Avoid - Complicated, Inconsistent and Slow
I have had an ongoing claim on my Father's life insurance for nearly 5 months. They constantly want different documents or in a different format or different wording.
My Mother died 3 months after my Father and had an identical insurance claim and that was paid out within 3 weeks of her Death.
I have still not had any payout for my Fathers life insurance policy.
Huge inconsistency with requirements and painfully slow!