What a rip off insured my bike with them. At a cost of £135 sold the bike 6 weeks later. And i get £40 back even though i mentioned I would be selling bike soon they assured me i would get a reasonable refund. I am 60 and have insured loads of bikes,never had this before. Last year my debit card ran out, they never told me they had not automatically renewed insurance i was rideing for 3 weeks without any. I wont use them again,or recommend them.