I have been a loyal customer for over a year, and then was offered the credit card. Every payment on time and all the credit card payments at least $25 more than payment. I changed jobs now a 1099 employee. Gave Perpay my bank info for automatic draw, paid them $55 when my statement said $15. Then was sent an email saying they would draw from that account every single day until the card is paid, about $375 left.This is borderline illegal and at least dirty business practices. Once my card is paid I will also close the additional 1,200 credit I have with them for their highly overpriced merchandise, they sell to folks with not so good credit so they can, get higher prices, handling charges fees and an outrageous shipping fee.and to be insult to Injury, they just suspended my card in Sept. Again never been late with payment, and always paid extra.... haven't used the market place in months. Seems there''s nothing or no one in business that's fair anymore?!!!?