I paid MF Capital a large sum for their “credit utilization” service. The agreement stated I’d receive funds within 7–14 business days.
It’s now been months, and I’ve received only a small partial amount.

When I kept asking for updates, they repeatedly told me “the payment processor is holding funds” and later advised me to dispute the charge with my bank instead of issuing a refund themselves.
No legitimate company should ever tell a client to file a bank dispute instead of processing a refund through the same payment system (in this case, Stripe).

They also appear to be flooding review sites with what look like fake positive reviews, which doesn’t match the growing number of recent 1-star reports describing the same experience I had.


Highly recommend when starting a business to ensure that you are structured correctly and not making key mistakes most new business owners make.

The marketing and advertising they do is amazing. I see my product ads all over Amazon and the sales just keep rolling in. I don't have to worry about keywords or ad spend, they handle it all. It's a huge relief to have experts managing that side of the business.

Amazing coaching, very good csm, thanks Max and Lasha

The business model makes sense and is pretty easy to grasp once the store starts to scale. it seems like they know a lot of the "got yas" associated with ebay and know what they are doing when scaling up a store. its slow at the beginning but the team was very clear with realistic expectations and timelines to scale and why they go slower in the beginning

The Meta ad accounts from Plus agency have been excellent very stable, easy to scale, and effective on Meta. Their partnerships with major platforms give us confidence and access to solid support. We’ve worked with them for a few months now and the experience has been outstanding.

excellent courses for the beginners and professional...very happy.


Well structured questionnaire. Direct and understandable questions.

It would be far easier to say what went right. They sucker you in by saying how they will scale you big and then since you're hooked legally now, they create a disbursement and payment plan that get's extremely confusing to follow in a dashboard and you end up using the prior disbursement to cover the next, like one of those high interest payday advances. These type of companies should be illegal.

The team was knowledgeable and easy to communicate with.

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