Chase is a brilliant bank,I have been using it now for 18 months. It is simple to open an account on line, you get cash back on purchases for the first year of opening on the current account and if you pay in £1500 a month thereafter. You can open multiple savings accounts which I have done and each month I put money aside for holidays, car maintenance, Christmas, birthdays etc which really helps me save for these and you know exactly how much you have for these at a glance. I highly recommend Chase and customer service is excellent.