Horrible bank, so called "modern" which wants to take over Commerzbank. First, get your own relations together and then look for purchases. The customer service is a disgrace and if you get your account locked for whatever reason, have fun unlocking it. It should be banned in Europe this horrible institution. My mother, which is not so young anymore, waited over 40min in line at her costs when a lady said "wait a second". You should be ashamed of yourself !