixing up your credit. Recently got a gold card... See more

My credit score is improving after hardship and you allow incremental gains for these improvements for example my new gold card you approved me for with no hard hit to increase my credit limit and a n... See more

Opensky has been good for helping me out,lots of times when I didn't have any cash,I was able to get my supplies with my card without any problems and I paid just $25 a month to keep it. Until I was... See more

Opensky is has offered me so many benefits that I am grateful for. The customer service is also amazing! Thank you Opensky for the help!!!

This joining was several years past when credit score was very low. By joining Open Sky my credit scores have steadily improved and other issues were quickly solved. Thank you for the Gold Card.

Open sky has made it easy for me to rebuild my credit, make timely payments, and stay up-to-date by using the mobile app. I would recommend to anyone looking to build their credit back up.

I like the ease of access and user friendly app. I have issue with being unable to update my contact information in particular my phone number. Lastly, I made a payment that posted but didn't reflect... See more

Opensky is great. I’m able to build my credit score with their secured card and after six months of on time payments your eligible for their gold card which will give me more on time payments each mo... See more

My major issue is that I do a lot of international travel, however their website doesn't allow access outside of the United States. So I have to use a VPN just to pay my bill.

Totally satisfied with open sky. They started me with a 200 secured card. Now 6 months later have offered me a 600 dollar unsecured card. Helping me to increase my credit score

The fact that they were willing to trust in me with a new line of credit, and helping me trudge forward in repairing my credit. A million Stars across the board!! Great company! I recommend this serv... See more

Every time I need to start something new, or resolve an issue with an on going account, I get to speak to a real person who actually listens to me. Everything has been taken care of before I get off t... See more

Easy and quick application process. As well as helps boost your credit score as long as your payments are on time. Overall good card!

I love Opensky it’s like getting a second chance at improving my credit . It’s accepted like everywhere I shop it’s helped me in so many ways . Thank you so much .

You guys were my first cc but outside of that sentiment it’s not that great in my opinion compared to my other cards

I'm not being bombarded with texts and emails. Opensky leaves me alone to manage my credit which I appreciate. I've never had a problem with Opensky.

Easy to understand it really sucks you can’t get ahold of a human when your charges are off without writing a letter

I just don’t like that I can’t add my bank account bank onto my account all because one payment was returned that I ended up resubmitting the same day.

I am surprised ! Opensky is truly appreciated ! I am amazed at how Opensky worked with me ! I wasn't flattered and then put down by Opensky nor pressured ! Opensky shows the ordinary people that... See more

It's convenient for me to pay the fee but these days, inconvenient because you can't pay when riding a bus or train

Truly Greatful...From day one this was a very easy process. The response time definitely on point. Great in keeping me informed of the process of being apart of this company. Thank you

You are always ready and waiting tolisten and assist. each problems are solved with careful taughts.

Shouldn’t charge people two dollars a month just charge them two dollars even when they’re not using their card

The gal who helped me out was personable and resolved my problem almost instantly. Thanks.

Gave me the opportunity to raise my credit when no one else would.

The agent I spoke to was knowledgeable, fast and fixed all my issues

Opensky has provided me with a source to to help mend my credit. They have done everything as advertised and more. I would recommend this service to anyone. I also will be an opensky member for life.... See more

I've been with Opensky since February 2025 and in those six months they have helped me reestablish my credit, now I have a 738 FICO score. I started with their "Opensky Plus secured Visa" with a $300... See more

My credit wasn’t that good so I needed a secure credit card after looking at the cards, I accepted open sky after two years they gave me extra money to spend. Yes, we’ll have to pay it back now. Open... See more

This company is honest & upfront, they have been very helpful & i haven't had any problems with using or paying my card ( secured); after 6 months of good business they offered me an additional Gold... See more