They’ve even sent me a letter now…
They’ve even sent me a letter now saying they’re not going to uphold my complaint.
Definitely a really nasty customer conplaints manager hell bent on having an argument. See letter:
“
Thanks for taking the time to share your recent experience with us. I was sorry to hear you are
upset by what has happened and can understand why you feel this way, I am sending you my
response in writing as you requested.
Thank you for your patience while I have looked closely at what has happened.
• My understanding of your complaint is that you are unhappy as you should have received
SMS notifications when your Reward account xxx, you have checked, and no
notifications have been sent. You will not pay charges as a result as we have failed to
notify you. You want us to review this and compensate you for the stress we have put you
under.
I have checked your Reward account ending xxxx and confirm that your text alerts are set up for
act now alerts, from our system I can confirm we have been issuing these to the mobile number
ending xxxx, these messages have been dispatched, however as we use a third party this is
dependent on signal strength/ phone turned on. We recommend that customer use Online Banking
as this is done in real time and give customers more up to date information, after reviewing your
account I can see that you are fully registered for this service.
I can confirm you the most recent text was sent on xxxx to advise you that
your account is in possible excess and unpaid.
As long as you have your notification settings switched on for the NatWest Mobile App within the
settings on your mobile device then you will receive a push notification/alert (like you would with a
text message notification) advising if you will need to take any action on your Accounts - for
example if an Account went into an Arranged Overdraft or if an Account slipped into an
Unarranged Overdraft or if there were insufficient funds available in an Account to cover an
item(s) presented for payment.
HPOD/Core Complaints/Birmingham/NWB Birmingham Lending & Core Complaints Letterhead/v2
National Westminster Bank Plc. Registered in England and Wales No. 929027. Registered Office: 250 Bishopsgate, London EC2M 4AA.We are authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. VAT Registration No. GB 243-8527-52.
Calls may be recorded. We have collected your contact information to enable us to provide you with updates on the progress of your complaint. The complaint record will be
stored for 6 years for audit/investigation purposes as required by regulatory authorities. Our full Privacy Policy is available at
The push notification system will work the same as if you re…”
This is from Manjinder Dhaliwal who I suspect removed the notifications personally then sent this utter rubbish through. Sack him!
April 12, 2025
Unprompted review