With 3 Motorcycles and 2 cars in the household this saves a lot of money....


.... and is hopefully better than the insurers own legal protection - which on the one occasion we needed it wanted to go knock-for-knock after being rammed from behind by a drunken driver - who was also prosecuted for "driving without due care" by Police for accident - apparently it was still not possible for our insurers legal team to establish fault at this point!

We ended up having to get a private solicitor involved to recoup costs and ensure we maintained NCB etc.

I have (thankfully) not needed to test the Driver Guardian policy, but they at least do not have a direct conflict of interest and hopefully would give much better service - and even if they don't with up to £30 per vehicle this at least saves us @£100 per year.