The HomeLife Mortgage team really worked together to make obtaining a mortgage as easy and painless as possible. There was never a moment that we felt behind in the process. They were on top and we ac... See more
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I’ve been through MANY companies and agents that promise you the world but very few deliver. Darrin and Jayne are the most competent, upfront, thorough and fast agents I’ve met in my career so far. Hi... See more
After being turned down elsewhere I finally found Jayne and Darrin at HomeLife for our cash out refinance. As a husband/wife owned business owners with no other “normal jobs” it made it difficult to o... See more
In this business it's hard to find someone that you can trust will get the loan close at the rate and leverage they first purpose. I've done several loans with Darrin now and he gets the job! He's alw... See more
Company details
Written by the company
We are proud to be at the forefront of non-bank lending offering the next generation of mortgages, recognized as leading experts in: Bank Statement, Self-Employed, No Tax Return, home loans designed for the self-employed and independent contractor. For real estate investors, we provide the most innovative home loan solutions including No Income Doc, Stated Income Doc, Rental Income qualifying mortgages. HomeLife Mortgage is a boutique mortgage brokerage headed by mortgage veteran and Published author, Darrin Seppinni. He has built a strong reputation as a leading mortgage broker servicing the needs of borrowers who have been unable to obtain conventional financing. While some lenders can stumble with these loan products we make the process simple and fast. Whether you are buying or refinancing obtaining a mortgage can be overwhelming. Let our team of home experts provide you with independent expert advice on your home loan options designed to suit your individual needs. Our great selection of home loan options have unbeatable rates and fees, all while delivering excellent service. Find out why we have a 5 star rating on TrustPilot and give us a call today.
Written by the company

Contact info
100 Spectrum Center Drive #900, 92618, Irvine, United States
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
The HomeLife Mortgage team really makes it easy
The HomeLife Mortgage team really worked together to make obtaining a mortgage as easy and painless as possible. There was never a moment that we felt behind in the process. They were on top and we actually were cleared to close a week ahead of time which seems rare these days. It took away any stress. And they were always available to discuss if needed.
I’ve been through MANY companies and…
I’ve been through MANY companies and agents that promise you the world but very few deliver. Darrin and Jayne are the most competent, upfront, thorough and fast agents I’ve met in my career so far. Highly recommended!
Great for DSCR Loans
Great communication and guidance with the DSCR loan process. I would definitely recommend and work with them again in the future.
Everybody at HomeLife mortgage was very…
Everybody at HomeLife mortgage was very help full, knowledgeable and I was able to obtain the mortgage I was looking for.
Excellent communication and perfect execution
My reps, Jayne, Darrin, and Sherrie, were all fantastic. They answered the phone every time I called and were always so willing to explain anything to me. There were no hiccups or issues with my loan or closing. Everything was smooth and on time. They are a great team, and I can tell that they take pride in providing excellent service.
Jayne Seppinni Sr
Jayne Seppinni Sr. Loan Officer was amazing! Very professional and meet all my needs and exceeded my expectations. I will definitely be using HomeLife mortgage in the future.
I had a great experience with HomeLife…
I had a great experience with HomeLife mortgage. Jayne works hard to ensure you close. She has great communication and is always helpful. I’m glad I trusted her with my refinance needs.
Great customer service and rapid…
Great customer service and rapid response to any of our questions and concerns.
Darrin and Jayne Seppinni were…
Darrin and Jayne Seppinni were extremely responsive and helpful. They helped me get out of a bad loan I had on a property. They worked me on refinancing the building. There was not a time I ever felt blown off or that they were not available to help me.
I am now hoping they can continue to work with me on purchasing another property.
Fantastic refi experience!
Jayne, Darrin and Sherrie were great throughout the process keeping me informed and working through various hiccups along the way that were unique to my situation. They were honest and up front about all the details from the start and had very competitive rates, as good as or better than the many other lenders I talked to for my bank statement loan.
Great Rate and Term No Doc DSCR Loan funding!
We have a beachfront investment property in Florida which we purchased utilizing a 24-month bridge loan to move quickly on the purchase. After significant upgrades and improvements, we were desirous of putting in place a long-term mortgage at market rates and terms. I reached out to Home Life Mortgage and spoke to Darrin Seppinni. After several discussions of the property and its income producing capability, Darrin suggested a No Doc DSCR loan. We are extremely pleased and satisfied with the rate and term of the facility he was able to secure for us. As the property appraised well, it lacked seasoning and income production history, however Home Life secured several exceptions with the chosen lender which allowed this transaction to fund efficiently and on time. I cannot say enough good things about Team Home Life! Darrin, Jayne, and Sherrie have been fantastic to work with. I will, and already have, recommended working with them to friends and family, and also two that are very much involved with investment properties.
Darrin and Jayne with HomeLife Mortgage…
Darrin and Jayne with HomeLife Mortgage made the process of getting financing so much better. It really meant a lot to know I had them in my corner fighting for my loan approval the whole way. They were always on top of everything keeping me well informed along the way. As a real estate investor I have dealt with a lot of lenders over the years and working with Darrin and Jayne has by far been one of the best lending experiences I have had by far. If you are looking for a team that actually cares about you meeting your goals then reach out to HomeLife Mortgage and work with these two. I promise you won’t regret it!
Wonderful team with quick response…
Wonderful team with quick response time! Very informational and helpful through entire process.
Exceptional People & Service
I’ve had the pleasure to work with Jayne & Darrin in the past. Everyone I’ve reached out too, they have came to the rescue for my home mortgage needs on rentals and my primary. Their team is top notch. They keep communication in motion and get things done quickly. Whatever your situation/needs are you will get it executed with them. Highly recommend. They care about their clients and getting the best solutions for them!!
Amazing experience
Darren and Jayne made this experience of getting a No income doc loan for my rental property as smooth as possible and we can’t thank them enough for their help during this process. The funding was fast! They are very prompt, professional and will go above and beyond for you. Their customer service and overall support was exceptional, and we would definitely use them again for our future financing needs, if needed.. thanks always
Darrin and Jayne are AMAZING
Darrin and Jayne are AMAZING. They made a very stressful thing seem very easy. They helped me dodge so many hurdles I didn’t think I’d get past. I would recommend them to anyone.
This was my first refinance into my…
This was my first refinance into my business, the team was great and answered all my questions even when I continued to ask the same ones over and over. I will be back for a nother, and look forward to working with them again.
Experienced and Knowledgeable
Great experience, knowledge and understanding of the industry to help explore and find good options that worked. Very smooth navigating through the process and helped close without a hitch.
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