I received my money the same day (or the next day if I request it too late in the day). When requesting the funds from the funds available, I can check to see what my payments will be before withdrawa... See more
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Review summary
Based on reviews, created with AI
Based on these reviews
Company details
- #137 of 250 best companies in Non-Bank Financial Service
- #49 of 106 best companies in Financial Institution
- #45 of 78 best companies in Loan Agency
About CashNetUSA
Written by the company

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†
Instant Decision*
Receive an immediate decision
Quick Application
Apply online in minutes
CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.
*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.
†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.
Contact info
175 West Jackson, 60604, Chicago, IL, United States
- 888.801.9075
- support@cashnetusa.com
- www.cashnetusa.com
Replied to 93% of negative reviews
Typically replies within 24 hours
Fast and easy to apply
They help you help yourself…
Always helped me every time I called
Always helped me every time I called
Needed extra cash in a hurry and they…
Needed extra cash in a hurry and they put money in my account that same day, so easy and quick ☺️
The convenience of service.
May use AI-assist with repliesRead more
Look elsewhere for help
The good: your money comes in rather quick, within 24hrs from approval
The bad: your finance charges are more than the amount you were advanced. This is a predatory practice that a borrower may overlook under dire circumstances but should be well-aware of before signing the agreement.
They aren’t willing to work with you as far as settling goes when you are faced with job loss.

Reply from CashNetUSA
Great Experience
It was smooth, quick and easy. Also had to call customer service with a question and they were so nice and helpful. I recommend this company to everyone!
I had a great experience but I just…
I had a great experience but I just wish and it wasn't so much to pay back every month.Otherwise everything was great.Thank you greatly appreciatedI had a great experience but I just wish and it wasn't so much to pay back every month. Otherwise everything was great. Thank you greatly appreciated.
Kindness people I have ever worked with!
Kindness people I have ever worked with!
It was nice to be approved but I think…
It was nice to be approved but I think you should inform people how high the repayments are when you already struggling you shouldn’t have to go broke to pay things back I will never use this again after I’m done paying off

Reply from CashNetUSA
Its great to be able to have the money…
Its great to be able to have the money on hand. The payments are too high.
Has been great so far although payments are a little high it has really helped me out
Cash net has really helped me several times, with the initial loan and the borrow back option
It’s takes to long from the time they…
It’s takes to long from the time they take payment and get it processed. I’m waiting days to be able to get more money out.
It’s always easy to manage to…
It’s always easy to manage to accomplish the things I need to do with the Cash Net website
Loan was needed urgently
Loan was needed urgently. This offer was the best offer. I received the quickly and easily. Be aware of what you are getting into prior to taking out this loan. I was aware and accepted the terms. Everything was laid out so that I could understand the terms of the loan.
The convenience and rapid response to…
The convenience and rapid response to my request for funds.
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