Despite offering some interesting and good products there is always some other issue that arises with IW. Despite being a customer for many years, recently my card has only been accepted for full payment price and not for multi-payment options. The card is over a year from its expiry date, my bank confirms there is no problem and yet IW persist. Nowhere else gives me this problem, including QVC, so I have decided not to purchase anything else from IW until this matter, which seems unique to IW, is resolved.