An effortless, fee-free mortgage!
An effortless, fee-free mortgage! It can't get better than that!
I hope that everyone at FirstMortgage is as professional and helpful as Lesley and Amy, but if you are a first-time buyer like us, your best bet is FirstMortgage, and especially Lesley and Amy!
It felt almost too easy. We were applying for a joint mortgage so we started by speaking a couple of times with Lesley Mallin on the phone in the first 7 days. Then, Lesley submitted our application and we were introduced to Amy Keegan.
Amy proceeded to keep us updated regularly about our application, and a total 3 weeks later we got the mortgage offer. Amy reached out to us frequently, even just to let us know that there were no new updates from the lender and we just had to keep waiting.
It was as simple as that!
I contacted initially a lot of different mortgage advisors, both with or without a fee, and most of them were not as supportive and responsive initially as Lesley was.
I know advisors get a fee from the lender when the mortgage is approved, and I cannot comment as to why some advisors will require an additional fee on top of that. FirstMortgage is fee-free, so I did not have to pay them anything.
What I can tell you for sure is that the additional fee requested from other advisors, in my personal experience did not reflect a better or more qualitative service.
You would expect better communication and availability from an advisor that requires a fee because you are paying the extra fee exactly for that reason.
I contacted at least 5-6 other advisors and spent more than 60 minutes on the phone with each one of them and they either did not follow up or didn't reply to my emails or doubts as quickly as I would have preferred. They pride themselves on great customer service and their justification for the extra fee that they charge is exactly the fact that they will provide you with more attention and support during the application and be always on your side. Then, when you have questions or doubts and you try to call them or write them an email, they are always busy and get back to you two days later.
Trust me, go with Lesley and Amy and you will not regret it!
Thank you both for the help and support in getting our mortgage offer!
May 26, 2023
Unprompted review