BI

Bigblockzd

Canada

Reviews

Review of Effecto.app


Rated 1 out of 5 stars

This app is untrustworthy at best

This app is untrustworthy at best. Customer support offers a "junior specialist" and then a "senior specialist" to handle your objections. 3 months after canceling this shady app, I got charged another $170 and when I contacted them they wouldn't return my money saying they dont do refunds. Obviously not out there to assist anyone, just blind them with a sales pitch that makes it seem you could benefit from it. But when you voice your dissatisfaction, there are no solutions to solve any issues you may have, jist a simple "too bad so sad" sort of attitude. Very greedy and very unprofessional. They did respond to this review with a generic response...and say to do what I have been doing for a week straight and got no where to actually resolve this issue. Their customer service is as pathetic as their app!

July 2, 2025
Unprompted review

Reply from Effecto.app

Dear User,

We’re truly sorry to hear about the difficulties you’ve experienced with the Effecto app and the frustration around the charges after cancellation. At Effecto, we take these concerns seriously and are actively working to improve our customer support processes to provide clearer communication and better assistance.

To help us address your case directly, please include your account email and, if possible, your order number when you contact us. You can send your requests for further resolution to help@effecto.app.

Sincerely,
Effecto team

Review of Instant Loans


Rated 1 out of 5 stars

Misleading

The application was for $1500. It came back for an acceptance of $350. With that, I am paying back more than 1/3 of what I was asking for. To send multiple emails saying you have been approved is misleading as one would think you were approved for the amount applied for, not for 20% of what was needed.

June 16, 2025

Reply from Instant Loans

Dear Lance Wehrhahn,

Thank you for your feedback. We understand it can be frustrating when the approved amount is lower than what was requested. However, every application goes through a detailed review to determine a responsible offer tailored to the applicant’s financial profile. While the approval emails confirm that your application has been successful, they do not guarantee the full requested amount, only that a loan has been approved. We aim to provide fast access to funds where possible and always act in line with responsible lending practices.