Its great but inconsistent
I love the fact that Klarna makes it easier for me to make purchases. Especially unexpected purchases. When you had children they always throw a spanner in the works. However my only disappointment with Klarna is its inconsistency with approval. I qualify for large purchases over long periods of time but it doesnt approve small purchases. This baffles me in that paying the three payments is considerably less than the large payment plans.
I cannot possibly understand why i have sufficient credit for one but not the other?
So if this inconsistency was taken care of I would give 5 stars
Reply from Klarna
Hi Lee, we understand it can be frustrating if other Klarna payment options are not available when making a purchase – especially having been approved in the past for other options. Different factors are being assessed in real time to help our customers balance debt risk and stay on top of their spending. For more information on this, please visit us at https://www.klarna.com/uk/customer-service/how-can-i-get-approved-to-pay-with-klarna/.