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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's dedication to customer satisfaction, highlighting the swift and professional resolution of issues. People appreciate the responsiveness and the willingness to listen to feedback, which demonstrates a genuine desire for continuous improvement. The speed and ease of opening accounts are frequently mentioned, along with the helpfulness and friendliness of the staff. Consumers find the app user-friendly and the onboarding process smooth. Many reviewers specifically commend the excellent customer support, noting the prompt acknowledgment of queries and the provision of effective solutions. The professionalism and attentiveness of the staff are recurring themes, with several individuals being singled out for their exceptional service and commitment to ensuring a seamless experience.

Based on these reviews

Rated 5 out of 5 stars

I think if we had WAMO where I live, I'd have a WAMO problem. We used it several times while on vacation in San Francisco and LOVED absolutely everything about the entire experience!

Company replied

Rated 4 out of 5 stars
Verified

It was great and very detailed. The problem is the verification. We have uploaded every document however we were asked to upload documents again, including selfies. It would have been great to sort it... See more

Company replied

Rated 5 out of 5 stars

I’m just starting my new business and was nervous about using Wamo as I’d never used them before. Setting up my account has been extremely easy, much easier than I thought. I have to highlight Zoe for... See more

Company replied

Rated 5 out of 5 stars

Kurt at Wamo helped me set up my business account in just a few days,he was super professional and really takes care of his clients.I highly recommend him & wamo to anyone in business who’s looking... See more

Company replied

Rated 5 out of 5 stars

Absolutely fantastic service from Kurt Zammit. His professionalism is clear from the very first minute. No issues, no delays, no need for follow-ups as with other companies — everything runs smoothly... See more

Company replied

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ I would like to thank Kurt Zammit Chircop for his professionalism in setting up my Wamo machines. As someone who has just started my own business, I really appreciated how approachable a... See more

Company replied

Rated 5 out of 5 stars

tHANKS FOR YOUP APPLICATION VERY EASY AND INTUITIVE TO USE, AND YOUR CUSTOMER ASSISTANT ZOE HELPED ME IMMEDIATELY TO FACE ALL MY QUESTIONS. HOPE AND TRUST WE WILL IMPORVE A LOT OUR COOPERATION.... See more

Company replied

Rated 5 out of 5 stars

We opened our business accounts, a couple of months ago, with no difficulty at all. The best part has been the customer support… easily 5 stars for this alone. Any query gets acknowledged immediatel... See more

Company replied

Rated 5 out of 5 stars

Amazing service delivered from James. He came, more then once and opened a business account for us. Opening a bank account is not easy in Malta especially for a foreigner. James without hesitation,... See more

Company replied

Rated 5 out of 5 stars

We got our POS system set up today and it couldn’t have gone smoother. James was welcoming, professional and easy to work with. he explained everything clearly and had us sorted in no time. Really app... See more

Company replied

Rated 5 out of 5 stars

WAMO is one of the premium service providers in the payments and card issuance business. they have a reliable service in the SEPA business area. They open accounts for a variety of business lines.... See more

Company replied

Rated 5 out of 5 stars
Verified

Smooth Onboarding. Fast and Reliable Review Process. Nowadays this are the major pain points for customers around the globe that want to open a business account. Keep going and do not stop to listen c... See more

Company replied

Rated 5 out of 5 stars

Both of you how do you able to facilitate cross border payment credible and secure without failure? In fact, investors are suffering for lacking transparency of payment across the globe.The beneficiar... See more

Company replied

Rated 5 out of 5 stars

Today at Jellybabies confectionery we installed the Epos machine. James was super supportive with the whole process. He explained the process more than once as well and was very patiet with us. Highly... See more

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Rated 5 out of 5 stars

Although at this time, I did not opt in as my status is not a clear cut, James still delivered on his promise and visited my shop even after working hours. He remained professional and was very info... See more

Company replied

Rated 5 out of 5 stars

Just opened my account with Wamo, Kurt was super helpful, prompt and immediately understood my needs. Services so far are easy to use and efficient.

Company replied

Rated 5 out of 5 stars

I had the pleasure of working with Kurt Zammit, and I can honestly say his service is nothing short of stellar. From start to finish, Kurt was professional, attentive, and genuinely committed to makin... See more

Company replied

Rated 5 out of 5 stars

James came to our shop to install the Wamo EPOS machine and was extremely helpful throughout the process. We truly appreciated his support and professionalism. Highly recommended — don’t hesitate to c... See more

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Rated 5 out of 5 stars

Mr Rodney Caruana was extremely helpful with setting up the app for me and also explaining how to use it. All recommendation for WAMO !

