I applied didnt expect a reply as it was the evening. But did expect them to reply the following day. Ended up phoning to find out if the loan was going through. Phoned my guarantor who was driving at the time said they would call back they didnt. We again ended up calling them they phoned my guarantor and told them they were now processing the loan.... its now Friday abd we still haven't heard.... we are now thinking we won't bother been offered a loan else where.