LendingClub Reviews 7,516

TrustScore 4.5 out of 5

4.6

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers highlight the ease and speed of the process, from application to funding, often receiving funds within days. Many appreciate the ability to consolidate debts, particularly credit card debt, at lower interest rates, leading to more manageable monthly payments and a clearer path to financial freedom. Consumers also value the clear communication, transparency, and professional customer service provided throughout the loan process. People consistently praise the user-friendly app and website, which simplify the application and management of loans. However, some reviewers express concern regarding the contact methods and ambiguous payment processes. Overall, the general sentiment is that Lending Club offers a valuable service, helping individuals achieve their financial goals with efficiency and support.

Based on these reviews

Rated 5 out of 5 stars

I appreciate the quick hassle-free service in a crunch. I love the flexibility of the loan, and how you paid my credit cards off to initiate the process. Not only did you help me wipe away credit card... See more

Rated 5 out of 5 stars

I was hesitate about doing this loan online. But looking at other reviews and going to the BBB and looking at their reviews, I decided to submit an application. It was the easiest process I have ever... See more

Rated 5 out of 5 stars

This was perhaps one of my better rewarding efforts without challenges... Your system was almost effortless in my being able to consolidate our debt... there was minimal effort in using your system..... See more

Rated 5 out of 5 stars

After being prompted by experian to decrease our credit obligations with a personal loan, we did some digging and decided to give Lending Club a try. Honestly, this was one of the most seamless... See more

Rated 4 out of 5 stars

Good experience so far, loan was approved in seconds. Funds was received in 2 business days. Service fee is so high, that's the reason of star 4. Otherwise everything went well. Costumer service respo... See more

Rated 5 out of 5 stars

No paperwork required, at least in my case. Smooth and easy process. I need to remark the fact that this application allows you to select between having the money loan transfer to pay balances on th... See more

Rated 5 out of 5 stars

I have been a lending club customer for nearly 8 years and have had multiple loans through lending club. Each time the process was quick and easy with my funds being deposited within 48 hours, this la... See more

Rated 5 out of 5 stars

I truly appreciate Lending Club's provision of an efficient and effective process to restructure my debt and pay it off within two years. Great company to work with! I highly recommend them if you hav... See more

Rated 5 out of 5 stars

Super straightforward and easy to apply. Received loan money within a few days of approval. I was able to consolidate all of my high interest credit cards into a lower interest loan so I’ll be out of... See more

Rated 5 out of 5 stars

So far, so good with Lending Club. I am currently on my second personal loan, and it has really helped me keep my credit card balances under control. I know I need to practice more discipline goin... See more

Rated 5 out of 5 stars

EASE..QUALITY and SPEED My family was extremely pleased with LendingClub in numerous ways. We had been researching ways to reduce our monthly expenditures due to increasing credit card percentages vs... See more

Rated 4 out of 5 stars

All in all, it was a quick and painless process. The application was simple to complete and I had my money in just a few days. My only complaint is that communication was a little spotty and I wasn't... See more

Rated 5 out of 5 stars

The process for applying for a personal loan was extremely easy. The online application was easy to complete and it took only a couple of minutes. I was approved for a loan that same day and was giv... See more

Rated 5 out of 5 stars

I had only made 4 payments on a loan that I used to pay down credit card debt when I had a family emergency that had to be attended to. I applied for a second loan with Lending Club, not expecting mu... See more

Rated 5 out of 5 stars

I was amazed how quick I got the loan!You guys are awesome!I couldn't be more pleased with my experience I would definitely recommend you to others.The payment schedule is great.Thank you for your he... See more

Rated 5 out of 5 stars

I honestly cannot thank LendingClub enough for helping me out when I thought I didn’t have any other options for debt consolidation. They offered me the amount I needed at an interest rate nearly a th... See more

Rated 5 out of 5 stars

Incredibly easy process. Great communication through out the entire experience which surprisingly took VERY little time at all. Confirmation was quick and money transfer was completed even earlier th... See more

Rated 5 out of 5 stars

I have had 2 loans with Lending Tree & the experience has been phenomenal! The ease of applying directly from your phone, clear info on rates & monthly payments, the approval process time & once appro... See more

