I would t even give one star if it was…
I would t even give one star if it was possible.
We’ve had 3 loans off hitachi over 11 years and never missed a payment . 6 payments from current loan ending we applied for a loan to pay off balance transfer cards that were due to end and start charging stupid interest rates. We never ran up debt on living expenses but renovations to add value to the home we are selling next year at a huge profit . Credit cards used and juggled so we’ve paid tiny fees & no fees over the years of renovation . So we are not using cards for day to day expenses . However hitachi didn’t even ask the purpose of the loan - refered to underwriting so they could have ! Instead we have sold some antiques which hurts as they are inherited to clear the credit cards. For that reason I will never forgive them. I was approved then rejected so they give false hope then leave a footprint and rejection on the credit file. Good job it’s next year we will be applying for a mortgage when we sell up.