RJ

RJ

United States

Reviews

Review of HashFactor


Rated 1 out of 5 stars

The rug has been pulled

The rug has been pulled. This was never an actual crypto mining service. It was a HYIP ponzi. The payouts stopped when there were more withdraws than deposits.
Total BS error message about "Network load' not allowing any withdraws. Rarely will every crypto chain have that much congestion at the same time. Even more rare is every crypto network being that congested for several days in a row.
Only invest in crypto what you are willing to lose.

January 7, 2025
Unprompted review

Review of Credit One Bank


Rated 1 out of 5 stars

Stay Away! Terrible Experience

If there are any attorneys reading this, please consider contacting the people leaving 1 star reviews to potentially file a class action suit against this company.

My experience, like many others have mentioned, has been terrible. I obtained "approval" for a Credit One Visa Platinum through a promotion through Credit Karma (attorneys: please take a look into the financial compensation Credit Karma received from Credit One Bank for this "Get approved for this card or get $50 from Credit Karma" promotion).

I received and activated my card via phone. The first time I attempted to use my card it was declined. I contacted customer service who advised me that I needed to provide quite a bit more documentation before my card would be active. I submitted my documentation over 12 days ago and have not yet received any response.

I attempted to sign up for an online account. Upon signing up, I received a message that my card is suspended (?!?!)

I recently received an email that my account is past due and I owe a $30.00 fee. This is beyond frustrating. At this point, I just want to close out this account and go with a more reputable bank.

July 6, 2023
Unprompted review

Review of Lendumo


Rated 4 out of 5 stars

Fast funding, excellent customer service, watch out for sky high interest rates

Fast funding, responsive and friendly customer service. I would give a 5 star review if the interest rates were lower. This was the most expensive loan I've ever had. Great for getting quick emergency funds but be sure you can pay it off quickly as the interest rates are very very high.

April 4, 2023

Reply from Lendumo

Hi, RJ, and thank you for sharing your review. We appreciate your feedback. We understand this is an expensive form of borrowing. We extend credit to consumers with a much wider range of credit histories than traditional lenders, and this contributes to higher rates. To save money on interest, we encourage all our customers to pay back their loan as soon as possible. Because we don't charge any prepayment fees, this is an option the majority of our customers choose to take. If you would like to make extra payments or pay off your loan early, you can do so via your online account or by calling us at (877) 558-1999.