G Bowe

Efficient and swift installation by Luke and Tom. Good communication regarding placement of internal and external wall boxes and router and other questions I had. Total time taken was about an hour.

I was initially very sceptical of Sound Doctor, but a few minutes using it convinced me that it can be a great time saver, especially if you're working to a tight deadline. It's very easy to try different settings, tweak these and save the modified versions that work for you. There's also the money-back guarantee if it doesn't float your boat within 60 days.

Reverb is now my number one choice when I want to purchase hard-to-obtain music gear, especially when I don't want to be hassled with dealing with import fees.

I was initially a bit unsure about using a different broker from my SIPP provider -- you hear so many stories nowadays about rogue pension brokers -- but my fears were unfounded. I did as much due diligence as I could and everything appeared to be sound.

As I wanted to purchase an enhanced annuity, there are only about five or six insurance firms from which to choose. Where My Pension Expert won out is that their fee was about half that quoted by my existing SIPP provider for the same annuity provider -- maximising my prospective income. The My Pension Expert staff with whom I dealt were also much better at answering my questions in a timely manner.

The whole process took only a few weeks (and over Christmas/New Year to boot) as I'd already prepared my SIPP fund by moving it into cash. I was very pleased to get the annuity set up so quickly and efficiently.

I received my 25% tax-free lump sum from the annuity provider when the annuity was set up and I have just received my first monthly payment one month in arrears (as is usual). My Pension Expert receives its fee directly from the annuity provider -- this sum being taken from my fund.

Note that purchasing an annuity worked best for my particular circumstances -- it might well not be the optimal choice for other people.

Competitive prices and speedy delivery -- I don't ask for anything more.