I run a neighborhood site that allows subscriptions behind the login screen, because they cant come in and audit it they choose to suspend the account and hold the funds hostage. Luckily I only did a test transaction so I am only out $12 but now to have to bring the credit card company in now to dispute it all, real pain in the butt. Staying with PayPal on this one and Woo, will never be my choice on other websites in the future.