Hi Suzy, thank you for your feedback - we love hearing from our customers to help us create a better product that works for everyone. We offer a flexible and transparent credit card, with features such as no fees for spending above the credit limit, no late payment charges, no fees on making transactions abroad, and a user-friendly app to help you manage your finances. We conducted our assessments to offer a limit that is both manageable and affordable, however, we will regularly assess your eligibility for a limit increase to help with credit building - we’ll make sure to notify you once you are eligible. We look forward to hearing from you should you have any questions.