OK as long as you don't need to claim
Absolutely terrible experience which is still ongoing at present.
I had an accident which resulted in the total loss of my (new) car on 20th May. It took an Aviva sister company (Fusion) and their network of garages a month to decide it was a write off, for this I have no grievance.
The problems really started once the car was confirmed a total loss. I'd call for weekly updates and get passed from the valuation team, the fusion team, customer fulfilment team, triage team.. over and over again. Each team would claim it was one of the others who was dealing with it, many times someone would acknowledge that something doesn't seem right and how very sorry they were, but no one would take ownership and rectify whatever internal cock up I was unfortunate enough to have befallen. I was sent in circles over and over again, many times on the same call.
I raised a complaint on 17th August and was given a response which essentially said "thank you, we'll look into it when we can and should get back to you within 8 weeks". Glad you're taking complaints seriously....! (3 weeks on, nothing!)
A short time after that, I got hold of a very helpful gentlemen there who managed to force some forward movement, I was obviously happy and grateful about this. However, have now hit another brick wall, even though I have the option of a new car benefit available to me in the policy, and even though I made the Aviva aware on multiple occasions I wanted to exercise this benefit, and even though the finance company informed Aviva that they had no objections, Aviva went ahead and settled my claim with cash, this IS NOT what I wanted. It's obviously the cheaper and simpler option for them, I'm assuming they just hoped I'd go away so they could save themselves a few quid. Yes the car was leased, but also yes, I brought my policy via a broker (Lloyds) and yes my policy wording states a new car benefit it available to me provided all stakeholders agree (they agree, they've emailed Aviva on multiple occasions and copied me in) and yes, this is what I wanted. The amount of people I've spoken to there that tell me they don't have access to broker sold policy wording so they can neither confirm nor deny options available to be is ridiculous. I don't know any other business that doesn't know what they're selling.
After another phone call to their customer fulfilment team and more apologies about how very sorry they are, how they don't understand how this happened, and promises that they'd liaise with internal and external people to fix this ASAP, I received an email that requested some information from me to start the rectification process which I replied to... then nothing... I sent another polite chaser email... nothing... the business is beyond a joke. All the while I have no car, you're not a human to this company, you're just a sheep they'd like to milk
I will be taking this to the ombudsman. I don't blame the employees and I'm always polite when I speak to the call centre people, but the motor side of the business is an absolute joke when it comes to actually doing what you pay them to do.
Avoid avoid avoid at any and all costs.
PS. No need for someone in your marketing department to reply to this review to give me options about how I can contact you "easily via X,Y, and Z" . I've provided my claim number, how about you escalate it to someone in your business who can actually own it and contact me directly.
May 20, 2023
Unprompted review