I can understand a little more why their score is so low. Be very carful
I can now understand a little more why their score is so low. The plus point was applying for and being granted a card for 0% balance transfers in less than a few minutes with a limit much higher than I indicated I needed. Astounding.
From there it instantly went downhill. No confirmation or welcome email etc being used to being inundated with page after page of T&C’s that I would download.
I had to make a call over a week later to find out if the application was in progress, it took a lot longer before card arrived with direction and encouragement to download BarclayCARD app. What a performance that others have referred to that then couldn’t complete because of errors.
Part of the nonsense is telling you to do all this when you need the PIN as well that ‘will be sent separately’…and that wasn’t received either, had to call to get another sent out.
Having received the PIN and completing both online and App set-up a brief period of success with making the transfers was a relief.
I had set up a DD for minimum payment which gives me flexibility of adding a standing order or manual payment to pay balance off before 0% period ends.
Back to farcical games, putting aside the numerous emails I received once card was active regarding cash back offers other freebees ??? and the like I finally got a relevant email telling me ‘Your statement is here’ , my first. The app showed the correct balance and the minimum payment at way over what I would have expected, nearly four times as much.
Having no documents (as said before) I tried to look at statements and documents on the app, none were available to view. (Your payment details are normally on the back of your statement)
I went online, none were available to view.
The only useful item I had received was the T&C’s booklet. This appeared to confirm the standard 1% of balance.
No option but to call and bypass all the directions to FAQ’s and the app to make contact.
Having explained all to representative I was told my minimum payment was 3.75%, that’s a low number but quite a hike in money terms.
Having endured my wrath that at no time had I been informed in any way that this was the case she obviously referred to looking at the statement, (I’m sure I have no need to describe the frustrating stupid circle this was going in, but she wasn't able to view it either).
She asked me if I had the app and to try etc obviously this wasn’t going to work. She asked if it was the BarclayCARD app or the Barclay app. Of course it was the card app. She said that was being phased phased out from 6 months ago. The mind boggles due the encouragement and direction to use the card app which is still on the automated phone service and their website.
I felt obliged to download the Barclay app going through the same farcical process as the card app (tap your card to register > card not recognized, try another method>take a photo>take a video>record your voice>sometimes this take a little longer, please try later).
Even the representative was stuck for words, because she’s a human and not technology, technology that doesn’t work.
There is some sort of incident in place that I’m sure Barclays will ignore as I said I don’t except an apology for this, I want to know why I wasn’t told about this in any form so my next hour of my life I won’t get back will be a complaint, oh yes, like most organizations that want to do everything online you have to write a letter !!!!
Just be very carful if you can. Be very aware
April 17, 2024
Unprompted review