Company replied

Rated 5 out of 5 stars

Wamo is a great and serious company I a happy to collaborate with them! I highly recommend Kurt Zamit he's so professional and high skill if you ever want a quick and professional service you should... See more

Company replied

Rated 5 out of 5 stars

Exceptional attention to detail. James not only explained how everything works, but he also stayed longer to help with explaining to the team. Highly recommended

Company replied

Rated 5 out of 5 stars
Verified

Wamo's onboarding system and efficient customer service was amazing. ( Especially after a very bad experience with another provider.) The app menu is simple and easy to use. Happy to join and waiting... See more

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Rated 5 out of 5 stars
Verified

Extremely satisfied. Easy and clear way to apply for account. Very fast response. I applied for an account today at noon, and on the same day I got a business account. Fantastic.

Company replied

Rated 5 out of 5 stars
Verified

All was clear and fast. And the customer service, Zoe Cottle is great. Very kind and quick. The most advantage is, that she is reachable for any questions. This is really great. I hope when I start t... See more

Company replied

Rated 5 out of 5 stars
Verified

Only a great experience with Wamo, good support and fast response time. They listen to your needs and adjust according to what you want. Best recommendations from here.

Company replied

Rated 5 out of 5 stars

Had Wamo for quite some time and always had good service. This morning James came to our offices as we needed epos. He was extremely helpful and very knowledgeable. Thank you James

Company replied

Rated 5 out of 5 stars

James was the guy who come at the shop to install the wamo epos Machine He was very helpful much appreciated For sure We racommed to contact him Thanks James

Company replied

Rated 5 out of 5 stars

Excellent service and a very user-friendly app. Kurt took the time to explain everything in detail and was incredibly helpful throughout the process. The whole experience was smooth and reassuring. H... See more

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Rated 5 out of 5 stars

Kurt was extremely efficient and helpful. Guided us through every step of the way and made the transition to wamo very easy. Thank you

Company replied

Rated 5 out of 5 stars

I am very impressed and happy with the service given by James. He came super early and explained everything in detail. Super service

Company replied

Rated 5 out of 5 stars

Kudos to Rodney Caruana!! He managed to explain everything about Wamo and he was very helpful.

Company replied

Rated 5 out of 5 stars

Kurt made the process soo simple we had our small franchise onboard in a matter of 2 days welldone 🫡❤️

Company replied

Rated 5 out of 5 stars

I've got an issue with my physically card but they managed well and finally I'm happy. I would recommend WAMO for sure.

Company replied

Rated 5 out of 5 stars
Verified

Very positive experience with Wamo! Fast and friendly service, both in account management and customer support. Opening the account was quick and easy, and every time I needed assistance, I received c... See more

Company replied

Rated 5 out of 5 stars

Easiest process by far. Way better than competition. James was great as well. Thank you!

Company replied

Rated 5 out of 5 stars

Very professional service received. I highly recommend to any one. Great service from Kurt Zammit. Thank you!

Company replied

Rated 5 out of 5 stars
Verified

Very good service by James Mamo. He was really patient. He explained everything and I am very happy with his service.

Company replied

Rated 5 out of 5 stars

We are very happy with James’s service. He took the time to meet with us and explain everything. Thanks for your help

Company replied

Rated 5 out of 5 stars

Wamo has truly impressed me with their dedication to customer satisfaction. After experiencing an issue with my account, the Wamo team worked swiftly and professionally to resolve it. Not only did t... See more

Company replied

Rated 5 out of 5 stars
Verified

I have had an amazing experience with this bank. They are incredibly quick to respond, very helpful, and always friendly. It has made my banking experience smooth and hassle-free. Big praise for th... See more

Company replied

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Company details

  1. Alternative Financial Service
  2. Bank
  3. Financial Institution
  4. Money Transfer Service
  5. Non-Bank Financial Service
  6. Payment Service

About wamo

Written by the company

With a wamo business account you get so much more. Designed specifically for small businesses, wamo is the perfect partner to take your business from start to grow.

Do you need 50 currencies? Probably not. Do you need the easiest, fastest possible way to get paid by customers and suppliers? Yes, that's where we focus.

How is wamo different?

  • At wamo we keep people at the centre. We won't automate our customer service and support, you'll always be able to speak to a real human when you need to.

  • We've simplified everything from payments to team management and multi-currency accounts with linked business Visa debit cards.

  • Fast and efficient registration and set up. Register in 10 minutes and be up and running with a new business account within 24 hours.

  • You join wamo Connect - a place to find discounts on tools and services that make running a business easier and to network with other business owners just like you.

Who can open a wamo business account?

With some reasonable exceptions, anyone with an EU or UK registered company can open a wamo account. There are some restrictions, which govern almost all banking and financial services. You can read more about those in this article.