Rated 4 out of 5 stars

I first tried using the online application process that didn’t work out smoothly. I then called customer service to get an actual person to assist, which did the trick. The wait time for loan approval... See more

Rated 5 out of 5 stars

I was able to secure a personal loan and move my high interest credit card debt. Now paying nearly half the interest rate I was. My monthly payment is less that my credit card minimums were, and there... See more

Rated 5 out of 5 stars
Redirected

I Was Drowning In Credit Card Debt, And Was Getting Pulled Further Out To Sea. All Seemed Lost, But Thankfully The Lending Club Lifeguard Showed Up! They Tossed Me A Lifesaver And After An Easy Applic... See more

Rated 5 out of 5 stars

Applying for a personal loan with Lending Club was easy with my cellphone. I added all the required information and in 24 hours the money was in my bank account. Thank you so much 😊

Rated 5 out of 5 stars

It took just a few minutes to complete the required forms and the money transferred the day after. The fees were minimal and Definitely worth the savings opposed to credit card interest.

Rated 5 out of 5 stars

I've been a client, off and on, for years. Because it's easy to self-manage, the rates given are competitive, and they don't call you 500 times per week. You can easily manage your payments after... See more

Rated 5 out of 5 stars

Very quick and easy. Tried to go a different route initially but continually had to provide additional information over and over again. Glad an email was sent from Lending Club offering additional f... See more

Rated 3 out of 5 stars

I attempted to get a balance transfer loan since it was cheaper. I kept getting a message that there was an error fetching my account when I tried to enter my credit card and two lending club loans. I... See more

Rated 5 out of 5 stars

Fast and easy process. My credit cards were paid off within 48 hours and the balance of my loan was instantly transferred to my bank. I read bad reviews and was worried but once I seen how fast and... See more

Rated 5 out of 5 stars

I had an excellent experience with Lending Club! The process was simple, quick, and very transparent. I was able to compare multiple offers in one place, which saved me time and gave me confidence tha... See more

Rated 5 out of 5 stars

I'm surprised that a non-traditional bank has such great rates and benefits for its customers. The loan rate was the best, even better than my credit union. The benefits keep coming; their checking an... See more

Rated 5 out of 5 stars

Customer service helpful with app. App easy to follow. Money to debt transferred within timeframe lending club indicated. Good loan rate.

Rated 5 out of 5 stars

LendingClub takes the guess work and more importantly the stress out of apply for a personal loan. I’ve gotten multiple loans from them for consolidation purposes and the team is always so efficient a... See more

Rated 5 out of 5 stars

I searched for months through Experian and when I compared rates for a 3 yr loan, I was interested in the Lending Club offer. The process was easy and I was approved for the loan. It only took a fe... See more

Rated 5 out of 5 stars

Lending Club kept me updated on the process and uploading needed documents was easy. The loan was funded quickly and I received the money quickly as well. The loan origination fees are a little high... See more

Rated 5 out of 5 stars

TLC team has always helped us make our financial goals and needs met!! From home repairs, landscape disasters, vehicle repairs, and high credit card use, we could NOT have done this on our own!! We... See more

Rated 3 out of 5 stars

I am a long time customer of LendingClub and I have a few suggestions where you could improve the application process. Recently I applied for a forth loan. (I never missed or was ever late fo... See more

Rated 5 out of 5 stars

Thank you LendingClub, the process was smooth and the results were great. I feel like a weight has been lifted off of me allowing me to see zero balances on the credit cards. I have learned a lesson a... See more

Rated 5 out of 5 stars

Very easy to apply and the loan was funded almost immediately. Cost and rate were reasonable. I would certainly give Lending Club an opportunity to fulfill my needs in the future.

Rated 5 out of 5 stars

The process was so simple. I attached the requested documents, filled out a few questions, and within 24 hours, I had money in my account. Will try this again.

Rated 5 out of 5 stars

I like Lending Club because they are fast and the process/application is easy. I have two loans with them and my interest rates are decent. I definitely recommend them!!

Rated 5 out of 5 stars

Used the online chat, was quickly connected to an agent, he quickly and patiently answered my question about a charge I did not recognize. Great customer service.

