Haven't and won't use the card
Haven't and won't use the card! We signed up for a vet account to help pay for my service dog's surgery. Nowhere on the website does it say the "promotions" are up to the vet, not "Care-less Credit". Do not go through them unless you plan on filing for bankruptcy to avoid paying their exorbitant 37% APR, sometimes over 50% if you don't pay it off within 6 months. These charges are applied retroactively and are permanent! If you already plan to file for bankruptcy, you might use it for your main vehicle or house (which can't be taken away in bankruptcy cases). The customer service didn't listen to us and made us wait for an hour to speak to a supervisor. We overheard the first representative speaking rudely about us to him in Hindi because we dared to question the additional three pages of fees they added to our account after we opened it... I speak Hindi, by the way...
That's federally illegal, by the way. We're going to discuss our situation with a lawyer, as they've been successfully sued for the exact issue I'm warning you about.
They are like loan sharks. So again, if you already planned to file for bankruptcy within 6 months, go ahead and take advantage of them.