How can I speak to a wamo team member?

We're here for you. Email support@wamo.io or use the chat box on our website to talk directly with us (the first automated messages are only to find out which language you prefer).


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

503 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically takes over 1 month to reply


Rated 5 out of 5 stars

Great service from Kurt

Great service from Kurt, super helpful and detailed explanation.

October 14, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Annalise,
Thanks a lot for the great feedback! We’re so happy to hear Kurt was super helpful and gave you all the details you needed. We’ll be sure to pass this on to him!

Rated 5 out of 5 stars

Very good service by james.

Very good service by james.

October 15, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Janice,
Thanks so much for your review! We’re really glad to hear James took good care of you. We’ll make sure he sees your kind words. Great to have you with us!

Rated 5 out of 5 stars

Outstanding service

We were looking for a bank that could issue a danish IBAN number (and thus danish bank account), since a large portion of our customers are based out of Denmark.

We found wamo.io and the onboarding was a breeze, it was fairly quick and everything has gone smoothly.

It was a super nice touch by Zoe to give a call and simply tell that we've been onboarded, and if we had any additional questions, and if so, she'd always be available!

It's nice with some proper customer service these days, and the platform works really nicely, so zero complaints from me.

October 3, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Lucas,
Thank you for your kind words! We’re delighted to hear your onboarding went smoothly and that Zoe made the experience so welcoming. Providing excellent customer service and a seamless platform experience are top priorities for us, so it’s great to know we’re hitting the mark.
We really appreciate you choosing wamo for your business banking needs and look forward to supporting your continued growth in Denmark and beyond!

Rated 5 out of 5 stars

Excellent experience

I think if we had WAMO where I live, I'd have a WAMO problem. We used it several times while on vacation in San Francisco and LOVED absolutely everything about the entire experience!

October 9, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Stacie,
Thank you so much for your wonderful review! We’re thrilled to hear you had such a great experience using wamo during your time in San Francisco — that means a lot to our team. We’d love to be where you are one day, too, so stay tuned as we continue expanding!

Rated 4 out of 5 stars
Verified

It was great and very detailed

It was great and very detailed. The problem is the verification. We have uploaded every document however we were asked to upload documents again, including selfies. It would have been great to sort it as we couldn't and the account is still pending.

October 2, 2025
wamo logo

Reply from wamo

Hi there,
Thanks so much for your feedback! We’re glad to hear you found the process detailed. The verification had to be redone as some of the documents didn’t quite meet the requirements, but your account executive has already been in touch to explain and guide you through it. Thanks for your patience — you’re almost there!

Rated 5 out of 5 stars

Kurt at Wamo helped me set up my…

Kurt at Wamo helped me set up my business account in just a few days,he was super professional and really takes care of his clients.I highly recommend him & wamo to anyone in business who’s looking for a reliable POS system and great customer service.

October 3, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Bethany,
Thanks so much for your kind words. We're delighted to hear Kurt made the setup so smooth and that you’re happy with your wamo experience. We’ll be sure to pass your feedback along to him! Welcome to wamo!

Rated 5 out of 5 stars
Verified

Good service

Good service. Process was simple and fast

October 1, 2025
wamo logo

Reply from wamo

Hi there,
Thanks a lot for your review! We are glad to hear everything went smoothly and quickly for you. Great to have you with us!

Rated 5 out of 5 stars

Very good experiance ,jame was very…

Very good experiance ,jame was very help full,

October 6, 2025
Unprompted review
wamo logo

Reply from wamo

Hi George,
Thanks so much for your feedback! We’re really glad to hear you had a great experience and that James was able to help. We’ll be sure to pass your kind words on to him! Great to have you with us.

Rated 1 out of 5 stars

Warning: Wamo froze my account, kept my money, and continued charging subscription fees!

Absolutely awful experience with Wamo. I am the director of Upload For Software Ltd. On 06/08/2025 my account was frozen following a recall for £310. I explicitly asked them to refund the money and close the account, yet they kept refusing to resolve the matter and continued to deduct £50 monthly subscription fees even though the account is frozen and unusable.

Their responses have been nothing but bland “we’ll look into it” messages with no timeline, no resolution, and no accountability. They have cost me money and time and left my business exposed.

WARNING to any business owner: avoid Wamo until they fix their dispute handling and refund policies. This company is unprofessional, unreliable, and unsafe to hold business funds with.

August 6, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Safaa,

Thanks for taking the time to share your feedback. We’re sorry to hear about your experience. While we can’t disclose account-specific details in a public forum, please rest assured that all account reviews and actions are conducted in line with strict regulatory and compliance obligations.

