Chase could easily have been 5 stars…
Chase could easily have been 5 stars from me before I tried to pay for a car out of my savings and the payment of £20,000 (well below the advertised daily withdrawal limit of £25,000) was blocked. You then enter a world of intrusive questions about the payee, what the money is for, how they requested the money , whether anyone is forcing you to pay it etc etc . Again and again you have to repeat that it's fine, the payee is a recognised account (in my case a Volvo garageto an account Chase recognised) that I am scam aware and this is not one. However hard I tell myself to keep calm and just go through the security interrogation, I find it so insulting that they think I'm an idiot and can't be trusted with my own money. To make matters worse,even though I advised them that I would be making another smaller transfer to the same company, the next day, they said Computer says no and you have to go through the same questions again!!
I then did a complaint which was laborious but ended with a conversation with a very nice man who understood exactly what I was saying and told me they did not want their customers to feel this way. Maybe some day they'll reconsider this ridiculous over the top scam protection. For me I'm using another bank now.
Chase please start to treat your customers like intelligent grown ups.
July 15, 2024
Unprompted review