John Daley

I have had six transactions with GoRoostr, and each one has been a positive experience overall. The process is smooth, and I appreciate the consistent communication and fair evaluations.

My only concern is with the timing of payments when using PayPal. Occasionally, payments take longer than one business day to arrive. Given that I always send brand-new, unopened Mac laptops in their original packaging, I believe payments should be processed the same day the merchandise is received—especially when there are no issues with the items.

To GoRoostr’s credit, they have made exceptions for me in the past, which I genuinely appreciate. I hope this feedback helps improve consistency in payment timing moving forward.

I have successfully repaid a total of six Possible advances, including my most recent $300 loan, which I repaid today over four $75 installments. The previous loans were smaller and always paid in full. Despite this strong repayment history, I was notified that my reloan request was denied, and I can reapply in three days.

I contacted customer support and was told that the decision-making process is proprietary and based on factors like recent income, bank balances, and overall financial activity. While I understand the use of algorithms, I find it unacceptable that a customer with a flawless repayment record and stable financial accounts—both of which have never had overdrafts or negative balances—is denied without a transparent explanation.

The email I received was vague and dismissive:
"Unfortunately, you’re not eligible for a Possible Advance at this time. You can always come back and try again. Feel free to submit a new request on Tue, Oct 21 or later." This response offers no insight and feels like a generic brush-off.

I suspect a soft credit inquiry may have influenced the decision, which contradicts your stated terms that credit scores are not a factor. Additionally, I was charged a $15 monthly fee for access to the service, which I have now requested to cancel. However, my account still shows a pending charge on 10/27/2025. I do not intend to pay another fee for a service that has denied me access to its core offering.

I used to be a satisfied customer and appreciated the opportunity to grow with Possible. Unfortunately, this experience has completely eroded my trust. I will no longer use your service and will share my experience publicly to inform others.

I want someone to confirm that my membership has been canceled and that no further charges will be applied.

Deferit promptly resolved my account issue, demonstrating their commitment to customer satisfaction. They reinstated my original credit line of $1,000, ensuring I continue to receive the financial flexibility I value. Their outstanding customer service has left me highly satisfied, and I look forward to remaining a loyal customer for the long haul!

So far, the Atlas Card appears to be a great option for me. I just signed up last week and the account hit my credit report today. They are actually reporting the credit limit as they should be. I have had an issue with this with a couple of other similar services that I am not happy with the account detail reporting. I am very satisfied so far with the Atlas Card.

This is a great way to pay-in-4 or now in monthly payments. I have had a great experience so far and I am very satisfied to date. I am hoping to gain a higher credit line at some point, but other than this, it has been a good experience.

I am a big MoneyLion fan lately. Their services are outstanding and I am very satisfied overall. Today I was able to purchase Bitcoin using Instacash as an instant funding source. This is the fastest way to get access to funds immediately. I transferred $50 last Thursday on my Wells Fargo debit card and the funds are still not on my Roar debit card.

This is the worst credit card I have ever had the non-pleasure of doing business with. They put a hold on my account back in July after I used my card for some cash advances. All of the staff agree that it is okay to obtain cash, so what did I do wrong for them to close my account for taking cash advances? My account has been frozen since July and today I was advised via e-mail that our "account no longer meets the eligibility criteria and we will no longer have access to funds. Our card has been permanently suspended." We have never made a late payment or ever had anything negative on the account. I am contemplating filing a lawsuit against this company for breach of contract.

My documents were drafted and processed very quickly,. They were provided to me in the mail in very fancy document folders. The entire process was very professional and easy to get through quickly. The price is also very reasonable. I am very satisfied and I highly recommend that everyone take the time to do this today for your loved one's so they do not have any problems if something happens to you.

I had a great experience. David was very helpful, friendly and provided excellent support from start of the loan process through funding. He was always able to answer my questions and got me a better deal when the first offer was not acceptable by any means! I am very satisfied and look forward to paying off my current loan so I can try to get the amount I need next time.

So far so good. My scores have a long way to go, but with Credit Versio, I am hoping to achieve my score goals in the very near future.

The WalletHub credit report and online system looks way better than the bureau the actual data comes from, TransUnion. WalletHub is easy to navigate through and the report has a modern look to it. It also provides you credit details in almost real time. You can get a daily update and it is totally free. I choose WalletHub over TransUnion any day.

Easy process and a great experience so far!