We’ve already been in touch with you directly and provided updates regarding your account status. If you have any further questions or require clarification, our team remains available at support@wamo.io
to assist you further.

Warm regards,
Team wamo

Rated 5 out of 5 stars
Verified

Responsive support

Responsive support, seamless registration and verification process.

October 3, 2025
wamo logo

Reply from wamo

Hi there,
Thanks a lot for your review! We’re glad to hear the registration and verification went smoothly and that our support team could be there for you. Great to have you with wamo!

Rated 5 out of 5 stars
Verified

wamo is the solving problem bank

is a bank alwaysn close to you

October 2, 2025
wamo logo

Reply from wamo

Hi Rolando,
Love your feedback. That’s exactly what we aim for at wamo: solving problems and being right there when you need us. Thanks for choosing us!

Rated 5 out of 5 stars

tHANKS FOR YOUP APPLICATION VERY EASY…

tHANKS FOR YOUP APPLICATION VERY EASY AND INTUITIVE TO USE, AND YOUR CUSTOMER ASSISTANT ZOE HELPED ME IMMEDIATELY TO FACE ALL MY QUESTIONS.

HOPE AND TRUST WE WILL IMPORVE A LOT OUR COOPERATION.
REGARDS,
LUCA

October 3, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Luca,
Thanks for taking the time to leave a review for us. We are so glad to hear you found our application easy and intuitive to use and that Zoe was able to assist you. We look forward to working with you more. Great to have you with us!

Rated 5 out of 5 stars
Verified

Thank you to Manuel Caccamo for…

Thank you to Manuel Caccamo for professional assistance.

October 2, 2025
wamo logo

Reply from wamo

Hi Crea,
Thank you for your review! We’re delighted to hear that Manuel’s professional assistance made a difference. We’ll make sure your kind words reach him.

Rated 5 out of 5 stars
Verified

The Best Bank Account with Great…

The Best Bank Account with Great Support and Service. Thank you for that

October 2, 2025
wamo logo

Reply from wamo

Hi Christian,
Thanks so much for your kind words! We’re delighted to hear you’re enjoying your wamo account and the support from our team. Always here if you need us.

Rated 5 out of 5 stars

Great Service

I’m just starting my new business and was nervous about using Wamo as I’d never used them before. Setting up my account has been extremely easy, much easier than I thought. I have to highlight Zoe for the help she has given me since I registered my interest with Wamo. Zoe is extremely knowledgeable and has gone out of her way to help me get set up properly. I look forward to a bright future with Wamo moving forward!

October 1, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Matt,
Thanks for the lovely review! We’re so glad Zoe could make things easy for you as you get started with your new business. Excited to see your journey grow with wamo!

Rated 5 out of 5 stars
Verified

All was clear and fast.

All was clear and fast.
And the customer service, Zoe Cottle is great. Very kind and quick. The most advantage is, that she is reachable for any questions. This is really great. I hope when I start to work and to use the account, that will be all great, too. I will check it, and I can bring you some of my customers to Wamo. Congrats to Zoe Cottle.

October 1, 2025
wamo logo

Reply from wamo

Hi Georgios,
Thanks a lot for your kind words! We’re so happy to hear Zoe was helpful, quick, and easy to reach. We’ll make sure she sees your lovely feedback. We can’t wait for you to start using your account, and we really appreciate you thinking of recommending us to others. It's great to have you with us.

Rated 5 out of 5 stars

Absolutely fantastic service from Kurt…

Absolutely fantastic service from Kurt Zammit. His professionalism is clear from the very first minute. No issues, no delays, no need for follow-ups as with other companies — everything runs smoothly and quickly. I’m very satisfied and highly recommend!

September 26, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Maiia,
Thanks a lot for your feedback. We’re really glad to hear Kurt made everything smooth and straightforward for you. We’ll definitely share your comments with him. Great to have you with us!

Rated 5 out of 5 stars

Kurt was extremely efficient and…

Kurt was extremely efficient and helpful. Guided us through every step of the way and made the transition to wamo very easy. Thank you

September 24, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Justin,
Thank you for your kind review. We’re glad to hear the transition went smoothly and that Kurt provided excellent support. We’ll be sure to share your feedback with him. Great to have you with us!

Rated 5 out of 5 stars

Very professional work!

Very professional work!! This app very easy to use.
All done in time and very fast!
Thank you mister Kurt for you job!

September 20, 2025
Unprompted review
wamo logo

Reply from wamo

Hi Npnha,
Thanks a lot for your review! Great to hear everything went quickly and that the app’s been easy to use. We’ll pass your thanks on to Kurt. He’ll be glad to know he made things simple for you.

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