TB

Great banking app with extensive features; very low to no costs; very easy account migration process.

An English language interface is sadly missing. It also unfortunately requires German tax residency, so you need to close your account if you change residency even within the EU. Another small downside is that there is no business account offering. And the integration with the CHECK24 comparison portal could be made much more seamless for users.

Very low costs; wide choice of investments; convenient and easy to use app. One big negative is that it's impossible to use across the internal borders of the EU if you change residency. You have to close your account. Disappointing. You also cannot link multiple devices to your account.