Rated 5 out of 5 stars

This was an easy process. Everything went smoothly. I am committed to being a lifetime customer with an impeccable payment history. I look forward to a lifetime financial relationship. Now... See more

Rated 5 out of 5 stars

The website was user friendly and easy to navigate, every thing was explained in all the steps needed to secure your loan, once I am done paying my loan off, I will be applying for another, highly rec... See more

Rated 5 out of 5 stars

I’m still surprised on how easy\simple the process was. Will definitely do business with LendingClub again !!

Rated 5 out of 5 stars

This is my third loan with Lending Club, and once again, the process was outstanding. The loan was funded immediately, and every step was smooth and stress-free. Great Rates. The staff I interacted wi... See more

Rated 5 out of 5 stars

The ease and speed of the process was amazing. I got the money I needed for medical bills and was able to rid myself of so much stress and focus on my recovery instead.

Rated 5 out of 5 stars

I want to express my sincere gratitude at lendingClub for granting me the low-interest loan. This has been instrumental in consolidating a debt that has been a heavy burden for over 7 years. Thank... See more

Rated 5 out of 5 stars

I had an excellent experience with LendingClub. The application process was straightforward, transparent, and much quicker than I expected. The platform made it easy to understand my options, and I... See more

We perform checks on reviews


Company details

  1. #8 of 28 best companies in Bank
  2. #54 of 106 best companies in Financial Institution

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews


Rated 5 out of 5 stars
Invited

Excellent organization!!

Hello there, my name is Balden. I have been a customer of LendingClub for (9) nine years now. My experience with LendingClub has been a first class experience, because the loan process was very easy process.

October 8, 2025
Rated 5 out of 5 stars
Invited

Lending Club is the Best

I’ve been using Lending Club for over a decade to help me manage my debt. This is absolutely the best way to keep it at in check and staying on top of how and what you pay.

October 7, 2025
Rated 3 out of 5 stars
Invited

I am gracious for the opportunity of a…

I am gracious for the opportunity of a loan through you guys to save me from the previous loan I had. My main complaint is the amount of time it takes to get the funds to the loan/bank. I could’ve had it sent directly to my bank and paid it myself. Now I’m waiting in interest with money I don’t have. There is also no tracking on this check which doesn’t make any sense. The waiting game I’m not a fan of because you guys are not going to wait for me to pay you back just like you didn’t wait to start also building interest. And the verification process was ridiculous because I upload a bill and a letter from the DMV with my address— and the application process is elongated because someone needed to call me to confirm my address. What is the point of me uploading documentation then? All around processing needs work.

October 9, 2025
Rated 5 out of 5 stars
Invited

I could have saved myself a lot of…

I could have saved myself a lot of stress if I had only done this sooner. This was such an easy process with very little to do. I simply browsed my options and found a plan that would work for me. Filled out the application indicating the accounts that I wanted to consolidate, submitted a copy of my previous years taxes and granted access to my bank account. Electronically signed my papers and DONE. I reduced my credit card monthly payments from $650 to $277 because I stopped procrastinating!

October 8, 2025
Rated 5 out of 5 stars
Invited

My Go-To Lender For Decades

I have been using Lending Club since the company first started out. I have had numerous loans, of all different sizes, for different reasons. My credit "worthiness" has varied over the years. This company has always come through for me. The terms of the loans are fair and there are no catches. Numerous interest rate options are clearly provided. The funding is FAST. I've never had a prepayment penalty and they have great customer service.

October 9, 2025
Rated 5 out of 5 stars
Invited

For consolidation loan

I didn't think I would get approved, but lending club saw through the superficial numbers and saw that I indeed had been trying to pay all my bills for a long time and that I really needed this to consolidate my credit cards and to get out of the 35.99 APR HELL I have been going through for years. Thank YOU so much lending club, you know I will and am 100% able to pay you back. Thank you

October 7, 2025
Rated 5 out of 5 stars

A Company You Can Depend On

Anytime I have requested a loan, large or small from Lending Club, I have received immediate notification of approval. When they state within 24 hours, they mean it.
Thank-you Lending Club. I will continue to do business with such a good company.

October 14, 2025
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look