I paid MF Capital a large sum for their “credit utilization” service. The agreement stated I’d receive funds within 7–14 business days.
It’s now been months, and I’ve received only a small partial amount.

When I kept asking for updates, they repeatedly told me “the payment processor is holding funds” and later advised me to dispute the charge with my bank instead of issuing a refund themselves.
No legitimate company should ever tell a client to file a bank dispute instead of processing a refund through the same payment system (in this case, Stripe).

They also appear to be flooding review sites with what look like fake positive reviews, which doesn’t match the growing number of recent 1-star reports describing the same experience I had.


Highly recommend when starting a business to ensure that you are structured correctly and not making key mistakes most new business owners make.

The marketing and advertising they do is amazing. I see my product ads all over Amazon and the sales just keep rolling in. I don't have to worry about keywords or ad spend, they handle it all. It's a huge relief to have experts managing that side of the business.

Amazing coaching, very good csm, thanks Max and Lasha

The business model makes sense and is pretty easy to grasp once the store starts to scale. it seems like they know a lot of the "got yas" associated with ebay and know what they are doing when scaling up a store. its slow at the beginning but the team was very clear with realistic expectations and timelines to scale and why they go slower in the beginning

The Meta ad accounts from Plus agency have been excellent very stable, easy to scale, and effective on Meta. Their partnerships with major platforms give us confidence and access to solid support. We’ve worked with them for a few months now and the experience has been outstanding.

excellent courses for the beginners and professional...very happy.


Well structured questionnaire. Direct and understandable questions.

For a financial technology company, 8fig’s handling of this matter has been extremely sloppy and warrants serious investigation.

Our company’s situation is as follows: for reasons still unknown, our autopayments to 8fig suddenly stopped. We received no notification of any issue, yet 8fig continued to send general automated emails as if payments were being successfully processed. At no point did anyone from 8fig call or email us to inform us there was a problem.

When I reached out to 8fig directly requesting a final payoff amount, I soon received an email from someone claiming to be a representative of 8fig that included payoff details and wiring instructions. As I began processing the wire, I noticed the email domain was 8flg.com, not 8fig.com—the letter “i” had been replaced with an “l.” Realizing this could be a scam, I immediately contacted 8fig, who informed me that this was a “common phishing attempt.”

However, this was not a common phishing attempt. It was a highly sophisticated and targeted scam. The perpetrators clearly had access to our specific account information, they knew we had requested a payoff, were aware of our balance, and used the identity of an actual 8fig employee. This strongly suggests that 8fig’s internal systems were compromised, or worse, that someone within the company may have been involved.

This incident caused our company significant disruption and financial risk. Yet 8fig’s response was dismissive, they implied that we were somehow at fault. After all of this, when we agreed to a payment plan to resolve the past-due balance, 8fig then failed to send us the plan as promised.

Only later did 8fig send out a general email acknowledging that their customers were being targeted. Their lack of urgency, empathy, and accountability throughout this ordeal has been deeply disappointing. No customer should never have to go through such trouble while the company responsible shows so little concern.


The team was knowledgeable and easy to communicate with.

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