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About Holdings
Written by the company
Banking That Pays You Back—Meet Holdings
Your business hustle deserves more than just a basic bank account. At Holdings, we’re here to help your money work as hard as you do. We combine zero-fee business banking with some of the highest APY rates around (up to 3.0%), plus built-in accounting and full-service bookkeeping—all in one easy platform.
Why Business Owners Love Holdings
We started Holdings in 2022 because we were tired of traditional banks: low interest, hidden fees, and systems that never seemed to talk to each other. So, we built the financial sidekick we always wanted. With Holdings, you get:
- High-Yield Checking: Earn up to 3.0% APY—up to 15x the national average
- Zero Fees: No monthly maintenance, no minimums, no transaction limits
- Free Money Movement: Send and receive payments without the nickel-and-diming
- Integrated Accounting: Streamline your finances for just $35.99/month
- Full-Service Bookkeeping: Let our experts handle your books, starting at $200/month
- Peace of Mind: Up to $3 million FDIC insurance on your deposits
Our Promise
We believe good customers deserve perks, not penalties. That’s why our platform is built to reward you, not nickel-and-dime you. Our team is always here to help, and our tools grow with your business—so you can focus on what you do best.
Ready for banking that actually works for you? Join Holdings and experience the difference.
Contact info
2261 Market Street #5149, 94114, San Francisco, United States
- (888) 806-1639
- support@getholdings.com
- getholdings.com
Replied to 50% of negative reviews
Typically replies within 24 hours
Fantastic experience
I had a fantastic onboarding experience with Holdings. The process was smooth, and their team was incredibly helpful every step of the way. Customer service was top notch: responsive, friendly, and genuinely invested in making sure everything went right. Highly recommend.

Reply from Holdings
Your well-designed mobile app allows…
Your well-designed mobile app allows for easy navigation and information input made the process much smoother.
Clear instructions and guidance was a plus.
You instructions made the process go smoothly with no hesitation.

Reply from Holdings
Pretty seamless moving over to Holdings…
Pretty seamless moving over to Holdings from Chase

Reply from Holdings
Poor and Long Account review Process
account review process is too long and not transparent.
it doesn't say how long it takes to get your account active once you get restricted.
you just have to keep checking your mails everyday without a responce.
So customer service is overly poor

Reply from Holdings
Smooth Transition to Online Banking
Application was easy, smooth, and fast. Enjoying the simple user interface and looking forward to exploring even more.

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Reply from Holdings

Reply from Holdings
Great communication and support
Great communication and support. The team is always there for us! Transactions are easy and simple, freeing up valuable time spent with other banks trying to get wires/transfer released.

Reply from Holdings
Easy to use
Application and banking interface is easy to use. Allows you to get on with your day.

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Reply from Holdings
Sign in process…links are broken
Sign in process…links are broken, codes don’t appear, too much trouble.
A great solution for company savings
We've been using Holdings to save our LLCs extra cash and earn interest for about a year now. Everything has been great including the customer service.

Reply from Holdings
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