appalling experience
Your ref
Policy No.
Well now, where do I begin?
Following an accident, my first call was to BOS claims helpline. It was picked up quite promptly and the questions inevitably needing to be answered took perhaps 45 minutes.
The operator was at all times efficient and clear.
If I have a grouse about the system at this point it is that the next stage of the process -in terms of who was going to contact me and what was to happen - could have been made clearer. Also there was no email to confirm the claim or explain next steps.
I was given a reference number and informed the insurer was West Bay (to be fair, I am only 90% certain this info came from BOS).
An improvement herewould be this last stage. After an accident one is inevitably shaken and perhaps not as mentally engaged as might be otherwise. Therefore written confirmation of the process seems a logical step.
I was however asked to call a second number - the name of which escapes me, your underwriter, perhaps - only to be asked to repeat every single detail that I had given your operator. That this information could not be transferred electronically between you and this company is beyond belief.
Another 45 minute call … I shudder to think what this process would have entailed had I been abroad.
I then received two or three emails from Markerstudy (?) and Zenith. Names not previously mentioned to me. My first thought was that these were spam, or worse.
I then proceeded to try to call these people, only to be given a world tour of call centres, English and phone manner varying from half- competent to indecipherable.
After many more futile calls I eventually spoke to Adam at Markerstudy and he helpfully talked me through the claim and repair process. He also sent me a form to give to my chosen repairer, which was returned to Markerstudy with the quote for the repair work by return.
One week later, I contacted Markerstudy having heard nothing. After explaining to an AI chatbot my details I was transferred to a human being after about 15 minutes They informed me that they had not received the quote. I find this difficult to comprehend.
I forwarded the quote to Markerstudy again at 1430h on 8 July.
Update : MRkerstudy now say they did get the quote. Thus is unacceptable. Surely they can do better?
The whole process is a Kafkaesque nightmare for the customer. Bank of Scotland used to be a respected high street bank. Stick to banking and leave insurance to people who know.
PS Markerstudy now say they DID indeed get the quote from my repairer! Well, well …..
July 1, 2024
Unprompted review